Q: I'm comparing Psa and Hisa etfs and it appears Psa has a slightly better monthly payout. Am I correct? Thanks John
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
- Global X Cash Maximizer Corporate Class ETF (HSAV)
- Global X High Interest Savings ETF (CASH)
- High Interest Savings Account ETF (HISA)
Q: im looking for a high interest canadian cash etf to park some cdn funds?
thanks
Stephen
thanks
Stephen
- Purpose High Interest Savings Fund (PSA)
- Global X High Interest Savings ETF (CASH)
- High Interest Savings Account ETF (HISA)
Q: Is there a cash holding to invest in that is not locked into a term (like a GIC but with no term), so, with full liquidity? I'm thinking of a high-interest type account within an RRSP so I can go to cash a few months in advance of need for the cash, but still incur interest on the cash as I wait to make a monthly withdrawal. I invest with RBC Direct Investing in case that's helpful - perhaps there is an RBC product that suits my needs.
Q: Hi,
If I invest in a high interest savings ETF like CASH, am I taking risk on my principal? Or am I just taking risk on what interest rate I'm earning?
It seems like there is a bit of a principal risk. Would the price go down if the rates go down?
Thanks,
If I invest in a high interest savings ETF like CASH, am I taking risk on my principal? Or am I just taking risk on what interest rate I'm earning?
It seems like there is a bit of a principal risk. Would the price go down if the rates go down?
Thanks,
- BMO Covered Call Canadian Banks ETF (ZWB)
- BMO Equal Weight REITs Index ETF (ZRE)
- iShares Core U.S. Aggregate Bond ETF (AGG)
- Global X High Interest Savings ETF (CASH)
- High Interest Savings Account ETF (HISA)
Q: I am 83 years old and thinking of reducing my portfolio of stocks and putting the monies in Dimensional Funds in my RRIF. Returns seem to be excellent and I would like to get your opinion on these funds. I have no pension so I rely solely on the income generated by these Funds
Second question: The other option is trading my stocks for ETF's therefore what 5/6 ETF's would you recommend that would make a nice balanced income producing portfolio
Wayne
Second question: The other option is trading my stocks for ETF's therefore what 5/6 ETF's would you recommend that would make a nice balanced income producing portfolio
Wayne
- Lockheed Martin Corporation (LMT)
- Northrop Grumman Corporation (NOC)
- Wheaton Precious Metals Corp. (WPM)
- Agnico Eagle Mines Limited (AEM)
- BMO Aggregate Bond Index ETF (ZAG)
- Vanguard Canadian Aggregate Bond Index ETF (VAB)
- SPDR Gold Shares ETF (GLD)
- iShares U.S. Aerospace & Defense ETF (ITA)
- RTX Corporation (RTX)
- High Interest Savings Account ETF (HISA)
Q: In a best case scenario, I think 4 years of Donald Trump in power will be chaotic and discruptive in the US and globally. In a worst case, I believe the US is heading for internal unrest/violence, and the certain parts of the globe will be at war. If you were a 74 year old investor who has done well listening to 5i the last 2 years, how would you now hedge against these scenarios?
- Purpose High Interest Savings Fund (PSA)
- Global X High Interest Savings ETF (CASH)
- Global X 0-3 Month T-Bill ETF (CBIL)
- High Interest Savings Account ETF (HISA)
Q: I am concerned about the height of the stock markets and am in the process of reducing my equity holdings. If there is a correction or bear market next year, then I would want to be able to invest again at some point.
With the cash that becomes available from the sale of equities, what would you recommend as an investment? I am looking for something that is extremely safe, can be sold at any time (which eliminates a GIC for consideration) and gives me a bit of yield/gain. Are there any ETFs which fit this bill?
Thank you for this wonderful service.
With the cash that becomes available from the sale of equities, what would you recommend as an investment? I am looking for something that is extremely safe, can be sold at any time (which eliminates a GIC for consideration) and gives me a bit of yield/gain. Are there any ETFs which fit this bill?
Thank you for this wonderful service.
- ATS Corporation (ATS)
- Purpose High Interest Savings Fund (PSA)
- Boyd Group Services Inc. (BYD)
- Hamilton Enhanced Multi-Sector Covered Call ETF (HDIV)
- Global X High Interest Savings ETF (CASH)
- High Interest Savings Account ETF (HISA)
Q: I have sold the above two companies, half of BYD and all of ATS. The purpse was to raise cash and put it into a high interest Canadian dollar savings ETF to wait out the first part of the Trump presidential version Nu. two.
Do you have an ETF that you recommend or maybe another suggestion?
Do you have an ETF that you recommend or maybe another suggestion?
- Purpose High Interest Savings Fund (PSA)
- Purpose US Cash Fund (PSU.U)
- Global X USD Cash Maximizer Corporate Class ETF (HSUV.U)
- Global X High Interest Savings ETF (CASH)
- US High Interest Savings Account Fund (HISU.U)
- High Interest Savings Account ETF (HISA)
Q: Can you suggest CDN and US dollar etfs to own for interest instead of just holding cash in non-registered and registered (TFSA, RSP) accounts? Thank you
- Purpose High Interest Savings Fund (PSA)
- Global X High Interest Savings ETF (CASH)
- High Interest Savings Account ETF (HISA)
Q: Hello,
I'm looking for a way to park some money for one-year to pay down part of my mortgage after that. What are some low risk options to maintain liquidity if I need to use the funds for some emergency?
