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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Market timing is generally frowned upon by professionals including 5I.I find myself selling a number of my positions because of valuations and good profitable outcomes. I also find that I am not redeploying that cash because of valuations! I firmly believe in taking profit and some of the greatest mistakes I have made are in regards to holding positions to long. To many times in my early investment life (the round trip) occurred. After a number of years I relized that you are investing 2 commodities "dollars and time" and I could not continue to keep exposing my dollars and losing time. So if I sell my winners and do not redeploy my cash in a timely fashion then I would seem to be guilty of "market timing".

Why am I so wrong!

Randy
Read Answer Asked by Randy on March 21, 2017
Q: Hi,

I would like to ask your opinion on the fundamentals of the following Chinese stocks that are listed in the US. As well, do you have any hints on the entry point for these stocks?

1) China Distance Education (DL)
2) Tal Education Group (TAL)
3) New Oriental Education + Tech Group (EDU)
4) Tencent Holding (TCTZF)
5) Hollysys Automation Technologies (HOLI)

Thank you,
Lai
Read Answer Asked by Lai Kuen on March 21, 2017
Q: Hi Peter and Team,

The other question I have is with regards to a previous answered question, where you mentioned across a RRSP, Investment and TFSA, the recommended breakdown is 6 stocks in the RRSP, 6 in the investment and 8 in the TFSA.

Since my RRSP holds 85% of my capital, would it be better to weigh the stocks as 12 stocks in the RRSP, 4 each in the Investment/TFSA, or is it better to follow the breakdown of 6/6/8?

Thanks again for the great work you do.

Read Answer Asked by Marvin on March 21, 2017
Q: My wife and I have decided to move our investments from our current advisor to a more self directed option. We have looked at Tangerine and are intrigued but also heard about Wealthsimple. I can't seem to find much for reviews on Wealthsimple and what I've found sounds more like an ad rather than a review. What are your thoughts on Wealthsimple and further what are your thoughts on Tangerine? Is there something better out there than either of them? Thank you very much for your time.
Read Answer Asked by Chris on March 21, 2017
Q: My question is about portfolio balance. Right now I am very overweight in technology (30%) But it isn't all the same kind of technology. For example , Facebook, Shopify and Google are not the same sort of business as Avago and Texas Instruments. And they, in turn, are different from Constellation Software and Kinaxis (also different countries). These are the companies I own. So would you recommend I reduce my tech weighting, and to how much?
Read Answer Asked by John on March 20, 2017
Q: Hi,
I'm 60 years old and have $135,000 cash in my in my RRSP brokerage account that I would like to put to work. I have a defined benefit pension plan, however, I plan on drawing down on this money in approximately 5 years. Would you suggest I mirror your balanced or income portfolio? Or go with a diversified ETF portfolio? Your suggestions are greatly appreciated.

Curtis
Read Answer Asked by Curtis on March 20, 2017
Q: I am relatively new to managing my own investments and understand the importance to position sizing etc. I am 62 with of course the need for solid income portfolio in a few years. However as I review my portfolio and determine forward tactics I wonder if I am getting to heavy in sector sizing. For instance when I look at income I have 27% in financials, 20% in utilities, 14% in real estate etc.. Or for growth 8% in hi tech.

What strategic advice can you offer on sector position sizing?

Thank you


Steve

Read Answer Asked by Stephen on March 20, 2017
Q: 5i

I am 75 years old, retired and do not have any funds in my portfolio. Am looking at ZDV,ZRE,ZWH,ZPR,HPR. Looking at income and safety. How would you rate these funds for income and safety in today's environment and the environment you percieve in the next year. Any other suggestions appreciated.

Read your Q&A every morning, great info is generated through readers questions and your response.

W
Read Answer Asked by Wayne on March 17, 2017
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