Q: Hi, I am trying to remember a certain stock you presented which has a vertical zig-zag curve. Someone asked about a safe investment which returned more than a GIC or money market account and you suggested this stock (or maybe it was an ETF). Many thanks
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
- Purpose High Interest Savings Fund (PSA)
- CI High Interest Savings ETF (CSAV)
- Global X Cash Maximizer Corporate Class ETF (HSAV)
Q: Hi 5iTeam, In your answer to my previous question regarding XSB and XLB, you mentioned there are cash proxies that are less volatile than XSB. Would you please name these cash proxies.
Cheers,
Cheers,
Q: Dear 5i,
Can you suggest some non-Bond type Canadian traded ETF's that might have similar performance characteristics to a short term Canadian bond ETF. I am hoping you may be able to suggest some relatively low risk Canadian ETFs that have a little income with minimal chance of capital loss.
thanks
Can you suggest some non-Bond type Canadian traded ETF's that might have similar performance characteristics to a short term Canadian bond ETF. I am hoping you may be able to suggest some relatively low risk Canadian ETFs that have a little income with minimal chance of capital loss.
thanks
- Purpose High Interest Savings Fund (PSA)
- Purpose Premium Yield Fund (PYF)
- Vanguard Conservative ETF Portfolio (VCNS)
- Vanguard Conservative Income ETF Portfolio (VCIP)
Q: Hi
I am slowly selling into the rallies and consolidating my portfolio.
Of the two VCIP/VCNS which is safer to hold for 1 to 2 years.
Or should I simply put the money in a Hi Savings a/c or in an ETF like PYF/PSA. I won't need the money to survive for 1 to 2 years. But will need it to "wade into the market" as per your suggestions. Is PYF bit too fancy a place to park? One of the gentleman on BNN mentioned this product recently. I wasn't even aware of this product!
Thanks in advance.
I am slowly selling into the rallies and consolidating my portfolio.
Of the two VCIP/VCNS which is safer to hold for 1 to 2 years.
Or should I simply put the money in a Hi Savings a/c or in an ETF like PYF/PSA. I won't need the money to survive for 1 to 2 years. But will need it to "wade into the market" as per your suggestions. Is PYF bit too fancy a place to park? One of the gentleman on BNN mentioned this product recently. I wasn't even aware of this product!
Thanks in advance.
Q: Does 5i have a recommendation for parking cash looking out 1-2 years? Thanks, Bill
Q: Over the last few months I have become concerned about the stock market and have sold most of my holdings and now sit on a large cash position. Do you have any suggestions for parking money other than GIC's? Thanks, Bill
Q: What are some best ETFs, Mutual Funds that is best to park temporary cash holdings? Preferably something that's safe (but not an interest-bearing savings account) with the expectation that it's better than holding actual cash and that I can sell easily to use within less than a year time-frame?
- Purpose High Interest Savings Fund (PSA)
- Vanguard Canadian Short-Term Bond Index ETF (VSB)
- iShares Short Treasury Bond ETF (SHV)
- Vanguard Short-Term Government Bond ETF (VGSH)
Q: Hi 5i Research Team,
I am interested in investing in both Canadian and US T Bills etfs. Please recommend 1 or 2 in each.
Thanks
I am interested in investing in both Canadian and US T Bills etfs. Please recommend 1 or 2 in each.
Thanks
Q: Are the "dividends" paid by these two Purpose ETF's taxed as eligible dividends? Thanks.
Q: I have been liquidating my holdings in drift and draft over the last month or so, and I am currently about 25% in cash. Can you recommend a relatively a safe place(s) (stocks, etfs, bonds, etc) that pays a dividend/interest for the next 6 months to a year.
Cheers,
Cheers,
Q: Is there a US dollar equivalent?
- iShares 1-5 Year Laddered Government Bond Index ETF (CLF)
- Purpose High Interest Savings Fund (PSA)
- Vanguard Canadian Short-Term Government Bond Index ETF Redeemable Transferable Units (VSG)
Q: XBB, HFR and FLOT have not held up well during this challenge. Can you suggest some liquid bond ETF's that will simply stay flat and pay a modest dividend?
Q: Just read your March 17 Stock Market Update article regarding "Where is the bottom???" and the bear Market histories. Very enlightening.
