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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Can you update your opinion on Fiserv? I’ve owned PYPL since the spin out from EBAY and wonder whether I should just stay with a leader (albeit expensive) or add FISV. Opportunity or value trap while people judge the FDC acquisition? Thanks
Read Answer Asked by Michael on January 18, 2021
Q: In making a comparison of the discount Canadian dollar store, Dollarama with the American equivalent, Dollar General, one has to be impressed with Dollar General. DG has more than 17,000 stores compared to 1300 for DOL and DG is opening more than 1,000 new stores each year. The performance and execution of DG has been steady and in an upward direction while DOL has been much more choppy. In addition it seems like DG has found a way to improve its on line presence with digital coupons and other measures while DOL has on line case sales only. It would make sense that if DG wanted to expand beyond its borders, DOL would make an excellent target.
Can you please provide your opinion as to which company you would favour regardless of country of origin and if you believe DOL would be a possible acquisition target for DG? Thanks for your on going great service.
Read Answer Asked by mitchell on January 18, 2021
Q: I have difficulty determining certain financial metrics* for FISV. This is perhaps due to the closing by FISV of its acquisition of First Data in 2019 and the consolidation of statements . (FISV’s acquisition in December of ONDOT would not be a factor).
Data I have access to show a very low ROE, and a sky-high PEG.
1.*Would you have something more current on your systems for forward P/E , PEG, and projected ROE?
2. I had assumed FISV’s management was generally fine, but I see now that other FinTech and payment processor companies have done much better over the preceding ten years. Do you think FISV may have swallowed more than it can digest in terms of both debt, and in its ability to effectively merge operations?
3. If you had small positions in MA and FISV, to which one, if any, would you add? (perhaps not comparable) .
( Trading on Thursday 14Jan: MA dropped 5.6%, Visa -3.6%v, PYPL -1.11% , FISV -2% but SQ up 0.8%, and DFS up 1.5%. Struck me as puzzling or is this normal? )
Read Answer Asked by Adam on January 18, 2021
Q: Looking at buying some healthcare...will this one recover or are there better choices in U or Can?...
Read Answer Asked by adam on January 18, 2021
Q: I have depended upon NUANce's voice recognition software for twenty years. Good product & continuously improved with each iteration (now at Version 15). But as an investment it has been a dog -- bumping around the 10-20 USD range year after year. With no dividend to compensate. Until the pandemic. Since Mar 20 of this year the stock climbed from $14 and is now hitting $50, and still growing. One other point: their main software product, Dragon NaturallySpeaking (renamed Dragon Professional), was -- for nearly a decade -- priced at an MSRP of $150 USD. This month that price jumped instantly to $500 USD. Bam! My Question: Please offer your opinion about the prospects for this company as a worthy investment vehicle over the next few years. Thanks.
Read Answer Asked by RANDALL on January 15, 2021
Q: Happy New Year to all of you.
With EV sector is getting hot day by day. Instead of chasing a particular EV company to invest, does that make sense that chips are required to build EVs? If that is true, which chip company (or companies) products are more involved? such as ....

Thanks,

Lin
Read Answer Asked by Lin on January 15, 2021
Q: I just opened up a U.S. -TFSA. Could you pls provide me with approximately 4 U.S. companies that would suit this and advise why you would recommend them. Any sector is fine. I have very little healthcare, I like tech, but am open to your suggestions. Looking for stablility and have a approx. 8 yr time frame.
Thank you so much - you are indeed the guiding light for many out there with our investments!
Margaret
Read Answer Asked by Margaret on January 15, 2021
Q: I would like to use my $10,000 in my TSFA for a technology stock, either software, hardware. I am balanced in my account, so I would like a growth even speculative stock. It can be either Canadian or US
Read Answer Asked by Joanne on January 15, 2021
Q: Would there be any recent news on the walmart or oracle take over of tiktok or have the courts thrown it out i own oracle and if there is no chance of seeing them buying tiktok i'm wondering if adobe would be a better stock to own.
Read Answer Asked by dennis on January 15, 2021
Q: Good morning Peter, Ryan and Team,

What US companies would you be putting new TSFA money into for 10 year hold? Assume a diversified portfolio and trying to get high growth for TSFAs.

Thank you,

Wes

Read Answer Asked by Wes on January 15, 2021
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