Investment Q&A

Q: Hello 5i team,
I think it is time for my wife to redeploy her cash position in the combined RRSP and TFSA portfolios.
I’m listing below her current holdings by the various TSX sectors, by weight and my proposed choice of additions. I would appreciate your opinion as to your order of preference at this time.
Consumer cyclicals (11%) CGX, MG; propose CCL, BYD or TOY
Consumer defensives (0%); propose ATD, DOL or PBH
Energy (8%) ENB, KEY: propose a producer
Financials (13%) SLF, TD; propose any addition?
Health (6%) ZUH; propose any addition?
Industrials (7%) BIP.UN; propose CNR, SIS, STN, WSP
Materials (0%); propose MX or SJ
Info tech (13%) CSU, GIB; propose ENGH, KXS or SYZ
RE/Telcos/Utilities (15%) BCE, BEP.UN, CIGI, FSC; propose reduce BCE or sell CIGI
Cash (26%)
I would not mind that you deduct any number of credits.
Thanks,
Antoine

Q: can you give me your valued opinion on the barometer global macro fund.can i get your view on this fund and your risk assessment of it.also is it a good long term hold for 3-5 years as 25% of my retirement fund.i am 52 years old and retire in 10 years with fingers crossed haha

Q: Hello Team: I have been asked to look after my Mother in Law's non-registered portfolio. I want to diversify it and deploy the cash that is sitting there. Strong dividend payors is the priority and she can tolerate moderate risk if good growth potential exists.
- since she is overweight in Utilities, should I sell EMA or VNR (BEP.Un is a core holding)
- would you switch out CRR.UN in favour of ECI (understanding they are in different sectors, which is the better holding)?
- with cash I want to invest in 4 sectors she is currently not in, and thought of starting positions in WEF for Basic materials, SYZ for Tech, WSP for Industrial and for Consumer Cyclical would like your opinion on best of either NFI, MX, MG or XTC
Please feel free to substitute other names if I am not on the right track.

Many Thanks
Scott

Q: Hello Peter et al:

We are "nearly retired"! We hope NOT to need TFSA in the near future, may be not ever! RRSPs and non-RRSPs are fairly well diversified. The question(s) are: Do we need to still contribute to TFSA? (We haven't contributed to RRSPs in a few years.)
If we do contribute $ 5500 each 11k for both of us what two stocks ( one each per a/c) will you recommend? Our major risk factors are health (always unpredictable at this stage in one's life) and (adult) kids who are at the mercy of our politicians and their policies.
Thank you for all your help.
Mano.

P.S. One small suggestion....not sure if this can be pulled off at CMS or not. If in some way Ross Grant can give his BTSX portfolio in January issue, it would be cool. I know technically it may be difficult. But even if it can be uploaded on the CMS web site within a week and then appear in February issue, it will fine.

Q: Hi Peter and team,
This your no body is talking about tax loss selling. Will you pl throw some light on the subject and likely candidates having strong balance sheet?

Q: Can you give me your opinion on Barometer Tactical Balanced fund as a RSP holding for the next 3-5 years.

Q: I have built up a 83k TFSA by using a mix of picks i have chosen on my own and with your valued advice but find it very stressful at times and would like to put it in hands of a trusted investment fund(s).I am seeking your opinion on dividing the TFSA into the three funds offered by Edgehill Funds.Guardian ,Advantage,and Select.Would this be a good strategy or should i continue to stock pick among your holdings in your funds.I am looking to retire in 10 years and this would represent 15% of my retirement total

Q: Holding modest amount of funds in trust for kids w/5 year time frame. What do you think of Bayer today as lynchpin holding for US funds? Is there a difference tax wise for dividends vs US company like PFE? Thanks as always for the great service!

Q: With the Bloomberg article yesterday on the potential bubble in Marijuana stocks in Canada (also you have warn us about these stocks), I was wondering if there was a way to profit from this. Would you suggest shorting 3 or 4 of these stocks? And if so do you have some suggestions?

Thanks

Q: Good day, I have a different kind of question. Feel free to not share if you wish. What has been your best personal investment decision you ever made? What was the biggest single return on a stock you ever owned? ( as in % terms )? Just curious. Love your service.
Seamus

Q: What is the best free or cheapest source for insider ownership information for Canadian companies? for US listed companies?
Thanks

Q: I am relatively new to your service, but have search around the site a bit and cannot seem to find anything that addresses what criteria you use in selecting companies on which to report. I wonder if you could elaborate a bit. Perhaps your answer could be added to the FAQ. Thanks....David

Q: Hello,

This is more of a request.

Is it possible to add an option to subscribe to forums and if subscribed to receive an email notification when new topics are created or topics are replayed to?

Thanks

Q: I'm looking for a complete ongoing updated list of shorts URL or website if possible. I believe it was posted before on your site but can't find it.

Many thanks.

Q: This is how the Globe portfolio analyzer breaks down my LIF portfolio. Objective is capita preservation and income. Is this reasonable diversification or should I be making changes to the allocation?

Sector % of Stocks
Financials 33.95
Consumer Discretionary 18.10
Energy 13.69
Information Technology 9.20
Industrials 6.66
Materials 5.84
Telecom Services 5.09
No Data 7.47

Q: Hi team, can you recommend an ETF for emerging markets in Asia, lookign for something with lighter China weighting and higher Vietnam, Malaysia, Thailand, etc. Ideally looking for something that follows the index vs individual stocks.
Thanks
Nancy

Q: I was 10 mins late signing in to the webinar today and unfortunately was not able to partake (full). Will you be re playing sometime? Thank you, Maureen

Q: Can 5i tell me if bond coupons have "ex-payout dates". My transaction records show that the date coupon is posted is always on the nearest weekday to the maturity date of the Bond. I presume there is a posting lag, but I would like to know what date I can sell the bond and still get the coupon

I enjoy the service you provide And wish the team a happy Yearend and many more of them in the future.

Ernie

Q: could you please rank the relative risk of the stocks in your answer to Stephen's question about generating capital gains.
I'd like to do the same, but don't want to take on unnecessary risk.

Q: For someone looking at a retirement in 2 - 3 years that will be funded by personal investments, I am having trouble formulating an investment strategy that would currently include fixed income investments. Fixed income securities seemed destined to only go down in value in the foreseeable future as interest rates rise so why would I want to invest in them? Pipelines, utilities and telecoms may also drop but their yield is currently quite good and secure and capital appreciation is always a possibility, if not a probability, in the longer run.

It seems to me that much of the argument for holding fixed income assets is to ensure the preservation of one's capital. But if I am ultimately going to invest largely in quality dividend paying stocks eventually anyway to fund my retirement is capital preservation the main concern? Isn't dividend "preservation" more the issue?

I feel like I am missing something because it seems that all advisors, planners and analysts strongly suggest there be some fixed income in a portfolio, especially as retirement nears. What are your thoughts?

Appreciate the insight.

Paul F.