Thanks for your help!
I'm looking for a way to park some money for one-year to pay down part of my mortgage after that. What are some low risk options to maintain liquidity if I need to use the funds for some emergency?
Thanks for your help!
- iShares Premium Money Market ETF (CMR)
- Purpose High Interest Savings Fund (PSA)
- Global X Cash Maximizer Corporate Class ETF (HSAV)
- Global X High Interest Savings ETF (CASH)
- Global X 0-3 Month T-Bill ETF (CBIL)
- High Interest Savings Account ETF (HISA)
Q: Good morning, I have $200,000.00 in a taxable account and am looking for a temporary safe place to invest it in for a period of 6 to 8 months, hoping to generate some yield.
Do you have any suggestions?
Kindly advise & Thank you
Sergio
Do you have any suggestions?
Kindly advise & Thank you
Sergio
- Purpose High Interest Savings Fund (PSA)
- Global X Cash Maximizer Corporate Class ETF (HSAV)
- Global X High Interest Savings ETF (CASH)
- High Interest Savings Account ETF (HISA)
Q: Hi,
I'm looking to park some Cdn funds in a high interest savings ETF, and use TD as my bank. I found HISA, but don't know anything about the .NE exchange - if you could enlighten me on that - and let me know if there are better products that this, I would appreciate it!
Thanks for all your consistently great advice!
Dawn
I'm looking to park some Cdn funds in a high interest savings ETF, and use TD as my bank. I found HISA, but don't know anything about the .NE exchange - if you could enlighten me on that - and let me know if there are better products that this, I would appreciate it!
Thanks for all your consistently great advice!
Dawn
Q: Hi 5i,
I accumulate cash in my TFSA until I have enough to purchase a meaningful position in a stock. What are some good options you'd recommend for holding the cash in to generate interest while it accumulates?
Thanks for all you do -
Evan
I accumulate cash in my TFSA until I have enough to purchase a meaningful position in a stock. What are some good options you'd recommend for holding the cash in to generate interest while it accumulates?
Thanks for all you do -
Evan
Q: Hi there, there seems like there are many HISA-like ETFs available to pick from these days. Which would you recommend and do some have less risk than others? Thanks!
Q: would you have any suggestions to park USD for a couple months against high yield instead of a GIC?
Q: I need to find a place to park a large amount of cash for the next 6 months - 1 year. the choices are GIC, CBIL, and HISA/CASH.TO.
I have looked to GIC and dislike it because the money is locked in for at least 1 year.
What are the risk associated with CBIL and HISA/CASH.TO. Is there risk of the holding company (Global X in this case) defaulting the money?
I have looked to GIC and dislike it because the money is locked in for at least 1 year.
What are the risk associated with CBIL and HISA/CASH.TO. Is there risk of the holding company (Global X in this case) defaulting the money?
- Global X Cash Maximizer Corporate Class ETF (HSAV)
- Global X High Interest Savings ETF (CASH)
- High Interest Savings Account ETF (HISA)
Q: I have a large sum of cash from a recent sale. I will need the funds in the next few months but would like to "put it to work" in the meantime. If it was your money, which of the myraid of options would you choose that offers safety, liquidity and max returns.
Many thanks
Scott
Many thanks
Scott
- Purpose High Interest Savings Fund (PSA)
- CI High Interest Savings ETF (CSAV)
- Global X Cash Maximizer Corporate Class ETF (HSAV)
- Global X High Interest Savings ETF (CASH)
- High Interest Savings Account ETF (HISA)
- TD Cash Management ETF (TCSH)
Q: Hi, Is there a site giving the actual yield of all the HISA ETF’s? The distributions are already decreasing. I guess they are pretty similar, but they change monthly. PS: I do not think the dividend/yield on 5iResearch MarketData are up-to-date. Thanks.
- iShares S&P/TSX Canadian Preferred Share Index ETF (CPD)
- BMO Aggregate Bond Index ETF (ZAG)
- BMO Equal Weight REITs Index ETF (ZRE)
- Global X Active Preferred Share ETF (HPR)
- iShares S&P/TSX Capped REIT Index ETF (XRE)
- iShares S&P/TSX Canadian Dividend Aristocrats Index ETF (CDZ)
- Vanguard Canadian Aggregate Bond Index ETF (VAB)
- Vanguard Dividend Appreciation FTF (VIG)
- Vanguard Balanced ETF Portfolio (VBAL)
- High Interest Savings Account ETF (HISA)
Q: As an older investor, I am considering a gradual move from mostly individual stocks to a fully ETF portfolio. My thinking is to allow management simplicity for my wife in the event of my death or disability. Seeking dividends predominately but also a representation of growth. Can you please suggest an array (portfolio) of ETFs that I could begin migrating towards? As always, your advice is appreciated. thank you
- Public Storage (PSA)
- Global X Cash Maximizer Corporate Class ETF (HSAV)
- High Interest Savings Account ETF (HISA)
Q: For a couple in their 70's with a 3 year time horizon, what ETF or ETFs would you suggest as relatively safe investments?