Investment Q&A

Q: What is a half position ? Why only a half and when do you add , when rising. Or falling price or rising moment

Q: Hello

I am considering investing with a robo advisor, Invisor.ca. They are certainly not WealthSimple in terms of size or AUM, but they offer portfolio choices that suit my needs.

My investments will be held at a third party custodian, Fidelity Clearing Canada and I am told that there is CIPF insurance in place.

My questions are as follows:

1) Is the CIPF insurance coverage upto $ 1 million?
2) Does the $1 million CIPF insurance cover all my accounts aggregated together i.e. RRSP,+TFSA+ non-registered etc. or is a it $1 million per each account?
3) Who is the investment dealer in this situation - Invisor or Fidelity?
4) In the event of investment dealer insolvency, how long would it typically take for my funds or holdings to be restored to me?
5) Would 100% of my investment be restored to me in the event of investment dealer insolvency, as long as I have up to $ 1 million with them?

Please deduct as many credits as appropriate

Thank you

Q: good day thanks for the great service....we have taken profits for the year and moved those to the u.s. side of our accts...we are retired and this amount is approx. 10% of our portfolio...we do not have any bond exposure nor fixed income of any kind and thought we may invest in a vanguard u.s. bond etf...does this make sense to you or can you suggest any other instrument that would secure these profits for future income...we are currently sitting on two years of income on the Canadian side of our accts...thanks for your input and sage advise..gene

Q: Hi Peter,

Kudos to you and Ryan and team for the great upgrades to the website.
It looks like tax-loss selling this year could present some interesting opportunities, especially in certain resource sectors like precious metals and natural gas that have been beaten down. I have been compiling my own buy list but would be interested in seeing what yours looks like.
Please provide three names in each of the following sectors that you would look at during the next few weeks of TLS: [1] precious metals, [2] energy, [3] general canadian small to mid cap.
Also can you comment on the period of tax-loss selling and how consistent this is year to year?)

Q: these are small holdings in my Lira, (UMPQ, MAGS, MTU, OUT). which is it worth keeping?
Thanks.

Q: Where can you find information on Canadian warrants? the financial post warrant data seems to be no longer available, canadianwarrants.com hasn't been updated since 2015, and can't find much on the tsx website or globeinvestor. I would like to find something similar to what the financial post data showed listing all warrants with exercise price and and time left etc.
thanks Tom

Q: In a self directed rrif i understand there is no yearly maximum withdrawl rate ! Is this true ? Thanks.

Q: I noticed in Grande West's just-released quarterly results that it has a "going concern" warning at note 1. I see this warning from time to time. When should one be concerned about this?

Q: I have the following stocks in my TFSA: AQN, BTD.UN, CSH.UN, CGX, ENF, FC, FTS, MFC, MRG.UN, RY, SJR.B, STN, TF. I use my TFSA for income could you list them in order with the best first and also suggest what ones I should sell and a few suggestions to add. Thanks

Q: Hi - is it time to get out of the Canadian / American banks in general I have some good profits in Bank Of America + Citi Bank+ BNS . The American banks seem to be reacting negatively to the perceived upcoming tax reforms - They have mostly been down 5 days in a row. Thinking should get to the sidelines as far as the banks are concerned.

Q: I'm curious about this listing. I'm not quite sure what they do?, how and why they do what they do and is there a rationale for this UK finance company and its Cdn. listing.
As always, thank you.

Q: Tuesday's Globe had an interesting article about wind power in the North Sea being developed by a company called "Orsted" (formerly Dong Energy) listed on the Danish stock exchange. Wind power seems to be gaining traction and gaining efficiencies. My questions...
1) What do you think about Orsted, any red flags?
2) Is growth projected at Orsted or is it more of a low growth dividend type of stock?
3) How would one go about buying shares in Orsted?
4) Is BEP.UN comparable to Orsted or are they too dissimilar?
Thanks
Jim

Q: I’m in the process of sector analysis. My online brokerage HSBC isn’t much of a help, listing most companies under their sector name of “services”. Could you help with the above names. In the past I’ve split Bip.un into 75% utilities and 25% energy. Many thanks for all you do!

Q: Could I please get your prospects on this company

Q: Peter,when a stock is at $100 plus what number of stocks is feasable to buy and have reasonable return for dividends I have always bought a minimum of 100. ie CN $105
Thanks for your help. Pat

Q: My question is about at what percentage level of a total portfolio do you trim a half position. If you suggest trim a full position at 7 or 8% of a total portfolio, what percentage do you trim a half position? Is "the rule of thumb" still at 7 or 8% of a total portfolio or do you suggest a lower percentage?......Tom

Q: Congrats on the new web site. Most definitely a big step in the right direction. Excellent work! Thank You. Greatly appreciated.

Few questions re web site or web site related.

I recently saw that somebody asked you for the consensus estimates for AVO. You stated "$0.22 EPS; $107.7M revenue".
- Looking at your web site (assuming I properly understand) it shows current estimate (and for last 2 months) "$0.20 EPS". Are you using the same source for your data? I am hoping to be in sync.

- Does the web site provide consensus numbers for Revenue, Net Income in addition to EPS?

- Side question. Analyst consensus numbers - are these #s based on the top line and bottom line numbers or "adjusted" top line and adjusted bottom line or "adjusted diluted".... or can it vary from one company to another (as I feel I have seen situations of the latter)?

When referencing the company section, are there restrictions to which companies you have in your database. I tried to access Amedisys (AMED on Nasdaq). No luck. Same challenge with CNI (on NYSE) but CNR present.

On multiple occasions there are questions pertaining to P/E in the Q&A. You always mention that you use forward looking P/E. Is the web site providing the forward P/E or other? Hoping to be in sync.

What is the update frequency for the "News and Media" section in the Company section?

Thank You!

Q: My husband and I are seniors. I look after our portfolios (RIFFS, TFSAS and cash account containing US and Canadian securities. Thanks to your SPLENDID advice, we are up 26% on the year. I tend to let the winners run without taking profits. Should I consider doing this on a regular basis and at what stage? Again, our gratitude for your dedication to provide thoughtful advice to members.

Q: Hi,
I follow your BE Portfolio plus some picks from your growth portfolio. If you could select 5-7 Stocks or ETF's outside of Canada what would you recommend to balance and address any geographic/sector gaps that exist your BE portfolio? Please take the amount of credits you feel is fair for question.
Thank you,
Kerri

Q: ? Asked by mike on November 07, 2017:

If most users select 'TSX' in the dropdown anyways perhaps the 'TSX' selection could be made the default when the home page is displayed.
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