Investment Q&A

Q: Dear 5i,
Assuming the following criteria:
1. war in Ukraine
2. there is correction in International ETF's.
2. one was lucky and was able to buy either TPE and/or THE near the bottom.
Which ETF would you buy for best price appreciation?
(TPE is non-hedged, THE is hedged)
Can you please explain your thought process for this choice.

thanks for your thoughts!

Q: Hi 5i
Can I please get your thoughts on geographic selection for index mutual fund investment?

Working with TD e-Series Funds, monthly contribution, 19 year old just getting started, single fund has been the thought so far.

Choice Range: Canada Index? US Index? International Index(Holds TPE ETF)?
(can go Europe only but I'm guessing you will ward off this selection)

Comments welcome on all aspects.
Thanks
Dave

Q: My adult son (Canadian citizen/resident) is in his early 30's, has maxed out his RSP and TFSA (he holds high-quality individual securities within these accounts, which have done well over the years), and he is lucky to have a high-paying job in which he has surplus funds (Canadian dollars) that he can invest, within a non-registered account, approx. $20k to $25k per month. The goal is long-term growth, aggressive (80% equities), with the possibility that he may need some of the funds within the next 3-5 years, to join a group practice (capital contribution toward partnership). My advice to him is that he purchase each month among the five following ETFs (% as indicated below), rebalancing as he makes new monthly contributions:
20% VAB = Vanguard Canadian Aggregate Bond Index ETF;
20% ZCN = BMO S&P/TSX Capped Composite Index ETF;
25% VFV = Vanguard S&P 500;
25% TPE = TD International Equity Index ETF;
10% ZEM = BMO MSCI Emerging Markets Index ETF.
What do you think of these 5 particular funds and the overall allocation? For his situation, are there different ETFs you might suggest we look at that would be better-suited for his situation? Thank you.

Q: What are your thoughts on TPE vs XEF or VIU for international equity in an RSP? It seems somewhat safer due to larger cap focus but the TER is higher so combined cost of 0.32 to 0.23 for VIU. Leaning towards VIU as it has the most holdings and includes Korea.

Q: Have all of these and so far all performing fairly well---they all around 2%
Want to top 2 of them up to 5%----or maybe you have a better choice.
Please advise your thoughts
Peter

Q: I own TD International Index-e, which has been a solid low-MER performer; however, I noticed that TD now has a new ETF called TD International Equity Index ETF (TPE) which has even lower MER. Does it make sense to switch from the fund to the ETF (in registered accounts, where no capital gain would be triggered)?