Investment Q&A

Q: By the end of this year, I will set up a RRIF. I would very much like to have dividends fund the expected withdrawal of 5 to 6%. There are many TSX stocks which will help achieve this goal. For example, ENB, BCE, BNS, CM, PPL, MFC, SLF etc. Currently, my RRSP is 67% CDN$ and 33% US$. I am having great difficulty finding anything in US$ that comes close to the dividend yield offered by the CDB$ stocks that have listed. BTW, my CDN$ would have about 15 positions. Big Question: How to achieve my goal with the US$ component of my RRIF? One obvious option is to move to funds CDN$, but that goes against country diversification which you often note. I am not very keen on US stocks or ETFs that pay a 2.5% dividend. Your thoughts and recommendation would be greatly appreciated. Thanks Dan.

Q: CAN: NTR, AEM, LUN, CCL.b US: BHP, RS, DOW, LYB, IP
Hi 5i,
I'm looking to make the material sector within my portfolio better. Can you please help me by ranking these companies for me and maybe let me know if something isn't needed or something should be added to give strength and diversification. Truly appreciate your service.
Regards

Q: Hi 5i,
I'm trying to put together a materials allocation for my portfolio that pay a dividend. These are the companies I have come up with that pay a stable dividend and appear to not have too much related business. Is more diversification needed and can you make recommendations. Also is there any better replacements for these companies I would like to have at least a two percent dividend. Thanks!

Q: Hi, as a retired couple looking for US div. Co.s for income and safety, please list from best to worst and those not to buy or your own preferred picks, thankyou

Q: Due to the global rubber shortage, I'm thinking it might be a decent time to enter this segment. I'd appreciate your opinion on this, and also your suggestion on which of these three companies you would suggest the most. Thanks.

Q: What is the future of Dupont? The company did acquisitions then merger then sold some business and finally split in three but company never grew? Your suggestions. Should I switch to DOW-N which I got when DWDP (DowDupont) split or APD-N which is betting on new $7-bil Hydrogen plant project?

Q: I owned Dowdupont and in the spinout of 2019 received shares of DOW, DD and CTVA. I originally purchased the stock with the belief that the spinout would unlock the potential of each entity......ie the sum of the parts was worth more than the whole. So far, after 2 years that thesis has not played out. CTVA (the smallest of the spinouts) has performed well, DOW has been relatively flat and DD (the largest of the spinouts) has been a dog. Can you please comment on each holding and tell me if they were in your portfolio which ones are worth holding, which are best to let go and most importantly why.

Thanks for your guidance and wisdom

Scott

Q: I owned Dow stock before it split into 3 separate companies and now I own shares in all 3. I've kept the shareholders and haven't touched them since the split. Do you prefer one of these companies over any others? I plan to add to this position (which is now 3 stocks instead of one). I am unsure if I should add to all 3, or pick the 'best' one. Can you offer some insight?

Q: For diversifying shareholdings, would any of these companies be appropriate?
LYB, for instance, appears to be on an upward trend. Your assessment and preferred choice is appreciated.
Thank you, Team!

Q: In response to the question about DowDupont's splitting into 3 entities and the subsequent tax handling, the spin out is recognized by CRA as an
Eligible spin off and you can elect to defer tax implications and restate the ACB of the 3 spin offs to accurately reflect this. Below are some links that may be of use to you.

https://www.canada.ca/en/revenue-agency/services/tax/businesses/topics/eligible-spin-offs.html



Defering tax

https://www.canada.ca/en/revenue-agency/services/tax/businesses/topics/information-canadian-shareholders.html

Cheers
Scott

Q: Gordon Pape suggesting selling marginal companies in this environment and claim the loss. Which of the above if any would you consider marginal?
Thanks
Jeff

Q: Can you tell me what is the total drop % since the top. How often have 20% or 30% drops happened in the last 100 years?

Q: Hi, what would be your opinion of DOW as a long term hold in the Income Portfolio?
Thanks
rick

Q: Hello,
Due to spin offs in the past couple of years, I have ended up with equal shares of CTVA, DOW, and DD. Would it be a good idea to sell one or two of them and just hold one? If so, which one?
Thank you,
Dorthy

Q: Can I get your thoughts and comparisons of these 2 companies, I’m looking at long term prospects for each company. 5-10 years, dividend and growth.

Q: I'm looking at DOW and it looks like a dividend yield of almost 4.8% is this correct? with this yield for a solid blue chip like Dow looks very tempting, your thoughts?

Q: Hi 5i,

Is this worth buying after being spun out of DWDP?

TIA

Q: Good afternoon,
I hold the following stocks in my business account that have a weight of between 6.2% and 8.3%. This account was started in DEC/16 and has increased by 6.7% YTD not including dividends. I want to add six more stocks to further diversify while reducing the percentage per equity down to between 4 and 5%.

My goal is to generate income equal to the amount of corporate tax payable annually. I looks like this can be achievable!

Let me know if I need to share dollar values to help access.


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Thanks,
Raymond

Q: Hi 5i,

Do you think these companies are good for growth? If so, would you buy before or after the merger? Do you have the details on the new shares for holders after the merger? I am looking specifically at them for their ag businesses.

Thanks in advance!

Q: Can you give me your thoughts on Dow Chemical (DOW)?
Thank-you