Investment Q&A

Q: Dear 5i team.
Given the current market backdrop, if one was to take 100K and build an ETF portfolio for min 10 year timeframe, which sectors would you be comfortable buying into before year end and which ETFs would you choose to accomplish this.

Thanks for your help.

Q: Good Morning,

I have recently retired and need to improve yield. The above noted holdings have a low yield or have not performed well.

Can you please rate from first to sell down to last to sell and possibly provide some basic reasoning.

Thanks very much.

Q: Hi there,

In terms of the US dividend withholding tax should any of these three be held in my non sheltered account?

Thanks,

Q: Do Canadian ETFs that track US tech firms underperform? I was looking at these and a few others on the G&W and the Canadian ETFs with the exception of HTA and HTA.B (up 35%ytd) seem to have significantly lower returns. And I think HTA uses covered calls.

XLK is up 32% ytd, IYW 35%, IGN 31%. The most popular Canadian ETFS seem to be ZQQ(ZQN) 26%, XQQ and HQQ 26% and TEC 25%. Some of this is due to currency moves, but the hedging costs of the hedged ETFs surely aren't that large. Is it better to just buy XLK or are HTA/HTA.B a better alternative?

Q: Hi 5i, Of these ETFs will you please help me pick 3 you think had a better outlook, for a 3 years hold, I would think, now that the vaccine is ready, cloud etfs would slow down
Thanks

Q: is there an ETF that focuses on tech stocks, couldn't seem to find anything in the Q and A section

Q: I work in tech and for that reason I had told myself no need to add further exposure to tech by holding tech stocks. Now I kind of regret that strategy. I wonder what percentage of exposure to tech In my portfolio is sensible? Is it too late to enter? Do you think tech stocks are in a bubble? Can you suggest some names (ETFs/stocks) in canada and US that would be good choices if we decided to add some exposure to tech?

Q: Hello gentleman and thanks for your wonderful service as always. I'm wondering if you can point me in the direction of your preferred ETF's for the tech industry and the pharma industry.

Q: I have a well diversified Canadian Stock portfolio. However, that being said, there are no Consumer, Technology or Health Care stocks in that portfolio.

Do you think that low cost, diversified, market weighted US ETFs XLP, XLY, XLK, XLV is a smart way to cover the sectors lacking in my portfolio.

Many Thanks.

Q: Hi group I believe that Tech + health + gold will be the leaders when we come out of recession. Can you give me a list of 2 ETFs for each sector along with 2 individual stocks you like for Canada + USA. Am also interested you take on my sectors that will lead the recovery and should I start picking away or wait ??? (I believe the market are vastly overbought and does not factor in the economic reality that the virus is going to do to the market. Please deduct credits at your discretion.

Q: Hello 5i!

Appreciate all the great work.
I am looking for a canadian as well as US listed tech ETF. And semi-conductor fund to be held in my RRSP. Diversification and of course hoping for long term growth.
Currently XIT (TFSA). Using the room in RRSP for US listed dividend stocks/ETF's. Or whichever is the most tax and growth efficient.

I'm wondering what your top picks are in that sector and why? One concern of mine is some have a much higher mer. Is that worth the performance in the long run?

Or better bang for your buck on keeping fees low as usual and the most diverse fund. Company and cap wise. Hence holding a primarily large cap and semi conductor. Or just 1 solid all around.

If I'm missing a far better pick please enlighten me.

Thank you for putting together such a great site and program. Info is fantastic.

Q: I realize that in a recovery as you’ve noted, individual stocks will do better than ETF’s. If I’m looking for growth over a three to five year time frame would you suggest buying both SMU and XLK Or a list of individual stocks that could include MSFT JPM V WMT INTC ? I suppose a combination of the two options is also possible. This is for US exposure and it’ll be in my TFSA account which is presently sitting in cash. I believe you’d also suggest buying back in gradually. Thoughts. Thnks

Q: I am looking for a technology etf for US market or the world market. Need your help.

Clayton

Q: Good morning,
I currently hold BABA.US in my RRSP and was considering a switch to AMZN.US. In an effort to further reduce risk while maintaining a tech component in my overall diversified portfolio, I'm now looking at selling my current BABA.US holdings and buying either QQQ.US or XLK.US which both hold some AMZN.US.
What are your thoughts on this potential move and of the two ETFs mentioned, which would you recommend and why?
I thank you and look forward to your response.
Francesco

Q: Hi 5i experts,
I recently am watching the XLK that seems has the same holding company as ZQQ has but the risk is much lower than ZQQ. As a Canadian investor, should I keep XLK instead of ZQQ? which one has better return? and tax efficient?

Thanks,
Alice

Q: I am interested in investing in a technology ETF. Would you prefer the QQQ or XLK?

thanks

Kim

Q: I currently have 1/3 of my TFSA in a cash position and am underweight in Industrial, Technology, and Consumer Cyclical. What ETFs do you favour that would help me to balance out my portfolio?

Thanks,
John

Q: What are your favourite ETFs for US tech exposure in US$ please?

Q: I am interested in adding a tech and healthcare ETF to my RRSP. Which ones would you recommend. Also would you use the same ETFs for a TFSA?

Q: Looking at the US market for a 2-3 year horizon. Like TSG, SMSEY, XLK, NVDA and TEAM do you see any problem with taking full positions now and what 2-3 additions would you make and or remove.

Thank-you as always for your insight.