Investment Q&A

Q: Hi 5i Team,

I have held DFY for awhile and have doubled my investment. Experience has taught me to take some money off the table when one of my stocks has reached this point. I'm thinking about selling 1/3 of the position and reinvesting the rest in 2 or 3 of the following stocks:

I have partial positions in BCE, EIF, NWC, WCN and X
I have full positions in T and TD and open to averaging down

My questions are:

1) Would you trim a position in DFY given current market conditions?

2) How do you currently rank the 7 other stocks listed

3) Would you add to existing positions in T and/or TD given their current outlooks or look elsewhere?

These are a held in a TFSA and are planned to be 15-20 year holds

Thanks for the Great Service and Happy New Year!

Colin

Q: Happy New Year Everyone. Thanks so much for your much appreciated service. I have $10,000 to deploy in an RESP account for three grandchildren with a 10-15 yr time horizon. What are three new stock ideas along with suggestions on what current stocks I could add to assuming they are equal weightings. Current stocks: AEM, ARX, BN, CSU, ENB, IFC, LMN, RY, TD, TOU, TRI, TVE and WSP. Thanks.

Q: Good afternoon,

The class action lawsuits against TD bank may require a very large payout to settle, is it not better to wait until they settle and then buy the stock?. TD has pleaded guilty to all the charges and will have to payout for sure.

Thanks,
George

Q: Comments on keeping existing holdings in Td versus other banks? Would you rate as a buy, hold or sell?

Q: Hello. I would like to add to an answer given today about selling TD Bank shares with significant capital gain and Tax mitigation

Asked by Dave: "Can you suggest any way to mitigate/reduce any tax hit if I were to dump my TD shares?"


If an investor is so inclined, it is beneficial to Donate shares where upon donation there is zero capital gains tax and the full amount of the share sale value is considered a charitable donation.

With annual charitable donations, I have been running off gains this way for years.

Q: I've owned TD for over 30 years and am sitting on a large unrealized capital gain. I know this is a great "problem" to have but I resent paying up to 33% tax on any sale now that the feds have upped the tax inclusion rate to 2/3 from 1/2. I took all the risk but lose close to 1/3 of the reward.
Can you suggest any way to mitigate/reduce any tax hit if I were to dump my TD shares?
I hate to say it but I suspect that this issue will only increase (i.e. next step will be 75% inclusion) as the feds look to gouge people to cover their horrific fiscal ineptitude.

Q: I am thinking about selling my TD shares and replacing them with another Canadian bank or financial services company. Do you thinking selling TD is a good idea or should I hold on and wait for a rebound? If I sell what would be your first choice of a Canadian bank or financial serviices company? Looking for growth, yield and stability for total return for a 5 year hold.

Q: Hell 5i I am considering selling BMO shares holdings and RY holdings as they in their higher price range. Sell high buy low! My plan is to reap the profit to buy ZEB. I would appreciate your thoughts on this. Thank you

Q: What are your current thoughts regarding plaza reit as an addition to the income side of my portfolio? If negative, do you have any suggestions for stable high-dividend Canadian stocks that I can investigate? thanks, J

Q: I have these stocks in my TFSA. How would you rate them for growth and dividend.

Q: Which would you buy today?

Q: Just a comment to a question asked on TD today and you replying about the worst performing bank one year can often be the best the next year.

TD WAS the worst performing bank last year AND this year.

That is pretty rare.

Sheldon

Q: Did Td increase their dividend when they reported their Q earnings this week,if so how much is it now?

Q: I do have a sizeable chunk of TD and am just wondering if y'all think a different bank is better suited for upside over the next 4 years or so....

Q: what did you think of results and do you think that the huge drop yesterday was more on the outlook or is there something we dont see .

Q: With yesterday’s drubbing following their results release, I have about a $12k capital loss on my TD non-registered holdings. I am an income investor and TD’s next ex-dividend date is Jan 10. If I sold my shares today, I could then repurchase them as early as Jan 6 and not put the loss at risk….correct? I have gains across pretty much all the rest of my holdings so picking up the loss now vs the potential price increase over the next 30 days seems an ok risk….do you agree?

Q: Please let me know your thoughts on the growth recovery in the USA, if any, on TD in 2025. I am considering selling TD for a tax loss and repurchasing it over a few months.
Thank you,

Q: At what price point would you be a buyer of TD for a long term hold? And do you think given the current difficulties, the dividend will hold/grow?

Q: Good Morning

With the banks reporting next week, I have read it may not be so much about actual results but more about future guidance.

Do you have thoughts on which banks(s) will have results that you and/or the market view positively and which ones will be viewed negatively.

Thank you

Ian

Q: Hello, I am looking to buy one of these stocks for a 5+ year term. Which order would you buy (most conviction to least) and at what entry point ?
I have funds in both US and CA TFSA accounts, so, it is not a big consideration.