Investment Q&A

Q: Hey there! I'm 29. I have my RRSPs maxed out in index funds, TFSA maxed out in more growth companies (many of your picks and US growth stocks). I'm about to sell my rental property and should have about $100,000 in cash to invest. Looking to grow the money as much as possible, and then turn it into an income source. Will be working for another 2-3 years in a high paying job and then will work part time and pursue other interests and live off my investments. Any ideas on how to invest these funds?

Q: I'd value your suggestion (and reasons) for equities for my 22 y.o. grandson for his TFSA. He has room for $19,000.00. He does not need the money for at least 5 years. Thank you, Fooklin

Q: Please comment on IWO versus VIOV for long term appreciation in an RRSP. Especially concerning a recent analysis that I read about small-cap growth stocks which don't tend to pay a risk premium. I also note that IWO has done better in the longer term past, but VIOV is up 84% LTM vs 52% for IWO. Thanks!

Q: What etfs cover the high growth stocks? I was reading some place that these etfs were pulling out of the tech sector and gravitating to what is now growing.

Your thoughts please.

Q: Can you suggest a few good ETF’s which should form the basis of one’s portfolio.

Also please suggest ETF’s for specific applications like..... high risk/ growth, dividend, US equities, Canadian equities, dividend stocks, tech stocks, emerging markets ..... and your choice of basket of ETF’s which a person could use to build a portfolio ( with % allocations)

Q: I had a portfolio review many years ago when you did them individually, personally by human! At the time your suggestions were right on and cleaned up my ETF's. Now I have over ten and according to your metrics it should not be so. Given those above, is there anything that is not required? I am up 25%- 150% on all of them. I am happy with all of them. I have a balanced portfolio in all 11 sectors with 44 stocks all doing quite nicely thank you. Following the income portfolio with some of my own additions from 15 years ago. I do not see any major conflicts.I am s a buy and hold dividend investor with some growth ( lightspeed, Leon's).
Thank you for your million dollar service!
Stanley

Q: Hi
Want to reduce the etf's I have, by doing the following, looking for growth outside of Canada.
IDV and PID into EFG
IVOL, QQQJ, XGI, SCHB & SCHD into IWO
VIU into IEMG
Your suggestions always welcome.
Thank you

Mike

Q: Hi all @ 5i,

I recently change job and I need to transfer my work/pension (200K$) into myself manage account. I have been self-trading for 1+ year now and manage to make 22% on my stock YOY on a small investment(TFSA 20k$). I am looking to put 100K$ in the 5i GROWTH portfolio but wonder how to organize my purchase of stock to get the best results possible. (I will be keeping this for 15+ years in my RRSP so my investment perspective is long term). Should I simply split 100k in the number of stocks in the GROWTH portfolio and round up to the next numbers of share or looking to a more dynamic approach since some of those stocks are more matures since inceptions…

For the second half of my investment, I was looking into putting them in to EFT and was wondering if you had favorite from a US perspective (since I can get the pulse on the Canadian one here already)

Any help and guidance would be appreciated,

Thanks

Fred

Q: I'm looking for suggestions for an RESP account for an eight month child. Much appreciated guys.
Dave

Q: Hello 5i Team,
A good friend of mine has all his investments in 2 funds.  

RESP: CIBC Managed Aggressive Growth Portfolio

RRSP: BMO SelectTrust Equity Growth Portfolio - Series A

He has everything in those two funds. Are they worth holding? What do you suggest I advise him?  I've talked to him about ETF's and doing something different than mutual funds.
Thank you for helping out. Brent

Q: I own a fully position in IWN - with what's been going on lately with sector rotation (Growth verses value) should i see half the position and buy IWO (growth) or sell the entire position in IWN and buy IWM (both growth and value) ?

Second question I own significant holdings in WEF (overweight) WFG (1/2 position) and lastly Canfor (Full Position) My question is is it time to exit hold or reduce as lumber prices cannot stay at the present level forever?? (your comment please) maybe even sell some WEF some and go with a big house builder or even Lowes (I already own Home depot ) your guidance is appreciated

Q: I have an RESP for our 3 year old son that we opened a couple years ago. Current value is about $35K and comprised of BCE, BIPC and ENB in about equal values plus a slightly higher amount in BPY.UN. Thinking about selling BPY now deal with BAM is finalized and considering adding a couple of more growth oriented companies as focus was more dividend/stability before. Cdn or US stocks or ETF's are fine as options.

Q: I'm trying to follow your growth portfolio but i still dont have positions into ATA, DOL, GDI, GOOS, IWO, MCR, MMX, OTEX and TRI.

Among these, what would be your top 3 to add in the current market? And what would you consider an interesting fork price to iniate a position for these 3?

Do you think any of them could prepare a round of financement?

Q: Hello,
Do you think the trend of SPY outperforming Nasdaq will continue for the next 6 months or so? Also I am seeing IWM outperforming IWO..I am considering moving portions of my tech holdings to IWM and SPY for the next little while..What are your thoughts? Thanks.

Regards,

Shyam

Q: Do you have a recommendation on the best ETF idea with a growth focus over the next 15 year span to hold within an RESP? Starting with a small amount of capital so a single purchase that will be added to over time is pefered - otherwise would just copy your excellent growth portfolio!

Q: I hold both IWO and VGRO for a RESP, if I wanted to add a third ETF what would you suggest? Will not need the fund for 13 years.
Thanks

Q: Hello 5i,
I am up over double on IWO which is my growth portion of my portfolio as is LSPD, and Leon's and two others (thank you very much)! Most of my 46 other stocks distributed in all sectors are value, buy and hold, which are also doing very well With the overall rotation to value should I sell my IWO take my profit and buy IWM or keep the now winning formula as is?
Thank you
Stanley

Q: Hello 5i,
With the market roating to value will there be a change within the Growth Portfolio ? Is IWO safe here for a while longer?

Q: Lately I've noticed a lot of people on Fintwit commenting about the market switching from growth to value. A lot of them seem to be bullish on IWN. I already own IWO, and have enough cash to also buy IWN. If we are moving from growth to value, would IWN outperform IWO? Is there a big difference between them?

Q: Do you have a suggestion or two for a growth-oriented international ETF, that does not contain Canadian stocks, to put in a TFSA for a very long-term hold?