Investment Q&A

Q: What is your top pick for a high-quality dividend grow to ETF for a long term hold (25+ years)? I have heard SCHD and DGRO are top choices.

Q: Hi, are there any Canadian dollar alternatives to SCHD.?

Thanks!

Q: Can you suggest 2 or 3 U.S. dividend ETFs that trade in U.S. dollars ? Preferably low volatility. Thanks. Joe

Q: I've decided to buy VIG and SCHD to increase my US portion of my portfolio. What is a fair entry point for them? I tend to wait until stocks go "on sale" but have watched these go up and up over the last few months. VIG's top holdings are Apple and Microsoft, so if the Tech sell-off continues it could go down. SCHD has not hit it's all time high but is getting close. What are your thoughts? Thanks so much!

Q: What US Dividend ETf's would you recommend that are focused on quality companies, and still pays a decent dividend? Would you be buying now or wait for a pullback? Thank you.

Q: You have recommended SPYD ETF in recent answers, and on doing some research, see Morningstar rates it as a one star and Seeking Alpha has a dismal article on it. Just wondering why you like it? They seem to like SCHD much better. Would you agree with this thesis for a Dividend ETF?
Thanks!

Q: Hi Team,

Which ETF would you be adding new money to in a U.S RRSP account?

IWP has been on a tare and can potentially keep moving but SCHD seems to represent better value. These are long term core positions 20+ years.

Thanks,

Q: Hello,

Do you have data showing the 5 yr divided growth rate for the listed ETF's?

Thanks,
Brent

Q: Hi, looking to invest 70,000 in two etf’s one Canada one U.S in a rrsp. (or two U.S. etf’s as I have no U.S holding yet)
Two suggestions that are a conservative sleep at night, and longer term hold, with a 2+% dividend.
Also would like to have if possible a balanced sector allocation. I already have lots of financial and oil- gas stocks, which is heavy in Canada.
Hope this makes sense?
Thanks

Q: Searching for a stable high dividend US ETF for my RRSP. Looking at VYM and SCHD or perhaps you can recommend a different high dividend ETF? VYM has 450 holdings and SCHD 104; VYM appears to have a bit lower P/B and P/E. 10 year return for SCHD is 11.03% and 9.38% for VYM; SCHD also has a higher yield. Thanks for your comments!

Q: What would be the closestCanadian ETF that has characteristics similar to US SCHD?

Q: hello 5i:
I'm looking for ideas for a covered call health care etf in US dollars. LIFE.B seems to be a little to thinly traded, so something other than this? If choices are very limited, would a general etf like SCHD or DIVO be the next best option?
thanks
Paul L

Q: hello 5i:
In our various portfolios, we own DIVO, SCHD and MTUM. MOAT is not owned. I've done a fairly deep dive trying to compare the 4 etf's as I'd like to consolidate some of our single companies eg. MRK, LMT etc etc into ETFs to simplify things, and in the case of the RRIFs, to enhance yield. By my metrics, DIVO seems to come out on top on a risk/reward basis and a good balance of yield with growth. I've included MOAT as I'm interested in the concept (but not sold on the ETF). Can you confirm my findings? Would you agree, or what could you add to my findings? Is there a source (Morningstar does a good job, but not great) that would allow me to better compare risk/return of the listed etf's?
I realize there are a few questions here: take as many credits as necessary to answer as I have a lot banked.
thanks
Paul L

Q: Is there a way to avoid the foreign withholding tax on US dividends?

Q: Is there a Canadian équivalent ETF ,or close to it,to this excellent sélection approach and choice of Cies like this US ETF?

Q: I presently have QQQ and VIG in a USD TFSA, in roughly equal weightings. I'm looking to add one or possibly two more USD ETFs to this TFSA account to diversify a bit more, resulting in rougly 33% or 25% equal weightings depending on whether I end up with three or four in total. If adding just one I would be willing to sacrifice some growth opportunity in favour of some stability and yield in the roughly 3-4% (+/-) range, if possible. If adding two I would prefer something just as described, plus something growth oriented with little or no yield. I'm hoping to minimize duplication or overlap with the existing QQQ and VIG combination, to the extent possible. These would all be securities purchased in USD for long term term holds, and I am not too concerned about the withholding tax on US dividends in a USD TFSA. Can you offer some suggestions? Thanks.

Q: Do you any recommendations for a "safe" dividend paying equity or ETF in USD? Also, are there any tax efficient options? Thanks.

Q: Although I currently hold VYM and VIG in my RRSP, SCHD has been on my radar for a few years and would appreciate your thoughts on adding this particular US$ ETF in my US$ Non Registered account. More specifically,
Q1. Would the withholding tax be eligible for the foreign tax credit when filing my tax return,
Q2. Would the US dividends be taxed as income, and
Q3. Of the three ETFs mentioned above, which one would you recommend for a US$ Non Registered account and your reason for the recommendation.
As usual, your sage advice is much appreciated.

Q: I owned 1000 shares of dgro us dividend
And 1000 shares of schd should I add more on both
Thanks for your ad advise
Ben

Q: Hello,
Can you recommend high or dividend oriented etfs that fall under the following category:
1) From at least more than one ETF company
2) Focuses on dividend payers and moderate growth
3) Covers CDN,US and the rest of the world (not necessarily in one ETF)

I like to pick and chose and change as needed. Not a huge fan of asset allocation ETFs at this point.