Investment Q&A

Q: Owning stocks is by nature an intangible asset. In the event, of lets say, a black swan event such as a cyber threat world wide and all our intangible assets are basically in digital form (as opposed to physical and tangible) what, if anything can an individual owning stocks do, if anything, to make that asset more tangible? I assume the stocks in all your model portfolios have been suggested because of they have been deemed higher rated companies, those more likely to survive any temporary stock market crash. But can we make owning them more tangible or are we fully at the mercy of the Internet?

Q: Hi 5i,

can you please suggest some free web sites that provide free
forward estimates for earnings, earnings growth, forward P/E
for US and Canadian stocks.

thanks

Q: Hi team,

What is the value and signification of the Morningstar rating of stocks ? How is it arrived at ? Does it reflect the stock value, safety, potential, volatility ?
What is its utility for retail investors ? Which is the best way to use it ?
How do you use it in your recommandations of stocks, in your growth, income, balanced portfolios ?

Thank you for contributing to my financial education,

Jacques IDS

Q: Hi Peter, is there a place to find a list of Cdn companies that are consistently raising their dividends but not yet what would classigfy as an Aristocrat ? Ie: having raised for 8-9 yrs in a row for example ie a jr aristocrats ? Thanks.

Q: In many of the questions you receive, a stocks full position is mentioned. Would you please explain how a stocks full position in a portfolio is calculated. Thanks … Cal

Q: What kind of an impact do you think Intl. crypto currency growth will have on Canadian Banks - short, medium & long term?

Q: FYI WELL & TIXT are added to TSX Index effective Sep 20 at the open.

Q: Hello,

General question about shipping prices.. Costs have increased significantly in the last couple of years..why? And who is benefiting from it? Any company you think may be be fitting from these insane price increases? Thanks.

Shyam

Q: Do you know what the average portfolio turnover rate is for retail investors and how that compares to actively managed funds? My sense is that lots of individuals feel that they are long term investors but that in reality there is much more "swapping" and trading within individual accounts than would be expected.
Thanks
Marc

Q: Stocks not in your data base. I typed in ORMP, DVAX (a product similar to Moderna) and MAGS. When I did a search into questions asked - they advised no questions asked and to ask a question. ORMP I am up approx. 30% in a week. It is drug related. Can you give me some advice on these even if they are not in your data base?

Q: Hi
Before I posted this question, I went through CMS archives and searched the questions bank here as well. As I didn't get any "hits" I thought of asking you folks.

I was recently told that establishing a Joint Partner Trust is a good way to go if one

a. wants to avoid probate fee even for the primary residence
b. to shelter probate and other fees for assets held in a private corporation
c. transfer wealth to future generations with certain amount of protection.
d. Arguably the best way to go forward if one's adult kids are in the US (through a Dynasty Trust)
Any thoughts about JPT? Especially for professionals who own a private holding company/corporation. If you think JPT is not the way to go, what would you suggest?

An article is begging to be written in CMS!
Many thanks.
Mano.

Q: There's an election promise involving Canadian banks and 3%??? Would you please elaborate?

Q: Hi 5i,
I have been investing in my work-RRSP for a number of years and am somewhat lost in trying to define the proper calculation to track my progress. As an overly simplified example,
Year 1: invest $10k
Year 2: invest $5k
Year 3: invest $7k
Year 4: current value $30k

What kind of calculation would help me calculate the growth? Something like compound annual growth rate seems to only take the beginning and final values into account and I was hoping for something with a little more substance since I'd be continually adding to this fund every year.

Q: There has been a lot of talk about hyperinflation coming. Do you have any thoughts on the issue and how would you adjust your portfolio to protect one's capital and/or take advantage of increasing inflation.

Q: Is there still a reward of credit for referring a new client.If so,please advise method Txs

Q: How does a company repurchasing it's own shares, protect against the action assisting a potential takeover ?

Q: what would be a good sector to invest in with possible market downturn scenerios?

I've heard some people say commodities are a good play in a downturn espeically due to inflation but I can't see how they would be due to demand destruction from higher prices.

I think bonds and equities would both suffer - it seems they are more co-related nowadays.

Can you recommend a safe haven in anticipation both a credit-binge/inflationary-based downturn as well as a credit-bust/deflationary downturn?

Q: Hello, can you point me to where I can see your ETF model portfolio. Thank you

Q: Hello 5i team,

What are your 3 best ideas today for multi-bagger return for a 5 year hold assuming a well balanced portfolio and risk isn't an issue. Thank you,

Wes

Q: Good Morning,
A while ago there was a nice article on forward P/E would you be able to send a link to this?..I keep getting confused about forward P/E whether a higher Forward P/E is better or worse. Also the Forward PE/EBITA how how does this give an insight on the current
vs expected.. Thanks. Regards,

Shyam