Investment Q&A

Q: For safety of income and income, what would be your preference between XUT and a bond ETF? Thanks, Bill

Q: Good morning,
How would the drop in US interest rates effect this Canadian ETF and would this ETF be a good add to my existing XBB VAB for long term stability in an RRSP. I am retired and mostly follow the Conservative ETF portfolio from ETF and Mutual Fund 5i

Thanks
Carl

Q: Ray Dalio and David Rosenberg to opinions i highly respect sure paint a gloomy picture of the next 10-20 years.
Rays suggested Portfolio weightings 7.5% Gold 7.5% other Commodities, 40% Long term bonds and 15% Intermediate bonds 30% stocks and 7.5% other.
My question is on Bonds, Specifically Govt treasuries , this would be the TLT correct?
and wouldn't Govt treasuries be seen as much safer than say the XLB which are municipal bonds, I have heard some fund managers on BNN say they wouldn't touch an Ontario provincial bond because of the provinces Debt. So that being said is there a version of the TLT that is available for me to buy?
Thanks Gord

Q: hi 5i
my wife and i are 62 and retired both have work pensions that cover our basics.
here is a little back ground.
in my wifes rrsp account we have 120,000.00 in ggf31744 bmo u.s. fund
and 115,000.00 in vfv vanguard s&p 500 index
my rrsp is 210,000.00
i followed your balance fund with adds
rogers 14,000.00
td 15,000.00
ry 18,000.00
bam 22,000.00
in our investment acc we have 83,000.00 split evenly to suncor, enbridge,bce, telus,brookfield property ,brookfield renewable
my tsfa has 98,000.00
nfi 4,4000.00 evertz 7600.00 fortis 20,600.00 aw. 5400.00
verizon 12,000 u.s. procter & gamble 17,600 u.s. vti etf 15,300 u.s.
wifes tfsa has 92,700.00
xebec adsorbtion 4000.00 vermillion 4500.00 parkland fuel 6500.00
algonquin power 19,300 car.un 14,700
u.s. holding are utx 6100.00 ibm 8400.00 pfe 8500.00 pep 9400.00
hope that not too much
im looking for your thoughts on 230,000.00 gic that matures in a month
i would like to put it to work
we will still have 190,000.00 in a another gic
thanks for your thoughts have being using your service from your start and its been
very helpful
sam

Q: Good afternoon - Our collective family portfolio ( wife and I, retired) is roughly 40% fixed income comprised solely of GICs and Pref Shares. Our pref shares are with solid companies but given the lack of appetite for PShares the total value has been slowly deteriorating. This is something you have commented on in recent months and I’m wondering if and when we should bail and if we do, where then do we invest the proceed? Thanks

Q: I am bit lost with bond market performance. XLB NAV has gone up by 10% YTD. TLT also up by 10%. As bond yields go up with interest rate peaking the price will come down. Will the total return still be significant if the NAV comes down by 10% or more in next several years. My experience with some of the other bond funds I held previously generated negative total returns after holding them for many years.

Thanks
Ninad

Q: Hi Team,

Under current market/economic conditions with interest rate background would you prefer short term or long term bonds and what is recommendation for CDN and US markets.

Thanks
Ninad

Q: Hello,
I own both of these ETF's in my RRSP. The position in VAB is higher by 3 fold as compared to XLB.
I will be adding to one of these with my 2019 contribution. Given the outlook for rates (I lean towards the notion that they have most likely peaked), I was going to increase my position in XLB. Would you agree with this decision or would you favor VAB? As background, I am retiring in 13 years if that helps.
Secondly, do you view preferred shares and corporate bonds issued by public companies comparable in terms of asset categories? Both respond for the most part to movements in interest rates as best I can tell but would like to get your opinion please.

Thanks,

Dan

Q: are the dividend from the above stocks taxed at 50% income or full income ? is there a change in the new federal budget so all dividends will be 100 % taxable

Q: Hi Peter,
These long bond etf (ZLC, XLB, ZFL) have done very well with YTD total return of 10.48, 10.35 and 8.91 respectively
Why have they done so well?
Is it too late to consider them for RRIF income investment going forward? If so, which one do you recommend, thanks