Investment Q&A

Q: When do you expect an announcement on 2023 Tfsa contribution limit and do you expect it will be increased from $6000 to $6500?

Q: On the recent question on Unity you mention it had a target price of 200.00, who gave that target, analyst, brokerage house, or was this 5i target?
Thanks

Q: Hello 5i,
Continuing on Pietro’s question posted on Oct 31, 2022, please recommend a few (3 to 6 companies) good buying opportunities in the cyclical sector.

Thanks,
Roger

Q: Could you give some pointers as to what priority's you look for in regard to "how to analyze an earnings report"?

How often are earning reports issued?

Thank you.

Q: There has been some talk regarding credit cards, in which consumers may have to pay more if using high-end cards. I'm not sure if I have that exactly right, but if something like this happens, wouldn't the credit card companies take a hit?
What is your sense regarding the chances of this happening?

Thanks, Paul

Q: Could you please explain what these 'buffer' ETFs are and how they work? I found about them in this BNN Bloomberg article: https://www.bnnbloomberg.ca/buffer-etfs-post-80-surge-in-assets-as-haven-in-bear-market-1.1838370

Many thanks!

Q: If the republican party took over the house and senate in the midterms ,how might this affect the price of oil and gas? Thanks harris

Q: Hello, Can I get your take on how the markets react during a recession? It seems we are heading into a recession in 2023. Do markets drop further? Do company earnings drop? What sectors if any do you see doing okay during a recession? Do I hold off on buying stocks till middle of 2023 and just stick some money in short term gic/treasury bills? Trying to figure out how to prepare my portfolio for a recession. Thanks

Q: I'm seeing many S&P500 companies and FANG stocks at prices we haven't seen for a while.
I've been hesitating to buy because the CAD dollar is so low and therefore a big loss in the exchange rate and fees.
Am I wrong in hesitating because of this? Also would buying a Canadian ETF that covers the above stocks be a better way to go?

Thanks, Paul

Q: Hi Everyone at 5i!!!
First, I would like to thank everyone for your support and hand holding in these trying market times!! You have helped me keep panic and the temptation of emotional selling at bay. My question: I am building TFSA’s for my kids . Could you please give me 5 long term holds either US or Canadian which you think hold decent growth prospects for the future for them . I understand that you do not have a manic crystal ball . Cheers, Tamara

Q: I know that you feel now is a time to dip back into the market as most blue chips are down 25% and more and growth stocks are down 50 to 80%, but with the FED still raising rates maybe another 1.5%, would it not be wiser to not fight the FED and wait. I cannot see the markets going up until these rate increases stop.
Thanks again.

Q: In pass recessions how has stock market performance been, % up or % down?
Thanks again

Q: With what has happened with the market and what we might be looking at in the next months or year or so, if you are not in the market, would you invest now or just sit on the sidelines and let this whole mess play out and enjoy your cash?
Thanks again.

Q: Would you please suggest the names of several short & long term US Treasuries ETFs. Thanks … Cal

Q: Hello Peter, Ryan et al:

I know you have answered this question asked by different people! Still, here is a repeat! If only to clarify some of your previous answers.....

How do you differentiate between Bear market rallies and the onset of a new Bull market after a period of correction? Many seasoned pros including some wise old folks who have been around, both Technical and Fundamental analysts, seem to say that the bottom isn't in....yet! Thee will be capitulation. Wait and watch.

As a true subscriber of this newsletter, I have funds allocated in different baskets. However I know that I have to move some of my cash positions if I want to benefit from the new Bull market. Hence this question.
Many thanks.
Mano

Q: Per below capital gains consider an income. Does the below dividend criteria is consider in Toronto, Ontario


It is my understanding that in a non-registered account I can receive up to +/- $50,000 (BC/Fed combined tax rate) in Canadian dividends without being taxed. Is that correct?
If so, I was hoping that you could provide a list of 20 Canadian dividend stocks that you have confidence in that have:
1) a 4% yield or higher
2) are not in or associated with the Oil/Gas sector
3) hopefully enough growth to keep up with inflation

Thanks!

Asked by Brian on October 11, 2022
5I RESEARCH ANSWER:
This is true, with variability based on province. The dividends also must be the ONLY source of income, otherwise some tax will apply. RY, TD, BNS, MFC, T, ABX, SLF, QSR, FTS, AEM, POW, KEY, ENB, BCE, AQN, GWO, FN, EIF, IGM, ET, CIX

Q: Hi Everyone at 5i!!!! I have a TFSA with a goodly amount of Tech stocks, Shop. Light speed , unity software, Crowdstrike NVDA etc… most of which are in the tank. So my thinking is to just hang on for five plus years in hopes of recovery. I see no sense in selling because the realized losses would cause severe heartburn. The TFSA also has half of its value in divided paying stocks .. banks , Fortis,.. etc. So now my question… would you suggest I reinvest the dividends in the beaten up tech stocks in anticipation of a comeback or reinvest the dividends into their source stocks. I am newly retired but don’t need the money and hopefully not for quite a while . Cheers, Tamara

Q: Hello 5i Team
Thank you for the ongoing guidance .My question is about the last two days rally, do you see it as longer term rally or will it be short lived?
Thanks

Q: In your Coverage Summary for Aug 2022, would you please explain the meanings of the columns. Such as for A&W the start price is 21.63, Recent Closing Price is 34.49, yet the Monthly Return is negative. Also what does P&L (2022) & P&L (Total) represent. Thanks … Cal

Q: In today's Q on cheap stocks to buy,U list TSU twice. Do u mean TSU & TOI Please clarify Txs