Investment Q&A

Q: For a young couple just starting TFSA with $5,500.00 each
I was thinking for the total $11,000
20% xbb
30% xic
40% xsp
10% vee
Please advise if there is a possible better alternate
For a smaller portfolio should one consider individual stocks

Q: I hold a position in General Motors (GMM.U) that trades on the TSX in US funds. I have been thinking of selling my holdings and I'm wondering if it is a good time or if I should hold on? I bought the stock in early 2014 and since then the price has dropped from $36 to $29.5. Due to the exchange rate I am still ahead.
What are your thoughts on GMM.U?

Q: Can you explain how this company makes money, and if its yield is sustainable? Thanks Cameron.

Q: What are your thoughts about BAC's current valuation and why it is underperforming on a day when the market is moving up?
Thanks for all your work.

Q: Hello Team,
Of the big major oil companies, Exxon, Chevon, Royal Dutch Shell and Total, which has the best balance sheet in the event oil gets into the sub $20.00. Would Suncor be in this league as well.
Thank You,
Barry

Q: With all this volatility in the market affect WFC's bottom line in more ways than are immediately apparent to the unschooled investor? Will revenue be affected by declining commissions significantly as some analysts have been hinting? What else could slice into its profits, in this market (leaving aside volatility)? I would appreciate some fundamental analysis on whether to hang on for the ride -- or just bail. I've lost 10% on my initial investment, but I'm not so much concerned about its past, as its future.

Q: Time to buy yet?

Q: I have taken a good look at the financials and balance sheet. This seems to have a clean balance sheet with a great R.O.E with low costs. It has also indicated that much of the loan book has provisions for rate increases and decreases. So I look to you for a more in-depth look.
What are your thoughts of the balance sheet and income statement. Going forward what are your thoughts on this company continuing to take share from the larger banks and maintain the growth and free cash flow? Thank you for your perspective.

Q: Hi Guys
Did my question re Valero get through to you?
Thxs
Wayne

Q: I am looking to re-deploy some US$ and would like some recommendations. Looking for reasonable risk level, decent growth potential and some dividend.

Q: Please provide recommendations in Canada & US for the following sectors to properly diversify a long term income portfolio :

Consumer Staple
Material
Consumer discretionary
Industrial
Utilities

Thanks

Q: The value of PJT.us shares allocated to my RSP is less than a percent of RSP. My options seem to be to leave the PJT shares which were remnants from the 'corpoarte action' by BX , i.e. leave them as is..... OR I could add to the holding. Since PJT is newly independent as a listed entity little history is available to us, the NON-Bloomberg Club :( .
With the panic selling lately (panic that is incomprehensible to me) PJT shares may have become good value . Perhaps now could be an attractive point at which one could add to above-noted PJT holding?

My question is whether PJT is a business whose shares are OK to add to?
Your diagnosis of PJT’s prospects and your opinion would be much appreciated, especially if you deliver your somber (and sober) ruling with gravitas.
Enjoy le weekend. AO: jv dictated
File : Dept: Neurosurgery, Trauma, Rochester NY

Q: hello 5i:
can you advise what type of tax treatment dividends from US REITs, such as OHI, receive here in Canada? From either a registered or open account?
thanks
Paul L

Q: Good afternoon:
You answered a question about MELI two years ago and stated that you viewed it as "quite risky". Would your view be the same at the current time and current price?
Thank you.

Q: I find it interesting that KMI, currently at $13.00, offers January, 2018 long Leap put/call straddles for approximately $8.00.If bankrupt within 2 years, you are paid $5.00 while if the stock rebounds to a price it was at barely 2 months ago, you break even. Comments?

Q: I am interested in some balancing to my overwhelming Canadian holdings.
1. Can you suggest some low MER ETFs to provide US and World (excluding North America)?
2. What do you think of 'fundamental' ETFs compared to those based on 'market cap'? Any suggested names for further research?
The complexity of the expanding ETF field seems self defeating to their intended purpose. Thank you for your guidance.

Q: Which would you prefer in the refining space, Holly Frontier (HFC.US) or Valero (VLO.US) and why?

Q: I am thinking of buying more gold stocks .What is your feeling
About Pershing gold us .
thanks.

Q: DDD and SSYS have taken a beating. Do you think these are worth investing in hoping for a rebound. Or is there better value in another company in the 3D printing sector?

Q: Short term placement for $150,000 US in todays very volatile market 3 - 6 months. Growth only!
As always, thank you for your expertize.