Investment Q&A

Q: Hi,

I am interested in $Cdn ETFs that are designed for inflation and where the underlying securities have pricing power? If any, do you have a favourite? If you have a favourite, the reasons why?

Many Thanks,
Derek

Q: Hi,
There were a few questions in January 2022 about both the US/Canadian banks. Your answers seem to be favour holding some banks b/c of rising interest rates and more recent earnings results.

What are your favorite bank ETFs in Canada and in the US? (US ETFs are a lot cheaper to buy and hold). Do you still feel optimistic about this sector?

This is for my RRSPs. So, withholding tax is not a factor.

Thanks in advance.

Q: Can you recommend a Canadian ETF that holds only Canadian banks but does not write covered calls?
With appreciation,
Ed

Q: Hello Peter,
For an RESP today and future contributions with focus on Canada and USA, I was thinking of allocating more monies to indexes such as xic and xsp and less to sectors such as xfn or zeb , and xit. What are your thoughts? Also, i noticed that xsp has not done as well as SPY. i am assuming it is do to currency. In an RESP, I would think xsp on toronto and SPY on NYSE, both have withholding taxes.. Please comment. Thank you

Q: Hello Peter,
With rising rates, it seems that banks, commodities and industrials do well. Can you please suggest some etfs in Canada that would take advantage of those sectors? For the banks, i am thinking xfn and zeb but unsure of the others. Also, the US banks are taking small hits. Do you think canadian banks will follow suit or are they very different? Thanks very much.

Q: I currently have exposure to CEW, which has an MER of 0.61% and a monthly distribution yield of 3.03%. Are there any alternatives to CEW that have a lower expense ratio and higher yield?

Q: My wife has set up a small non registered account. She has chosen the above ETF's. She would like to add an ETF that covers the Dow Jones. Long term hold. Your suggestions. Thanks

Q: Hello Peter,
There is a lot of chatter about rotation to value stocks. Nuvei and Lightspeed are growth stocks, but after the short report, are they getting into value territory and if so, would you think this is a good time to enter those names with an initial position? Also, from your experience, why would a short report damage the stock for longer period (as in case of Nuvei and Lightspeed) when the market liked those at higher levels but now all of a sudden, institutions don't seem to be backing up the truck. Could this imply that the short report had some merits as i would have thought as a minimum, the leaders in these companies would have stepped up and bought more stock? Lastly, if inflation is a concern, would an etf for banks like zeb a better choice than individual banks? Thanks very much.

Q: Hi 5i
As the banks increase their dividends will ZEB automatically increase the monthly payout? Thanks

Q: My question is more about safety and minimizing some risk. Hypothetically, if there was a market correction of say 20%, which of the above would be the safest in terms of net change (dividends and share price) say 6 months and 1 year later? I realize there are many issues with this question (they are all different, the need for crystal ball or time machine, etc) but I really value your thoughts. Thanks again!

Q: Hi Team,
Could you suggest Canadian ETFs of the following sectors for Senior incomes :
1 /Reit 2/ Utility 3/Prefer 4/Bank/Financial 5/Energy.
Please deduct as many question credit as needed.
Thanks as always,
Tak

Q: Is the time right to buy all 5 CND chartered banks now or should I wait until all the prices come down? If wait, what approx % price decrease should I wait for?

Q: Is this ETF a safe way to invest in the banking sector in a RRIF account for income and some growth and do you believe the strategy used by this ETF can outperform other ETF such as ZWB or ZEB. Can you suggest a couple of alternatives ETF that are more appropriate for a RRIF or do you feel it is better to just own the individual banks.

Q: Good morning,
I own both ETFs (ZEB & ZBK) in my Non Reg account and would appreciate your thoughts and recommendation on which of these two ETFs you think will produce the best total return in the next year or two. Thank you.

Q: Good morning,
Q1. Is it reasonable to assume that ZEB ETF's total return would be the same as that of holding each of the individual bank stocks in the exact same proportion as in the ZEB ETF minus the MER (0.60%) + or - the tracking error?
Q2. Given, that the relatively high MER (0.60%) of holding ZEB, would it be better over the long run to simply own 2 or three of the best big banks and if so which two or three banks would you recommend buying and holding for ever.

Q: Hi Peter and Ryan

Understanding that timing the market can be difficult and trying to follow your recommendations for the most part has been very useful information. Thank you
I am looking to “lie low” through what I believe to be a coming correction and wish to invest in ETFs with some protection

I am looking at ZDY ZLU ZLB ZEB as a 20 % of my portfolio over the summer. Your comments please and so you have other etfs that might be of interest... Icahn comes to mind

Peter

Q: I would like to reduce the number of stocks I hold and one area that might be easiest to tackle first is financials. I hold ZEB, ZWC, BNS, and a lot of MFC.
I was considering selling all the above (except keeping a good portion of MFC) and putting the proceeds into FIE because of its seemingly good blend of dividend and growth..
But I need a sounding board - ZWC is the only under-performer in the group from my perspective.

Q: I am trying to maximize income In my LIRA before I convert it to a LIF. I hold a good weighting of ZEB from several years back when I was a novice investor. Now I am looking to shed the MER by going with the individual financial stocks. Would you please rank the above financials and others you think are worthy for a hold and forget steady income stream?


Thank you


Steve

Q: Hi group is there an Etf that covers both Canadian + Us banks /financials. Thanks PS favorite way to play Financials in the present environment?. Thanks for your guidance

Q: Setting up an 40K RRSP with a 6 to 10 year time frame. What is your opinion and/or alternatives to ZEB, VXC, ZDV, XBB in equal proportions.