I have been almost entirely in cash for over a month now and noted your portfolio changes. You mentioned Adding a new 4% position of BMO Equal Weight REITs ETF (ZRE) in the Income Portfolio. ZRE has been very steady since inception in 2010 gaining almost 40% over that time period until the recent unprecedented and understandable 37% drop since Jan 31.
My question is where should we park our cash while we wait out this terrible situation? Should we just leave it as cash? Is the BMO ETF a suggestion for a short term hold? I did read your Trade Rationale and was a little confused by your comment "remove some of the 'tail risks' that might be seen if there are issues at any individual company." Am I right in thinking this is in reference to ZRE being an ETF? Apologies for my ignorance.
Thanks for all you do
gm
I have been almost entirely in cash for over a month now and noted your portfolio changes. You mentioned Adding a new 4% position of BMO Equal Weight REITs ETF (ZRE) in the Income Portfolio. ZRE has been very steady since inception in 2010 gaining almost 40% over that time period until the recent unprecedented and understandable 37% drop since Jan 31.
My question is where should we park our cash while we wait out this terrible situation? Should we just leave it as cash? Is the BMO ETF a suggestion for a short term hold? I did read your Trade Rationale and was a little confused by your comment "remove some of the 'tail risks' that might be seen if there are issues at any individual company." Am I right in thinking this is in reference to ZRE being an ETF? Apologies for my ignorance.
Thanks for all you do
gm
Q: I have a larger amount of cash in PSA and CSAV. Is this safe or is it safter at this time in cash, with the return so low?
Thanks for your reply.
Thanks for your reply.
- iShares Core Canadian Short Term Bond Index ETF (XSB)
- Purpose High Interest Savings Fund (PSA)
- Vanguard Canadian Short-Term Government Bond Index ETF Redeemable Transferable Units (VSG)
Q: Can I get your thoughts on this etf? It only has $34 million in net assets. I am looking for a government bond ETF with a 1 to 5 year bonds with a reasonable management fee. Trying to get a bit more yield than GICs while preserving my capital. Any other investments that can achieve this? Thanks for your suggestions.
Q: I'm 27 and have invested in my TFSA in 8 growth compagnies so far for long term holding (retirement). I save 10% of my salary in my TFSA for my retirement since I'm 22 as I read in Rich Barber few years ago. I wait until I've got 1000-1500$ and then buy a stock.
1) Other part in my saving is to buy a house with my girlfriend in about 2-3 years. What will you suggest us to invest in for that short period?
2) My girlfriend want to start investing for her retirement. I suggested her to invest in ETF at first and than change for a strategy like Beat the TSX when she has enough money saved. Is it a good strategy? If so, which ETF will you suggest to invest in?
Thank you
1) Other part in my saving is to buy a house with my girlfriend in about 2-3 years. What will you suggest us to invest in for that short period?
2) My girlfriend want to start investing for her retirement. I suggested her to invest in ETF at first and than change for a strategy like Beat the TSX when she has enough money saved. Is it a good strategy? If so, which ETF will you suggest to invest in?
Thank you
Q: Hi,
I have parked some cash in PSA (CAD) and MINT (USD) for short term until market and economy stabilizes. PSA invests into cash or high interest savings accounts of National, Scotia, CIBC banks. MINT invests into short term high quality corporate investment grade bonds. How safe are this ETfs if interest rates keep dropping and a severe global economic downturn or collapse of Financial markets. How much can the price drop be considering they are yielding close to 2%
Thanks
Ninad
I have parked some cash in PSA (CAD) and MINT (USD) for short term until market and economy stabilizes. PSA invests into cash or high interest savings accounts of National, Scotia, CIBC banks. MINT invests into short term high quality corporate investment grade bonds. How safe are this ETfs if interest rates keep dropping and a severe global economic downturn or collapse of Financial markets. How much can the price drop be considering they are yielding close to 2%
Thanks
Ninad
Q: Hi team,
Could you please recommend a few different investment options for a place to park cash within my trading account? Obviously I'm looking for something highly stable and that would ideally offer some yield.
Thanks!
Could you please recommend a few different investment options for a place to park cash within my trading account? Obviously I'm looking for something highly stable and that would ideally offer some yield.
Thanks!
Q: I would appreciate your recommendations for appropriate ETFs for a TFSA. The funds will likely be withdrawn in a couple of years for a home purchase.
Q: I'm a highly aggressive growth investor (thanks for your help). At 86 with too small a pension, its time for some fixed income. I've sold 25% of my equities. Where do you suggest I put this cash so I get some return? Thanks.