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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: My 20 year old son has been building a portfolio based on your balanced portfolio with the occasional growth substitution (like TV for TECK, SHOP for CLS...). He is in university and has funds to cover the next three years. His portfolio is heavy in technology (30%) as that is what he understands the most and where he is comfortable. He holds 17 positions and is missing the following: AEM, WEF, WSP, CAE, BYD, ENB, PKI WCP. He has funds to add one position today and two more in the next couple of months. Suggestions would be appreciated. Currently has only 10% materials, 10% industrial and 0% energy.
Read Answer Asked by Paul on July 19, 2018
Q: Hi 5I team
Could you please break down the diversified Portfolio into which stocks you feel are best suited for a non registered account, a TFSA, and a RRSP. I am about to start a non registered portfolio and I want to be on the right track with this as I will be moving some things around. I am mostly thinking about ongoing and future tax implications and keeping things simple.
Thanks
Jeremy
Read Answer Asked by Jeremy on July 18, 2018
Q: Hi Peter/Ryan,

Most of the companies in the BE portfolio have significant US or Intl exposure in terms of operations/revenue. With a portfolio allocation of Canadian (BEReport) 50%, US (ETF) 30% and Intl (ETF) 20%, the actual allocations will be higher for US and Intl since a portion of BEReport is derived from US or Intl. Please let me know your thoughts and any suggestions in terms of portfolio allocations.

Thanks
Ninad
Read Answer Asked by Ninad on July 17, 2018
Q: Hello,
As per Morningstar’s equity style box the 5i portfolio stocks fall under following categories.
BE:- Large = 8, medium = 9 , small = 9,
value = 5, blend = 5, growth = 16
Inc:- Large = 4, Medium = 4, small = 11,
value = 9, blend =6, growth = 4
Is that the strategy you have implemented for the 5i portfolios. Are the classifications accurate in terms of value,blend and growth.

Thanks for all the good work
Read Answer Asked by Ninad on July 13, 2018
Q: Hi Peter/Ryan,

I am currently invested in various etfs under my wife and my registered accounts.
1) I would like to make BE portfolio as my core portfolio with about 20 stocks in it. Which stocks should I exclude and also please recommend 5 to 10 stocks from the Income portfolio
2) Should I split the portfolio holdings between my wife and my registered accounts to reduce the transaction costs or it is a good strategy to keep the same holdings as a separate portfolio in our accounts. We have an investment timeframe of 15+ years.

Thanks
Read Answer Asked by Ninad on July 13, 2018
Q: Hi 5i Research,
I am in the process of copying your Balanced Equity Model Portfolio.
So far I have purchased 9 items, but before I go to far, I wonder if perhaps you have some suggestions for me how to go about it the best way ? Any tips and suggestion are appreciated. Thanks for your service and keep it up, I like it.
Read Answer Asked by Baldur on May 18, 2018
Q: We hold 50% of our portfolio in your stocks from the balanced portfolio - 34% in your income portfolio and 16% in your growth portfolio. Although not all stocks from the three portfolios are in our final portfolio we have done this to have a large part of our income from dividends in cash accounts that when combined with CPP and OAS require only 2% return from the cyclic stocks to give us all the money needed to live the life we require. My question is would we be just as well represented with a complete investment in the balanced portfolio (we are only shy WEF, TECK, MX and MG) than having 35 stocks from the three portfolios. We were rewarded with a return last year only 2% less than the return of the balanced portfolio. I know this is an involved question but we respect your advise so much I felt that it was one we should ask....thanks you....Eugene
Read Answer Asked by gene on April 13, 2018
Q: Hi there,

I currently hold almost all of the names in the Balanced Equity Portfolio and would like to dip my toes into the Growth Portfolio. What are your currently top 5 ideas from the Growth Portfolio whose risk profile would be the most similar to the names held in the Balanced Equity Portfolio?

Thank you!
Read Answer Asked by Michael on April 02, 2018
Q: Good morning Peter, Ryan & Team,

I am looking at my international and american exposure. Can you give me a rough idea about what percentage of companies in the balanced portfolio have american and international exposure and how significant it is? Does that typically play to your portfolio country allocation? For example, I have 20% american equities, but X percentage of Canadian equities from the balanced portfolio get the majority of their revenue from the US, would you consider that a (20 + x) american exposure?

Thanks for your time,

Wes
Read Answer Asked by Wes on March 15, 2018
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