Investment Q&A

Q: I wish to get international equity exposure in my portfolio using XEF or XIN, along with XEC for emerging markets. Currently international exposure is negligible.

What do you think an appropriate international weighting would be in a portfolio that is 90% equity/10% fixed income.

I was thinking 15% developed markets (such as XEF) and up to 5% emerging markets (XEC). Thoughts?

Q: Good evening,

Multi-part question.

Had just finished reading ‘The Little Book of common sense Investing’, decide to make the switch, and am beginning to plan my transition to CPD, ZAG, VFV, XEF, VCN, VEE, and XRE, when I come across the new Vanguard products, of which VBAL to me seems the most interesting.

I see the pros of this ETF as being straightforward and dropping from 7 commission fees (re-balancing myself), vs just one trade a year to add money (portfolio currently around $26,000).

Cons: no preferreds or real estate. Less control (e.g they decide the asset allocations).

Do you have an opinion on this ETF?

Not sure the yield on VBAL but am guessing 2.5-3% maybe? Any idea?

Also, If I go ahead with VBAL would you give it some time to settle down (trading looks a little erratic), or is that volatility purely a product of price changes of its holdings already?

Thanks!

Q: Can I have your opinion and comparisons on these 3 international ETF for a long term core holding, to compliment VIG in an RRSP, which is best and why. No international exposure at the moment. I understand that XEF and ZEA both track the same index however I'm not sure why XEF would hold its own ETF for a 7% holding.

Q: When would be a good time to make these acquistions?

Q: I am thinking of purchasing these ETF's and wondering if you might give me your thoughts?
Thank you!

Q: Hi,

I'm currently only holding XEF(1.5%) and VEE(1%) for international and EM exposure. I'm looking to increase it a bit more maybe to 5%, as the rest of my portfolio is in US or CAD equities. I know you have talked about VXUS as a good international ETF to hold and the expense ratio of 0.11% is hard to beat. When I look at the regional allocation for VXUS, 19.3% is EM, so if we just hold that, would we even need to hold VEE? What do you think would be best to hold to have international and EM exposure? How about VI and VIU (exposure excl. North America)?

Was looking at one or two good quality ETF's to hold. Your thoughts on how they compare?

Thanks!

Q: Hello: If you were to pick ETF's today for an RRSP, one to cover Europe and another the US, what would your choice be? Large-medium-small cap at this point would make very little difference. They would be for a long term hold.

Thanks, Brian

Q: Hi 5i,
I have 200K invested on these ETFs as follows:
XEC: 10% VUN: 25% XQB: 35% XEF: 10% XIC: 20%

My time horizon is 5 years, How can I change my current setup to make it more rewarding, These are outside RRSP.

thanks
Fernando

Q: I am looking to invest about $200K (non registered) for a minimum of 5 years into a moderate growth couch potato type portfolio. I am 5 years from retirement. I am considering the following portfolio and would like to know if you would agree with these ETFs and distribution.
XIC or VCN 25%, VUN 25%, XEF 20%, XEC 5%, VAB 15%, CBO 10%

Q: Hello,

I am looking to get some exposure in emerging markets. I currently own only Canadian and US equity. I am looking into ETFs, more specifically; XAW, XEF, VEE, amongst others. I'm looking to invest moderate to long term.

Doing you have a preference amongst those, or other suggestions? Secondly, do you think the timing is right, especially with respects to China? And finally, which countries/continents would you have a preference for?

Thank you