Investment Q&A

Q: If you were to build a portfolio of just ETFs, what 6-8 would you select? Maybe ignore Canada for this scenario as I have plenty of individual positions I'm quite happy with.

Q: Hi team,

I currently have IWO as a core holding. I would like to change to a more concentrated ETF holding either in small or mid cap US. With so many different factors to choose from such as large/medium/small cap, dividend/value/growth/blend, current valuations, etc... and looking at past returns over various time periods, how does one choose the best ETF to invest in going forward now? I would consider all these ETF's to be high quality and obviously no one knows what the range of future returns will be. With small/mid cap underperforming lately vs large cap, would you place your bets on that spread closing over time? I'm comfortable with volatility and have a long term time horizon (+15yrs). How would you rank these going forward for best risk adjusted returns?

Thank you!

Q: Hi 5i Team - What would your top 5 ETF's be as I'd like to purchase the best ETF's that you will recommend.
Thx - Doug

Q: Saw this on Business Insider. Would you be able to tell me the names of the Index Funds & the one that was up 500%?

A 27-year-old investor who's building a retirement portfolio of $2 million in 8 years shares the 3 index funds he's betting on, including one with an over 500% return in the last 10 years.

Thank you.

Q: I asked this question yesterday but I don't see it in the 'My Questions' section, so I ask again. I want to add a dividend growth company or ETF to my kids RESP with a 5-10 year time horizon. I already have T, BMO, and ABBV in other accounts. What do you recommend from the 5i Research stock and ETF universe as a good buy now with plans to add over time? Thank you.

Q: Which is the best growth ETF for Canadian to hold long term (15 years+) in a non-registered account in order to maximize returns?

Q: Hello:

Child turning 18 later this month. For initial $6500 to TFSA would VEQT be better than US only VFV? Very long time horizon and I never bet against USA!

Other options for long term growth?

thanks,

Q: For a market bottom/rebound, which 6 US growth stocks would you buy (as opposed to value) and would there be any ETFs you would use? Thanks

Q: Hi, I appreciate the great work you have been doing to share knowledge.
I am considering the smith manoeuvre and would like to invest about $100K for a start in an etf vs Canadian dividend stocks. I would appreciate if you can share your thoughts on any ETF or ETFs that would be ideal considering the issues with ROC and ACB at tax filing time. I am also considering the importance of geographic diversification, hence the reason that I am not too convinced on going the route of Canadian dividend stocks. I am on the 50% marginal tax bracket and would also like to invest tax efficiently perhaps more towards growth than high dividends.
I look forward to your thoughts.
Thanks

Q: I have about 10% of my portfolio in NVDA currently, and am . I have a 20+ year time horizon. Is this too risky of a position to take? Would I be better to put some or all of the money into XQQ, VUG, or GOOG to de-risk and position myself for long term returns?

Q: FTEC now makes up almost 12% of my portfolio and wondering if you would recommend trimming a bit and investing in an ETF like ARKK? I also hold ZSP which is about 10% of my portfolio now and maybe there is a bit of overlap between the two ETFs? Looking for growth in my RRSP, 10+ years and I don't need any dividends.

Do you think there is still some upside left to an industrial ETF like VIS? And do you have any other sector ETF recommendations that will complement FTEC and ZSP?

Thanks in advance. Please deduct credits as required.
KD

Q: We have a small amount of investable dollars available that was gifted to us when our two children were born. They both already have RESPs and those are maxed out. Our own TFSAs are maxed out, and the RRSPs are nearly as well - but this is intended to be for them when they get older, not us. Any advice you can give other than model something after the growth portfolio and wait? Time is on our side. 10+ year outlook before we might try and access it.

Q: Modest amount of funds in trust for teenagers. Plan to sell Alteryx at small loss. What would you suggest for USD purchase please? I was looking @ VTRS. Not keen on debt levels but will it provide downside protection in this volatile market? Time horizon 1.5 years. Could you also please identify growth oriented names. VEEV already owned. Also ETF ideas to look @ please. Please deduct question credits as appropriate.

Q: I have balanced stocks in RRSP (mainly from your BE portfolio) and growth companies in TFSA (mostly our picks). Its very well diversified in different sectors. Thank you for your help

I still have ~50 K Cash (from recent clean up) in RRSP which I would be investing in this summer. Since majority of my stocks are Canadian, to balance out I am looking to add mostly US ETFs.

These are the ETFs have got my attentions from your questions answers. I am looking for maximum growth and also a hold and forget for 10 + years. This question applies to RRSP

Please provide me with 3-5 suggestions from below. Would you add anything else here or suggest otherwise?

IWO, IWM, VB, VUG, VFV, VGRO, QQQ, ARKK, ARKG,SPY

Thank you for your excellent service!

Q: Hi , Starting my 5 month old grand daughter's RESP. After reading all your other suggestions to other members, I am thinking of VEQT for the diversification of world markets and VUG for that extra torque and US dollar exposure. Would you add anything else here or suggest otherwise? I thank-you in advance. Sam

Q: Hi guys - you've mentioned a few times that the market has shifted from growth to value recently. Assuming we can't time the market with any consistency over the long term, how could someone who is dollar cost averaging take advantage of theses rotations in the future from an ETF perspective? Would it make sense to buy VUG (growth) and VTV (value) and actively purchase more when one fund is considered "down"? Is there a strategic way to determine which fund you would allocate more dollars to with each monthly purchase? Thanks for the guidance.

Q: I have recently transferred my RSP as cash to a LIRA account in another institution. This is a substantial number waiting for investing. In less than 2 years I will need to start transferring to RIF.
I have a few questions
1. What is a period of time you recommend to spread the purchasing of investments.
2. In the meantime, I would like to park cash buying a short-term ETF. Should I get one such an ETF or more to reduce the risk? Which ETF or RTFs would you recommend: ZCS, XSB, VSB, or other?
3. I am looking to have a 50/50 mixture of growth and income. Can you list several stocks, bonds, ETF etc. you would recommend to purchase at this time?

I appreciate your recommendation.
Casimir

Q: Do you have a suggestion or two for a growth-oriented international ETF, that does not contain Canadian stocks, to put in a TFSA for a very long-term hold?

Q: Given the state of the markets, what would some of your current favorite names be to add to a new RESP account for my son? I've set aside $10k to take a few stock positions early on (anticipated long term hold as he's a newborn) and then am thinking going forward I'll devote annual contributions to a more passive approach (boarder market ETFs, etc.).

With a smaller account like this diversification decisions seem a little more difficult. Any general suggestions on RESP considerations would also be appreciated.

Thanks for the great service!

Q: Hi there,

I know there are many ETFs to pick from these days. I know your team is naturally growth investors, so that being said, what are some of your personal favourites? Can be thematic or index!

Thanks!