Investment Q&A

Q: just wondering what etf in the u.s. you like best for the long term [10 years or more] that has a low mer [eg. spy , voo, vanguard,etc] and pays a reasonable dividend.

Q: please confirm that Owning VFV in an RRSP there withholding tax is not applied? If it is do you have a suggestion on an S&P eft that would be exempt this hold back

Q: My daughter is just starting out with a RRSP account. She has some VDY and we would like a suggestion of 5 or 6 non Canadian Vanguard funds

Q: on friday i asked:
why do 4 different S&P 500 index funds all have different dividend yields?
To simplify, if we narrow it down to just VFV and VOO, it is the 15% witholding tax on VFV that accounts for the difference. In an RRSP VOO gets exempt.
It seems like we are getting punished for purchasing a Canadian domiciled fund.
So then it comes down to picking the best of 2 bad options:
VOO and pay roughtly 1.5% exchange on the purchase and then again on the sale
or
VFV and always pay a 15% witholding tax on dividends.

Have i misconstured anything?
Is it still a cointoss between VFV and VOO

Q: Hi , what is the difference between VFV and VOO. Is one safer then the other?
Thanks. Alnoor

Q: why do 4 different S&P 500 index funds all have different dividend yields?
SPY 1.413
VFV 1.183 (Canadian listed but still)
VOO 1.452
IVV 1.442

Q: I have a full position in VOO in my TFSA that has done well with the recent rally but was originally a hedge that I no longer need in this account. Looking to move back to a growth-oriented position.

What would your top recommendations be for assets to high potential growth for the next 2 -5 years (excluding Tech as overweight there)?
With small caps having the potential to rise is there an ETF that would be skewed to this

Q: Hi there,
I have invested in three mutual funds with considerable management fees. I am hoping you can recommend three ETFs with similar holdings/benchmarks and performance. They are CIG 622 (CIG AMRCAN FD CL A -FE) MER 2.44%; FID 254 (FDLTY CDN GRWTH COMP CL B -FE), MER 2.23%; and FID 234 (FDLTY US FO STK SR B -FE), MER 2.22%.

Q: Could you please suggest a mirror ETFs from the listing below in Canadian dollar?

VOO
VGT
QQQ
PSA

thanks,

Q: Good morning - can you suggest some US S & P 500 ETF possibilities along with a recommended choice. Many thanks

al

Q: Hi team,

I currently have IWO as a core holding. I would like to change to a more concentrated ETF holding either in small or mid cap US. With so many different factors to choose from such as large/medium/small cap, dividend/value/growth/blend, current valuations, etc... and looking at past returns over various time periods, how does one choose the best ETF to invest in going forward now? I would consider all these ETF's to be high quality and obviously no one knows what the range of future returns will be. With small/mid cap underperforming lately vs large cap, would you place your bets on that spread closing over time? I'm comfortable with volatility and have a long term time horizon (+15yrs). How would you rank these going forward for best risk adjusted returns?

Thank you!

Q: Am considering purchasing the above and adding to over time. Would appreciate your thoughts re this security compared to SPY or VOO or other you might prefer.

Q: What are your top 4-5 picks (stocks or ETFs) for an RRSP with a 15-20 year horizon?

Thanks,

Q: In the past you have recommended Voo as an us s&p ETF now it seems to be spy. What is the difference?
Thanks

Q: Good morning,

I'm looking at buying an ETF that tracks the S&P 500 for my TFSA account and am considering VFV.CA.

Withholding tax is a concern and given that VFV.CA holds US stocks, would there be a withholding tax on any of the dividends distributed and if so would you kindly recommend a few other similar ETFs that track the S&P 500 where the withholding tax is not a concern. Thank you.

Q: Saw this on Business Insider. Would you be able to tell me the names of the Index Funds & the one that was up 500%?

A 27-year-old investor who's building a retirement portfolio of $2 million in 8 years shares the 3 index funds he's betting on, including one with an over 500% return in the last 10 years.

Thank you.

Q: Can you explain the difference in performance between these two?

Also, I hold VFV in my TFSA and non-registered accounts, VOO in my RRSP. Is this the way to go?

Q: Can you explain the difference between returns of VOO and VFV if one is preferable to the other in a non-registered account, RRSP, and TFSA?

Q: I have losses in spy and iyc and want to buy voo. Would I be able to claim the loss since the two etfs are in a non registered account? Do you think this is an ok move?
Thanks, Lesley

Q: With a 5yr time horizon would you recommend splitting money over 3 etfs; rep. Utilities, tech, financials. Or, one etf VOO or a cad equivalent with spaced purchases over the course of a year. If suggestion is 3 etfs, could you please suggest some names in each of the three sectors. Thanks a lot.