Q: An interesting essay, make public if you want
http://www.collaborativefund.com/blog/the-psychology-of-money/
http://www.collaborativefund.com/blog/the-psychology-of-money/
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
Q: SGMO - gene editing, gene therapy, GILD partnership, clinical trials, etc.
CRSP - 0.
Your opinion ? Thanks
CRSP - 0.
Your opinion ? Thanks
Q: When you say a company has good management and CEO, what do you mean? What are the criteria for good management and the CEO? What are the characteristics of good management and the CEO?
Herbert
Herbert
Q: What are you thoughts on this company as an investment, and is it only available on the London exchange, or can it be purchased on the US OTCBB? Ocado
Q: Gentlemen, Good morning
Just a comment, its better to check with the broker, for exemple Direct Investing NB, even if the CSU is on US side, DIBN will convert the U$ div in Ca$ and than in U$, there is a double conversion.
''Q: Derek
You need a Cdn. & US brokerage a/c.'s
e. g. you buy 100 shs. CSU in your Cdn. a/c.
After settlement call the broker & tell them to tfr. the 100 CSU to your US a/c. Now the US div. will go into your US a/c. Should not be a problem buying CDN Co.'s that pay US divs. & accumulate those divs. in your US
brokerage a/c.
Joe"
Just a comment, its better to check with the broker, for exemple Direct Investing NB, even if the CSU is on US side, DIBN will convert the U$ div in Ca$ and than in U$, there is a double conversion.
''Q: Derek
You need a Cdn. & US brokerage a/c.'s
e. g. you buy 100 shs. CSU in your Cdn. a/c.
After settlement call the broker & tell them to tfr. the 100 CSU to your US a/c. Now the US div. will go into your US a/c. Should not be a problem buying CDN Co.'s that pay US divs. & accumulate those divs. in your US
brokerage a/c.
Joe"
Q: My portfolio is up 25% YTD. If my personal goal is 20% / year do I pack it in and sell everything until the next drop?
Q: Hey guys:
I presently hold 12 stocks within my portfolio and most likely will adding a couple more names when funds are available. I don’t understand how retail investors could hold anymore then 20. Could you give your opinion on how many stocks one should hold for an average joe retail investor .
Thank you
Mark
I presently hold 12 stocks within my portfolio and most likely will adding a couple more names when funds are available. I don’t understand how retail investors could hold anymore then 20. Could you give your opinion on how many stocks one should hold for an average joe retail investor .
Thank you
Mark
Q: Further to a question about directing USD dividends (paid by Canadian companies) to a USD bank account: I think the question is both more complicated and more simple than 5i's answer suggests.
As is generally understood, a number of Canadian companies - for example, CSU, NSU, and OTEX - can by bought/sold in either CAD or USD, but pay dividends in USD. At the same time, many Canadians have occasion to make purchases in USD. This leads to three questions:
1) is it better to buy/sell in CAD, or in USD?
2) how do you accept USD dividends without paying currency conversion costs?
3) how do you move USD from a brokerage account to a banking account without paying currency conversion costs?
As concerns (1): supposing that the stock were equally liquid on Canadian and American exchanges, the question comes down to tax-preparation preferences. If you buy/sell in CAD, then you don't have to do currency conversions when determining the adjusted cost base.
As concerns (2): any competent brokerage will have some way of accepting USD-denominated dividends without currency conversion. For example, at TD, if you held CSU/NSU/OTEX/etc in a USD-denominated account, then dividends would be accepted in USD. To move a position from a CAD account to a USD account, you ask the broker to 'journal' the position from one account to the other. Journalling incurs no currency conversion fees, but you will have to remember to ask the broker to do the journalling for you, each time you make a purchase (or sale.) And, of course, you will still have to currency-convert the amount of each dividend for tax-preparation purposes.
Note that some brokerages - for example, Interactive - do not segregate CAD- and USD-denominated stocks in separate accounts.
As concerns (3): some banks - for example, TD - provide for USD-denominated accounts/cards. Once you've set this up, you should be able to move funds from a (TD) USD brokerage account to a USD bank account or credit card in much the same way as you would CAD-denominated funds. Of course, the bank will charge you a fee (or require a minimum balance) for this.
Clearly, there are certain dependencies, here, on the services of particular banks/brokerages. In general, however, it should be possible to do as the member asked: direct USD dividends to a USD bank account without (double) currency conversion.
As is generally understood, a number of Canadian companies - for example, CSU, NSU, and OTEX - can by bought/sold in either CAD or USD, but pay dividends in USD. At the same time, many Canadians have occasion to make purchases in USD. This leads to three questions:
1) is it better to buy/sell in CAD, or in USD?
2) how do you accept USD dividends without paying currency conversion costs?
3) how do you move USD from a brokerage account to a banking account without paying currency conversion costs?
As concerns (1): supposing that the stock were equally liquid on Canadian and American exchanges, the question comes down to tax-preparation preferences. If you buy/sell in CAD, then you don't have to do currency conversions when determining the adjusted cost base.
As concerns (2): any competent brokerage will have some way of accepting USD-denominated dividends without currency conversion. For example, at TD, if you held CSU/NSU/OTEX/etc in a USD-denominated account, then dividends would be accepted in USD. To move a position from a CAD account to a USD account, you ask the broker to 'journal' the position from one account to the other. Journalling incurs no currency conversion fees, but you will have to remember to ask the broker to do the journalling for you, each time you make a purchase (or sale.) And, of course, you will still have to currency-convert the amount of each dividend for tax-preparation purposes.
