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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: In trying to decide which ETF’s to buy, I am concerned with the credit duration of some.
Ex: XTR 3.78 yrs. ZMI 3.77 yrs. VCNS 7.82 yrs
What is the significance of these in view of the current business cycle mainly interest rates.
Also, at this time would you favour an ETF more or less exposed to bonds currently. Is a fund manager able to quickly sell his bond holdings quickly when interest rates rise, what is their strategy ?
Thank you so much.
Read Answer Asked by Luc on January 08, 2020
Q: Hi Peter and all 5i, Happy new year to all of you, and thanks for providing this wonderful service. I'm starting my RRIF withdrawals this year, and wanted to ask if you think my assumption for return on my portfolio is reasonable. The calculators that are online, require a percentage return, for each year. Presently, my RRIF is producing 4% in dividends, so I entered 6% in the return of the total portfolio. Portfolio is similar to your "Balanced". Do you think I'm being too conservative? Thanks
Read Answer Asked by Keith on January 07, 2020
Q: I was reviewing my portfolio and thinking about 2020. Right now I have a large cash position and will want to invest some of that next year. But in what stocks?

An interview with Sir John Templeton on ROBTV many, many years ago came to mind and it may be a good advice for others.

Sir John was asked when was a good time to buy a stock and he stated "at the point of maximum pessimism".

Then he was asked when was a good time to sell a stock and he replied "you sell a stock when you find a better stock to buy."

I hope I can remember that advice as we move into and through 2020.
Read Answer Asked by Ronald on January 02, 2020
Q: good morning 5i and all the best of the season to you.

in a question asked earlier this morning someone asked about some core holdings in a tfsa. you gave a handful of stocks which look good. i am always trying to allocate stocks in the best account. one of the points i look at is dividend yield. i try to gwt higher yielding Canadian stocks into my non registered account in order to get the dividend tax credit. of course you lose this in a tfsa. i noticed that a couple of the stocks which you mentioned as core holdings in a tfsa had dividends. MG for instance has over a 2 % yield. i was wondering what considerations do you take into account when looking at putting a dividend paying stock into a tfsa?
thanks
Read Answer Asked by joseph on December 23, 2019
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