- BMO International Dividend Hedged to CAD ETF (ZDH)
- BMO Low Volatility International Equity Hedged to CAD ETF (ZLD)
- BMO MSCI EAFE Hedged to CAD Index ETF (ZDM)
- BMO MSCI Emerging Markets Index ETF (ZEM)
- BMO MSCI Europe High Quality Hedged to CAD Index ETF (ZEQ)
Q: Hello
I am aiming to have about 20% of my equity portfolio in international stocks (ie. not US or Canada). I currently own ZDH (4.3%), ZDM (5.06%), ZEQ (1.87%), ZLD (4.19%) and ZEM (4.15%).
Do these ETFs appear reasonable to you? Do you see any need to change/consolidate, or to reduce MERs? The Portfolio Analyzer recommends VIU, XEF, VEE and XEM. Do you think it is worthwhile replacing my ETFs for the recommended versions?
Also, VEE and XEM do not appear to be as tax efficient as ZEM, or am I missing something?
Thank you for this great service!
I am aiming to have about 20% of my equity portfolio in international stocks (ie. not US or Canada). I currently own ZDH (4.3%), ZDM (5.06%), ZEQ (1.87%), ZLD (4.19%) and ZEM (4.15%).
Do these ETFs appear reasonable to you? Do you see any need to change/consolidate, or to reduce MERs? The Portfolio Analyzer recommends VIU, XEF, VEE and XEM. Do you think it is worthwhile replacing my ETFs for the recommended versions?
Also, VEE and XEM do not appear to be as tax efficient as ZEM, or am I missing something?
Thank you for this great service!