Note that some brokerages - for example, Interactive - do not segregate CAD- and USD-denominated stocks in separate accounts.
As concerns (3): some banks - for example, TD - provide for USD-denominated accounts/cards. Once you've set this up, you should be able to move funds from a (TD) USD brokerage account to a USD bank account or credit card in much the same way as you would CAD-denominated funds. Of course, the bank will charge you a fee (or require a minimum balance) for this.
Clearly, there are certain dependencies, here, on the services of particular banks/brokerages. In general, however, it should be possible to do as the member asked: direct USD dividends to a USD bank account without (double) currency conversion.
Q: Derek
You need a Cdn. & US brokerage a/c.'s
e. g. you buy 100 shs. CSU in your Cdn. a/c.
After settlement call the broker & tell them to tfr. the 100 CSU to your US a/c. Now the US div. will go into your US a/c. Should not be a problem buying CDN Co.'s that pay US divs. & accumulate those divs. in your US
brokerage a/c.
Joe
You need a Cdn. & US brokerage a/c.'s
e. g. you buy 100 shs. CSU in your Cdn. a/c.
After settlement call the broker & tell them to tfr. the 100 CSU to your US a/c. Now the US div. will go into your US a/c. Should not be a problem buying CDN Co.'s that pay US divs. & accumulate those divs. in your US
brokerage a/c.
Joe
Q: For your member looking to receive USD dividends after buying a CAD stock:
You should be able to buy BIP.UN or BEP.UN in your CAD trading account then have Scotia transfer the position to your USD trading account and make an election to receive the dividends in USD. This way the dividends will be paid in USD and remain in USD. From there the cash could be transferred to your USD bank account as needed.
You should be able to buy BIP.UN or BEP.UN in your CAD trading account then have Scotia transfer the position to your USD trading account and make an election to receive the dividends in USD. This way the dividends will be paid in USD and remain in USD. From there the cash could be transferred to your USD bank account as needed.
Q: Hi. Where can i find a list of the companies you cover?
Q: A Canadian company, listed in NASDAQ, showing a steady rise. Your opinion, please. SMTC Corp (SMTX)
Q: Gentlemen, would appreciate your opinion on Kerr Mines. Thank you for your help. Gaston
Q: I wish to buy CDN cos that pay their dividends in US $ for my Scotia ITrade non registered account. I do not want the divs converted to CDN $ but go to a US $ bank account for US vacation. How do I set this up? Can I buy the stock with CDN $ (on TSX) or am I going to have to buy on an American exchange in US$. Scotia has told me the divs will converted to CDN then converted back to US (with fees for each conversion of course).I am not getting a clear answer from Scotia as to do this.
Your (or members) advice is appreciated.
Derek
Your (or members) advice is appreciated.
Derek
Q: Hi!
In assessing a company's debt, is it better to look at current ratio or debt/equity? What is the advantage of one over the other?
Thanks!
In assessing a company's debt, is it better to look at current ratio or debt/equity? What is the advantage of one over the other?
Thanks!
Q: I know it’s not a focus of your research but do you have any opinion on taking a position in Banco Santander for long term hold?
Q: When you reference future estimated earnings in your responses are you pulling this info from Bloomberg? Do you know of a free resource that provides earnings estimates? Not just next quarter but 1yr or more out.
Thanks,
Thanks,
Q: Fannie Mae infamously crashed in 2008. Even now, it is listed on the Pink Sheets. Given my hesitance to wade through the various 10(k) reports, etc. I thought I would ask for your opinion. That is, is this suitable for bottom-feeder interest or should it be "written-off" as a potential speculative buy? FNMA
Q: Hello,
I have my accounts with Investorline. I have access to research reports from both S&P Global (quantitative stock reports) and Morningstar Equity Research as part of their service. Are these a good source of information or would you have any red flags that I should be aware of before using these as part of my research?
They also provide analyst ratings and target prices which I always take with a grain of salt. I know in past comments 5i doesn't view these favorably but do these offer any value to investors or should we just ignore these?
Reason I ask is there are always guests on BNN that do not view analysts very favorably for independence and other reasons. After hearing this many times, it gives one pause.
Thanks,
Dan
I have my accounts with Investorline. I have access to research reports from both S&P Global (quantitative stock reports) and Morningstar Equity Research as part of their service. Are these a good source of information or would you have any red flags that I should be aware of before using these as part of my research?
They also provide analyst ratings and target prices which I always take with a grain of salt. I know in past comments 5i doesn't view these favorably but do these offer any value to investors or should we just ignore these?
Reason I ask is there are always guests on BNN that do not view analysts very favorably for independence and other reasons. After hearing this many times, it gives one pause.
Thanks,
Dan
Q: Hi!
About the report card, are the 5 yr revenue growth, 5 yr EPS growth and 5 yr ROE retrospective or prospective calculations and if prospective, how are you arriving at these numbers?
Thanks!
About the report card, are the 5 yr revenue growth, 5 yr EPS growth and 5 yr ROE retrospective or prospective calculations and if prospective, how are you arriving at these numbers?
Thanks!