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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I currently hold these is non-registered account and have had for more than 5 years, so there are gains. My question is: taking a longer term view, should any of these be sold and what options would you suggest in similar segments?
I feel that there could be other options that I am not seeing.
Thanks very much for all you do.
Read Answer Asked by George on December 17, 2024
Q: I hold CSH and CRR. The later being a very small position (1%) I'm looking to consolidate. Could you rank these 3 or do you have a better REIT to suggest?
Thanks
Read Answer Asked by Robert on December 06, 2024
Q: In my RRIF , I am looking at selling one of these stocks to buy UMAX for its higher yield and diversified holdings. Forgetting portfolio composition , please provide the order in which you would sell first (1) and then to last (5).
Thanks. Derek.
Read Answer Asked by Derek on February 02, 2024
Q: In reference to your answer today regarding selling the 4 stocks to replace with UMAX, you state that UMAX is “ fully invested in utilities “. I do not believe this to be true as it holds industrials such as WCN, CP, CN , and pipelines and phone companies, which may have a deep moat but I do not class as utilities. I bought this etf for its selection of solid large cap companies across several sectors. True utilities in this ETF are FTS, EMA, NPI, H, ( 30 % of total etf ). The name of the etf is a bit of a misnomer.
Thanks. Derek.
Read Answer Asked by Derek on October 12, 2023
Q: In my RRIF, where income with some growth is the aim, I am considering replacing one or all of EIF, SPB, PKI, CRR.UN with UMAX ETF. In what order would you sell ( I believe it’s best to spread this out over the next 6 months) ? Is there any stock you would keep or is a definite sell ? This will double the portfolio’s income and offset the rising mandatory withdrawal . This will also increase my portfolio’s composition of large cap industrial and utility companies. Your opinion on this approach is appreciated. Thanks. Derek.
Read Answer Asked by Derek on October 12, 2023
Q: I am looking at selling HR,PMZ , AD , ( 10% total weighting) keeping CRR and buying KMP(2.5%); all held in my RRIF.
Halifax ( where I live ) is booming ,has a strong rental housing market and KMP has a significant presence there. With continued high immigration and constrained construction the metrics look good for this sector. Some markets have rent control. While concentrated in Atlantic Canada, they are also growing in ON, AB ,and BC.

Your thoughts on KMP and on this portfolio change would be appreciated. Better rental reit suggested ?
Thanks
Derek
Read Answer Asked by Derek on January 20, 2023
Q: are any of these something to have as a good investment ?
Read Answer Asked by jim on February 09, 2022
Q: I have been a longtime holder of SMU and have done well from it The stock has been on a tear lately, now yielding only 2.81 % and is now 10% of my ( non registered) portfolio and 5% of total portfolios. I am reluctant to reduce but wondering if a trimming is in order. Please comment on its technical characteristics. Also own Crombie and HR reits. Ignoring stock weighting,I suppose if I want to trim my reits it should be the one with the least potential and worst metrics, not the one that has given me the best return so that means to trim HR. Your thoughts are appreciated. Derek
Read Answer Asked by Derek on August 12, 2021
Q: Would appreciate it very much ranking the above based on your expectation of total return over 3 to 5 years period. I wish to consolidate these number into less positions. In particular I am thinking of selling FCR at a loss and perhaps add to GRT.un or one of the others,

Thanks
Read Answer Asked by Saad on March 23, 2021
Q: Hello 5i Team
I am comparing the retail REITs and the two distinct groupings in the sector:
Group 1 - REITs majority owned by parent operating company and the majority source of the REIT's income. These would be Choice Properties REIT (CHP.UN), Crombie REIT (CRR.UN) and CT REIT (CRT.UN).
Group 2 - REITS with a large diverse portfolio. These would be First Capital REIT (FCR.UN), Riocan REIT (REI.UN) and SmartCentres REIT (SRU.UN).
The questions I have are:
1 - What would be your ranking of the REITs in Group 1 and your ranking of the REITs in Group 2?
2 - Which is the better Group to select from Group 1 or Group 2?
3 - Any other retail oriented REITs I should be looking at?
Thanks
Read Answer Asked by Stephen on May 08, 2020
Q: Could you compare the debt levels, payout/dividend sustainability and future direction of these two reits. I have held CRT for a bit over a year and done much better than expected, but wonder if I should just take my gains and move on. I'm looking at CRR, which seems to be more diverse (good or bad?) and has a bit of movement into residential, as well as a higher dividend. The CRR price is down at the moment with the new issue. CRT is my only retail reit. It is not a large position, and is held in a non-taxable account.
Thanks
Read Answer Asked by grant on January 27, 2020
Q: Hi,
I'm looking for income and hopefully a little growth as well. I currently own GRT/UN.TO, CAR/UN.TO and have some of DRG/UN.TO from before the buyout. Would you be able to rate these choices in order of preference? What % weight would you recommend for this sector at the moment, and do you foresee that weighting being changed as we head into Q1 next year? These will be held in a cash account, so should I be considering the potential tax implications? Deduct as many credits as you need. Thanks for all your hard work,
Dawn

Read Answer Asked by Dawn on December 05, 2019
Q: Hello Peter and Ryan,
First Capital is a small trust with market cap of 125M (based on WSJ info). Yesterday, it announces 266 M purchase/co-ownership with First Capital Realty.
Jan 9, 2019 Crombie Reit anounced a sale of 104M ish to the group.
Questions:
Is FCD.UN a good investment today for a 10 years horizon?
Do you think that this can be a step to turn First Capital Realty to a REIT? or a planned merger of all First Capital assets into 1?

My annual membership will end soon, a day before my BD so I always remember to give myself a gift of membership in support of the last independent advisor for DYI.
Read Answer Asked by Nhung on April 08, 2019
Q: I have the above Reits which I would like to consolidate into much smaller number. Appreciate your opinion on your preference of which ones I should keep/switch to, based on expectation of total return over 3-5 years period.
Thanks
Read Answer Asked by Saad on January 15, 2019
Q: I WOULD LIKE TO FIND A BETTER DIVIDEND YIELD BUT STILL HAVE STOCK GROWTH
WHICH STOCKS WOULD YOU RECOMMEND(TOP 3)
Thanks
Read Answer Asked by gabriel on June 19, 2018
Q: Hello team,
Can you suggest 3 or 4 Canadian REITS that pay a dividend over 6% that you would be happy with for an income investor? And can you rank them? Thank you for all that you do!
Read Answer Asked by Pamela on June 30, 2017
Q: My investment advisor has suggested that I sell Crombie due to uncertainty regarding Sobeys, Crombie's principal tenant. Do you share this concern?

He suggested True North as a replacement. What is your opinion?

I would replace Crombie with office and/or residential REITs.

With respect to office, I have enough Artis AX.UN, but could add to H&R HR.UN or buy another which you would recommend. Suggestions?

With respect to residential, I have plenty of Canadian Apartments CAR.UN but would buy another recommendation. Suggestions?
Read Answer Asked by Carl on March 21, 2017
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