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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hello team,
Thank you for the portfolio review. It is a great help and a terrific service to mankind. All my ducks are now in a row after a lot of quacking but now all is calm.
Question: When you write that segregated positions should be 2% and ETF's 5%:
is that 2% of:
1)just only the equity,
2)the complete portfolio including paid up residences and safety expenses cash, or
3)the complete trading portfolio including fixed?
Is that 5% of
1. All the ETF's,
2. 5% of just the fund ETF's and 5% of the fixed ETF'S separated out?
3. 5% of the complete portfolio as above?
4. 5% of the complete trading portfolio?
thank you
Stanley Cohen
Read Answer Asked by STANLEY on May 05, 2017
Q: I am 74 years old and need some of these money within next couple of years. So I try to watch my growth carefully. I try to keep to the 6% rule. But my problem is to find better growing stocks. So, why sell??
Here are a few questions:
Is it time to sell 50% of the following?
VUN , more than 10%
SHOP, 15%
Is MX safe for the next 6 months?
Can you suggest a replacement for NPI?
SIS has grown more than 70%. Do you recommend selling 50%
I know this is more than 1 question, just charge for them all.
Thanks
Margita
Read Answer Asked by Margita Elisabet on May 04, 2017
Q: My portfolio is a combination of the Balanced and Growth model portfolios. I'm torn between your advice to "let winners run" and your advice on keeping sectors reasonably balanced. Tech is up and energy is down....so in theory, I should be selling some Shopify and Kinaxis and buying more Whitecap and Raging River. SHOP and KXS are not yet over 5% of my portfolio so I don't need to sell them to reduce risk. My instincts tell me to let the winners keep running until I see some life in the energy stocks, even if that means being very light in that sector. Your advice, please. Thanks!

Alan
Read Answer Asked by Alan on May 04, 2017
Q: I am a senior , I am of the view that bonds , preferred shares, fixed income are not as effective an investment device compared to Canadian bank shares. I don't see a lot of risk over the years, but large and consistent yields. Besides liquidity in a bad recession, where else do you see downside by treating bank stocks as fixed ,long term income investments, hence overweight positions in a portfolio.Thanks to a great team for your exceptional service, Jerry
Read Answer Asked by Jerry on May 03, 2017
Q: Dear 5i
My son has $6000 to invest and prefers solid earnings growth companies . He does not need the money anytime soon . What stocks would you suggest at this time .
I suggested no more than 5% in any one stock but this would not be much per stock with this amount of money . How many stocks should he have and what would you consider a full position under this scenario ?
Thanks
Bill C.
Read Answer Asked by Bill on May 03, 2017
Q: My son is diligently saving to purchase a house and currently is taking advantage of the benefits of a TFSA. I have mentioned that he should also consider opening an RRSP to take advantage of their home buyers plan. He can contribute an extra $15k and get an additional 35% tax refund. He has about a 4-5 year time horizon before he needs the money. Is this sound advice? Can you recommend what stocks he should consider?
Thank you
Read Answer Asked by Marty on May 03, 2017
Q: THANK YOU!

Today May 2nd all of these stocks that I own hit new record highs: CSU, SHOP, KXS, OTEX, L, NFI, AQN, CGX, T, and SIS.

These 3 that I also own came very close to all time highs as well: WSP, BEP.UN, and FTS.

In one day 35% of the stocks I own hit new highs, or came very close. Many of these I would not have bought had it not been for 5i Research.

Again, THANK YOU.

Paul J
Read Answer Asked by Paul on May 03, 2017
Q: The recent decline in CAD/US exchange rates has me somewhat concerned for my US investments. If you believe,as I do, that the CAD has reached its low point and may move up slowly from here, should you buy US shares in CAD funds? Or is it best to convert now and hold these in US dollars? In general do you believe it is best to have a mix of US shares in an even split of US and CAD currency? What should the factors be to determine how this is handled individually? Or does it even matter?
Read Answer Asked by Barry on May 02, 2017
Q: Hi 5i

I am looking for investments that distribute primarily through Return of Capital, such that the cost base can be ground down to a point where it may make a lot of sense to donate the shares to charity, shelter the entire gain while having extracted most of my cost base. I imagine that most of these things will be in the REIT space, but I am open to anything.

Thanks,

David
Read Answer Asked by David on May 01, 2017
Q: Hello, I would like to "park" some money in a safe dividend paying stock. Your service provides lots of choices/recommendations. However, can you say with any degree of comfort which sector or particular dividend paying stocks therein would be less sensitive to an interest rate hike, and less of a bond proxy. Or, are all stocks paying a reasonable dividend subject to this risk. I was thinking of Enbridge. Thanks very much. Bill.
Read Answer Asked by Bill on May 01, 2017
Q: For the past couple of years i have been building my Canadian equity portfolio. I have approx 25 names and the portfolio is approx worth 250k with a fairly even 8-10k per name. Up until now when i added new money i just purchased a new position in a company based on sector need. Now that i am at the point of not needing any new positions i am struggling to decide which companies i should be adding my new money too. What in your opinion is the best strategy for adding new money into an established portfolio?
Read Answer Asked by justin on May 01, 2017
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