skip to content
  1. Home
  2. >
  3. Investment Q&A
You can view 3 more answers this month. Sign up for a free trial for unlimited access.

Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hello Peter and colleagues
I am trying to develop a simple but effective portfolio. What would be your opinion and recommended percentages on a simple portfolio including these ETFs: XIC, VFV, VXUS
Would you recommend adding more ETFs while keeping it simple? and if so, what would be the percentage of each. Do you recommend replacing VFV with VTI? and why?
Please deduct as many points as needed.
Thanks
Read Answer Asked by Hassan on December 06, 2019
Q: Hi there, is the John Bogle Vanguard approach to investing a good one? I believe Buffett has a similar approach. Is a 2 US ETF equity portfolio good enough to get growth and global exposure, since many US companies operate on a global scale? Would a 50/50 split between ZQQ and VUN or a split between ZQQ and VFV be better? Can I go 100% into VUN/VFV? Are there better ETFs or is there a better approach to this? Thank you!
Read Answer Asked by Michael on November 07, 2019
Q: It has been suggested to me that over the long term, the the average investor like myself is better off buying the indexes VFV with a dividend of 1.64% and XIU with a dividend of 3.61% rather than buying a portfolio of individual stocks. Would appreciate 5I's observation of this comment. Thanks, Bill
Read Answer Asked by William J on October 29, 2019
Q: Most of my information is supplied by your insightful replies in this form but now require a little more direction.
Need to convert about 105000 from rrsp to rrif .
Am looking for 4 or 5 ETFs that are dividend payers as all our needs are covered with
oas and cpp plus company pension.
We also have tfsa, US and Canadian trading accounts so this would be for discretionary spending.
Thank you
Barry
Read Answer Asked by Barry on September 25, 2019
Q: Follow your balanced portfolio and hold the above etfs for american exposure.. Vgg has performed better over the last 18 months. Thinking of selling vun, vfv and buying vgg. What do you think? T steve
Read Answer Asked by Stephen on August 29, 2019
Q: I currently have $115 K saved in my children's RESP with the chikdren’s ages almost 14 (grade 9) and 12 (grade 7).

Currently I have $46,600 in 1-2 year GICs
$9K in Fortis
$25k in VDY
$35k in VFV

Considering cashing in Fortis or $10K of gains out of VFV for another GICs as I am concerned about markets and will need this money in the next 4-6 years for both children. Should I stay at 60/40 or reduce to 50/50 at this point?
Read Answer Asked by Sarah on July 24, 2019
Q: Have all of these and so far all performing fairly well---they all around 2%
Want to top 2 of them up to 5%----or maybe you have a better choice.
Please advise your thoughts
Peter
Read Answer Asked by peter on July 10, 2019
Q: For the purpose of simplicity I would like your opinion on these 3 ETF portfolios.
My idea is to rebalance 1 / year.
non registered: VFV 30% VDU 30% VAB 40%
TFSA: VFV 50% VDU 50%
RRSP: VOO 30% VIG 30% IWO 30% VAB 10%
Any suggestions as to changing the etf's used for better tax purposes ?
Are there better etf's that you would recommend using?
Thanks for your help .
Victoria
Read Answer Asked by Anna on June 05, 2019
Q: Thank you for all your help
I am a novice investor learning the ropes
For that reason, although I want to increase my US exposure , I am not comfortable picking individual stocks
Which of the following etf’s would you recommend, and why
VUN VGG XHU. (I already own VFV)
Also,I heard you do not want US in a TFSA. Why is that..?
Thanks again
Read Answer Asked by Michael on May 23, 2019
Q: 2 questions - please deduct as many points as needed.
Q1 - according to Portfolio Analytics, I need to increase my fixed income allocation by $90k. I own 4% positions in XBB, ZIC & PMO005 and 2.6% in CPD. Would you recommend adding to one of these or would you suggest adding another ETF?
Q2 - I need to add $125k to International exposure. Current international holdings include XAW, XMI & XEC at just over 2%. Should i add to anyone of these or add something else?
Read Answer Asked by Rosemin on May 21, 2019
Q: I have subscriptions to both 5i Research and to the ETF & Mutual Fund Newsletter. Is there any way that these subscriptions can be linked, or must they be kept separate?

In the ETF Model Portfolios you recommend VSP and XQQ. Both ETFs are "Canadian Hedged". Are there non-hedged versions of these ETFs available? Why do you prefer the Canadian Hedged versions at this time?

Read Answer Asked by Joyce on May 13, 2019
Looking for more? Sign up for a FREE 14 day trial! No credit card required

We invite you to sign up for a 14 day free trial of 5i Research!
Experience all the benefits and tools we have to offer; stock research, model portfolios, Q&A with our experts, and so much more. Join a community of like-minded investors today!