Investment Q&A

Q: Which has the largest market cap- the Dow 30 or the
Nasdaq 100?

Q: A 12 year member. Used to find Forums easily but after searching for quite some time cannot find Forums on Sept. 8.

Q: Since july 2022 the U.S 10/2 year bond yield is no longer inverted what should we take from that, if any thing?

Q: Hello 5i Team
The banks has had a good run up , do you see this trend continuing with the interest rates declining further?
Thanks

Q: Hello,
Follow up question about Ester’s question on August 29. Can these bonds be redeemed prior to maturity and, excluding the credit risks , are there other material risks to be aware about these bonds or similar corporate bonds. Also, can you please confirm capital loss or gain don’t apply for registered accounts or TFSA. Thank you,

Q: So it looks like these data centres for AI are going to use more electric energy than the US has in the near future, the facts are in. So for $50,000 what 5 companies do you invest in for the next 10 years?
Thanks Again

Q: Regarding Savalai's question on August 22, 2024 about insurance for grandkids.

Many years ago (25-30) my parents purchased permanent life insurance for all their grandkids and after that time the cash value, unfortunately, was negligible in comparison to what an index ETF tracking the general market would have been.

Of course there are many variables to consider and perhaps the insurance purchased by my parents was an inferior product, but they often wished they had purchased blue-chip stocks (ETFs were not widely available then) instead.

Just letting you know my experience.
Thanks.

Q: Dear Peter et al:

This is a general and "conceptual" question and I believe this may apply to many of the "grandparents" who are subscribers of 5i.

We would like to give some money to help our grand kids. We contribute for RESPs.

Reading the literature, it seems one can set up an "in kind Trust" that can grow seamlessly till they reach 18 years old and it can be rolled over to them and as their income is still low, the taxes are low.
(I am paraphrasing the articles here.)

However, recently I was told that taking a Permanent Insurance for kids (Universal or Participating Whole Life?) is another option one may want to consider. As the grandchildren are still young , the premiums are low ..and it gives them not only life insurance(a dreadful thought) but gives them the ability to cash in their policy for an attractive lump sum amount that can be used for their education (post secondary) or whatever they wish to do. I have never heard or read about this option before and wonder if you have any opinions. If you can forward some articles comparing these two strategies, In trust account VS Permanent Life policy, I would appreciate it.

BTW, I have reviewed the articles by Colin Ritchie in Canadian Money Saver. But this specific comparison isn't there. Colin's articles are more for adults who may be interested in Estate planning or augmenting retirement income etc.,

Thank you.

Q: Hi 5i Team - I can't remember the source but have heard a comment stating that Web 3 and AI will bolster each other. First of all, do you know what this might mean and also are there any companies that could benefit from it.
Thanks.

Q: Do you have any recommendations for companies, U.S. or Canadian, that demonstrate good technologies involved in energy storage and smarter distribution systems. Any market cap is fine but fundamentals should be decent. Thanks.

Q: Hi 5i Team - In your opinion what might be the possibility of a Canadian bank or several of them failing, at least temporarily, because of a cyber attack, with the consequence of account holders not being able to withdraw cash.

As a corollary to this question what would be your recommendations of safe options for people wanting to store a portion of their cash in case of the above event.
Thanks.

Q: Any thoughts on the relative strength of the US and Canadian economy in the next 6 months, especially with regard to currency exchange rates?

Q: I came across below AI site and I need your input before creating an account. Can you please give me your input.

https://portfoliopilot.com/

Thanks for the great service

Q: Hi there, I have an interesting question regarding sell equities from a global etf to live on in retirement. I would sell once a year to set aside money for yearly living expenses. I suppose indiscriminately a person could do this on Jan 1 every year but presumably the ideal time to sell equity to live off would be at their yearly highs. Based on this presumption, technically and seasonality wise historically when would be a good time in the year to pull expenses to fund a years worth of living expenses?

Q: Hi Everyone!! Kathy Wood was interviewed by Amanda Lang recently and her crystal ball says that the areas to be in, which will do well ,are robotics, energy storage , Ai, block chain and multiomic sequencing. Do you agree? And if you had to chose a company which best represents these five fields, what would they be??
Cheers,
Tamara

Q: Is there a comparable MAGS ETF that trades on the CDN market

Thanks for the great service

Q: Hello 5i Team
Do you think that investing in Inda and Japan ETF is beneficial for diversification and growth. Are there any ETF that you can recommend?
Thanks

Q: Let’s say I want to read questions that were asked on May 22nd. Is there a way to navigate directly to that date? Thank you

Q: Is there a comparable CHAT ETF that trades on the CDN market.

Thanks for the great service.

Q: So it looks like we are heading into a real electric energy shortage in the US. What utility companies are going to prosper into the next 5 years. Sad to think that coal is not showing any signs of a slow down.
Thanks Again