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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hi All at 5i!!! I would like your advice. I would like to design a fixed , very, very (did I mention very?) conservative portfolio which will preserve my principle and earn me 4-5% income. This money will be held outside of a registered account. I own enough stocks, and do not want to add any more if I can help it. I own a good portion of the dividend aristocrats already. I understand that the taxation is not favorable outside of a registered account for fixed income and this may be a tall order considering how low interest rates are. Do you have any tools in your investment tool box to help me with this, and what would they be? Kind Regards, Tamara
Read Answer Asked by Tamara on March 15, 2017
Q: Hello,
Question about bonds, trying to figure out if buying bonds with ratings like BB or BBB would be a godod addition to my portfolio ( risk / return). Are there a lot of options for canadian companies ? What kind of yield should we expect for 3 / 5 year term ? Is it available through discount broker ? Is there a minimum amount per company and what kind of trading fee should we expect ? Any recommendations or sector suggestions are welcome. Thank you.
Read Answer Asked by Pierre on March 15, 2017
Q: Due to recent bank stock valuation gains, I am over-weight in financials. My finance sector contains SLF and three banks; TD, BNS, and RY at 6.3%, 5.8% and 5.2% of my portfolio, respectively. I would like to reduce my bank ownership for portfolio balance and I am considering two options; bringing each of the stocks down to 4% each or selling one of the banks, say RY, outright. As background, a full position for me is around 5%. My question, which of the two options would you prefer? And if it is option 2, which bank should I sell? Thanks.
Read Answer Asked by John on March 14, 2017
Q: Hi 5i,great information. Only wish I had found you sooner. I am a 60yr DYI investor, I inherited 100,000 and decided to invest with a CIBC financial advisor in a balanced ETF.
Now seeing your great site I am thinking to move my money, into one of your suggested model portfolio's (save on fees & diversify).
My personal investments are both ETF & stocks I am heavy in financials & precious metals. I have just recently started the google app which is helping me to identify where I am heavily weighted.
What are your thoughts to have mixed investments? Or move ahead doing all investments on my own? Looks like a lot of work to initiate but once engaged perhaps not so much work?

Thanks

What are your thoughts?
Read Answer Asked by Paulette on March 14, 2017
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