skip to content
  1. Home
  2. >
  3. Investment Q&A
You can view 3 more answers this month. Sign up for a free trial for unlimited access.

Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Have these ETF's in my portfolio for at least 5 years. With the current interest rates environment... keep or swap? If swap which one? What would be a better option?

Thanks for your great service

Kevin
Read Answer Asked by Kevin on March 11, 2022
Q: Context: Sold CNQ after a long run up. Funds now to deploy into a locked in RSP about to be unlocked into an income stream. Currently have all blue chip dividend payers and am looking to offset risk by initiating a bond position. Looking for:
-CDN domiciled etf with NA and/or Global focus
-3% minimum yield
-High grade but willing to accept corporates for yield
-Prefer shorter term to maturity, to match future rate increases
-If not CDN domiciled, willing to look at US and willing to look at more than one to match criteria

Thank you!
Read Answer Asked by Harry on February 28, 2022
Q: Hello 5i,

I purchased these four funds in an income account in the summer/fall of last year. To date ZRE and CPD have hung in there, while the other two are slightly down overall including divs. Are these funds behaving the way you would expect for an income investor?
Read Answer Asked by Kelly on February 10, 2022
Q: I currently own CLF,CPD,ZAG and HLY in a LIRA account. The weight of these 4 ETFs are all 2 %. each. I would like to sell 2 and then use the cash to increase the weight of the other 2 that I will keep. Which 2 ETFs would you sell?

Thanks
Read Answer Asked on January 09, 2022
Q: My wife has set up a small non registered account. She has chosen the above ETF's. She would like to add an ETF that covers the Dow Jones. Long term hold. Your suggestions. Thanks
Read Answer Asked by David on January 07, 2022
Q: I have the following bond ETF's: HFR,VSC, ZAG and XHY. They total 22% of my portfolio. My question is do I move out, reduce or shift into different bond investments. I am 70 and they are split evenly in registered and non registered accounts.
Cheers and thanks for your great work. Bob
Read Answer Asked by robert on January 06, 2022
Q: I have had RBF7280 for a long time, since it was a PH&N Fund. Its MER is 1.43 and yield is 3.43. Would XHY be a proxy for it at a higher yield and lower MER?
If not, is there a different ETF that I could replace 7280 with?
Thanks for all you do. I sleep better during the downs now, and even better on up days.
John
Read Answer Asked by John on January 03, 2022
Q: What ETFs do you recommend for a retired senior with a company pension age 79. I am a conservative investor. How should covid developments affect my selection?
Read Answer Asked by Donald on January 03, 2022
Q: I have about 10% of my portfolio in these bond ETFs XBB 2%, CLF 4%, XSB 2%, XSH 1%, PMIF 1%. They have shown a negative performance recently with CLF down 7%. The coupon reduces the losses. Will increased interest rates improve their performance? An alternative is to reduce my exposure and buy something like BCE with a low beta and a better yield (5% +). I am 79 years old and have pension income. My portfolio is conservative holding a large proportion in banks, telecoms and utilities. I am looking for stocks, ETFs with a low beta and good yield..
Read Answer Asked by Donald on January 03, 2022
Q: Good morning. I have had RBF7280 for decades. It yields 3.43% and has an MER of 1.43. Would it be comparable to XHY which has a higher yield and a lower MER? Is there another alternative that you can suggest?
I don't trade or worry very much since I started with 5i a few years ago. Thank. John
Read Answer Asked by John on January 03, 2022
Q: Good morning 5i,
I need some fixed income. And I am paralyzed by the low rates I see. when I think of fixed income i tend to think of security and not growth. I know there are a number of people who put all kinds of things in fixed income, from high risk bonds to preferred shares. Where would 5i fall on this question? I was wondering what you thought a suitable fixed income component might look like for a retired person? as you can see by the symbol I added in the title, I am thinking short term bonds. But, i am open to suggestion. Could you suggest some bond etf's for the US and for Canada that would be appropriate for our current situation?
thanks
Read Answer Asked by joseph on November 22, 2021
Q: Hello 5i Team

I currently hold PH&N High Yield Bond Fund Series D (RBF1280) in a RRSP account.

I would like to transition from this mutual fund to an equivalent ETF.

What ETF would be a suitable replacement for this mutual fund, trading in Canadian dollars on the TSX?

Thank you
Read Answer Asked by Stephen on November 08, 2021
Q: Hello,

I am concerned in a rising interest rate environment CBO (5.0%), CPD (1.92%), XHY (7.4%), VAB (4.13%) are positions that need to change in my portfolio. Portfolio Analytics recommends holding 35% in fixed income. I currently hold about 18%.

Should I be selling some or all of these positions and then re-investing in other fixed income vehicles given the rising interest rates?

I would appreciate your feedback/suggestions on current position. Thanks again for all your great service.
Read Answer Asked by Mauro on November 08, 2021
Q: Hello Peter,

The ETF's above are in the income portfolio. All have different yields that are paid out monthly. My question is, do any of these "dividends" increase over time? Not the yield but the actual payout per share?

Thanks,

Kelly
Read Answer Asked by Kelly on October 22, 2021
Looking for more? Sign up for a FREE 14 day trial! No credit card required

We invite you to sign up for a 14 day free trial of 5i Research!
Experience all the benefits and tools we have to offer; stock research, model portfolios, Q&A with our experts, and so much more. Join a community of like-minded investors today!