Investment Q&A

Q: I have a 6% weighting in technology ( Apple and DSG ). I would like to bring this up to 12%. Could you recommend 2 Canadian and 2 US stocks. Thanks.

Q: I received about $ 25,000 The proceeds from Innvest Reit I was getting a 7 percent yield Can you suggest one or two companies that have stable cash flows and yield anywhere close to what I was getting for Innvest

As an aside my portfolio is up 15 % YTD I owe most of the gains to 5i You can't get a better testimonial than that

Thanks so much

Paul

Q: Hi 5i team, I would like to get refereed to good websites in order to access market by price ( bid and ask depth) information on TSX listed stocks. I noticed they charge a fee for that service, but could you recommend one or two in particular?

Thanks

Q: I have a lump sum that I received from the sale of a rental property and I'm looking at deploying the capital in the stock market. My question is around portfolio construction or how to deploy a lump sum of money. Do you build half positions in the companies you like and look at adding to the positions on pullbacks or do you initiate full positions if the valuation is reasonable?

Finally, once the portfolio is largely complete, do you recommend only trimming and adding at month-end or once a month? It seems like this would avoid unnecessary trading fees and limit too much trading activity.

Thanks,
Jason

Q: Monitoring Dividend Stocks: I would appreciate your advice as to how investors can monitor and stay on top of bad news, particularly for smaller, riskier dividend stocks.

Example: I have a small position in GRC/Genville Strategic Royalty Corp. I missed the news of the poor results in May. The stock price dived down, and has stayed down. (As of today, the capital loss 49%.) The dividend was cut 27%. How can one avoid or limit losses in similar situations. Also, do you advocate selling a stock as soon as a dividend cut is announced, or anticipated?

Q: We keep reading about the incessant search for yield but I can't figure out who it is that is searching. The average investor couldn't live on yield alone even at some of the highest levels. Not to say that yield is not an important metric; it is, as 5i points out. But who then is doing all the "searching"?

Q: 17% of my portfolio is in REIT,s. Is this to high a weighting or should I reduce. I am holding REI.UN, CUF.UN and CRR.UN. Equal amounts. If I am to reduce, which one do you recommend I should sell?

Thanks in advance

Q: I have no fixed income in my portfolio. I'm 63 and have been retired five years. I'm still a fairly aggressive investor and need some appreciation from my holdings to fund my lifestyle. In this low-rate environment, I have little interest in bonds but would like your opinion on preferreds. The new issues seem to have addressed the reset problem. Is this true and can you provide some names with a nice return, reasonable safety and possibly trading below par. The last criteria is the least important.

Q: Hi Peter,

I am 43 years old and my portfolio closely tracks your balanced portfolio. I also have exposure to the us and international stock market. I am at a point that I have enough contribution and exposure to the stock market and I do not plan to contribute more. I also have real estate exposure by owning my own home in Toronto. Now, I am looking for new investment vehicles to invest my disposable income. I have 10 year time horizon. Any general suggestion? I am willing to consider alternative ideas ( e.g. willing to buy a property in the US). Thanks for the great service.

Q: Which type of account is it best to hold gold in? (both stock ETFs like XGD and bullion like CEF.A) TFSA, RRSP or Non-registered? Can you please rank in order of the three account types?

Q: I've done quite well since joining 5i and I think most investors have done very well so far in 2016. My main question is whether we should unwind some of our investments and have cash on hand. Do you recommend being fully invested all the time? If not, how much cash should someone have?

Q: Hi 5I

Could you please clarify whether the price targets shown in the latest bonus report is from 5I or is it what you guys assembled from other sources.

Cheers
FJ

Q: Would it be possible to make reports such as the latest "bonus report" of Price Target Mean available in in CSV/Excel format? It would be very convenient for analyzing/sorting/filtering.

Q: I a chasing dividends. Own 21 other diversified stocks with 5-6 percent weightings. I am looking at CPX, AD, FC and TF. What are your ratings on these 1 to 4. Thanks in advance.

Q: Would you kindly share your analysis of Lumentum (LITE) and Viavi (VIAV)? Also, would you own them long term?

Q: Cambrex had good momentum and did very well for a while. Any idea why it turned negative ? Should I hold or sell ?

Thank you very much,

Jacques

Q: A great day to be a 5i member,Qhr,atd.b and pki up substantially.Should we sell qhr and reinvest in other companies in the growth port.,the only one I don't own is drt.

Q: Peter and Ryan,
I read recently that you feel the consumer discretionary and consumer staples sectors should be top priorities in a conservative income investor's portfolio. Would you please suggest 3-4 companies in each sector that you currently think would provide well balanced sector representation. Understanding your focus is Canadian companies, if possible, I would appreciate 1-2 American companies be included as well. As always, thanks for your most appreciated guidance.

Q: Hello Peter et al.

I have a question regarding stock manipulation. I hear people mentioning about brokerage firms selling small lots of 100 shares to try and keep the stock price down. How does this work for the brokerage firm? Are they not losing money unless they are shorting the stock? If they are not shorting the stock would they not want the stock price to rise to make money? How does this theory work?

Thanks but confused,

Brendan

Q: Cleaning up a portfolio: I want to know where I could have ideas on how I go about to clean my portfolio. I have too many stocks (losers and winners) in both registered and non-registered accounts. Obviously, I could sell the less promising losers and winners. But I was wondering what are, if any, some of the guidelines as to how to proceed, how many stocks is optimal for a portfolio (around 20 from what I gather so far). Moreover, I have some losers that amount to few hundreds of dollars and would be costly to sell with the commission of 9,99$ per transaction. So I would appreciate pointers and references (books or website) to help me sort things out.

Thanks to you and to the members that would be kind enough to help.

Jean