skip to content
  1. Home
  2. >
  3. Investment Q&A
You can view 3 more answers this month. Sign up for a free trial for unlimited access.

Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Looking to fill a new TFSA for a grandson & thought these 2 might fit the bill. Good dividends & reasonable growth prospects. Your advise - please. Thank you.
Read Answer Asked by Robert on February 18, 2016
Q: I currently own Concordia in my TFSA in USD. I'm down 30%. I was thinking about selling and buying Starbucks and then buying Concordia in Cdn dollars with 2016's contributions. I need some Restaurant exposure. Do I have to wait to buy Concordia in the Canadian dollar account? Can I get your thoughts on this strategy?
Read Answer Asked by Rob on February 08, 2016
Q: Good morning - I have Currency Exchange and DHX as part of my Tfsa. Are these still names that you would recommend for Tfsa, or are there others that you think are better. Thanks.
Read Answer Asked by Janet on January 27, 2016
Q: Good Morning, I'm working at rebalancing our TFSA's. I've sold BIN and with this years money have enough cash for 4 or 5 new positions. I'm at around 16% info tech, 33% industrial, 6% finance, 6% energy, 14% consumer disc., 9% health care and 14% real estate. You can see I'm completely missing some sectors that I assume offer less growth. Would you recommend I add some telecom, utilities or materials in my TFSA's? considering I hold some of those in other investments? If not, how much would you add to each of the other sectors? and which would be your top two choices in each? Thanks for the great service. Rod
Read Answer Asked by Rod on January 27, 2016
Q: Gifted $41000.00 to my daughter for a new TFSA. Based on the current market, I would appreciate your pics for 2 or possibly 3 growth stocks(with or without dividends) as I plan on controlling this investment for 5 years after which time she can do what she wants! As always, appreciate you expertize.
Read Answer Asked by Robert on January 22, 2016
Q: I am thinking of deploying the new 2016 TFSA contribution. Currently, the account has some familiar names: AVO, DR, ESL, GUD, PHM, RUS, SGY, SYZ and WIN. Would you please give me a suggestion as which one(s) to add to at this time? Any that you would suggest dropping? The objective, of course, is to grow this fund as aggressively as possible, as it is a small part of my overall portfolio.

Thanks for your excellent service, especially in this trying time,

Bob.
Read Answer Asked by Lynn on January 22, 2016
Q: Hi
I like to transfer NVS into my TSFA account.I own it since 2003 have a nice cg and would like your opinion on NVS for the transfer
thank you
Read Answer Asked by margit on January 18, 2016
Q: Good afternoon Peter and Team,

I 'attempt' to offer advice to my son who wishes to contribute his $5500 to this year's TFSA. At the present, his TFSA holds the following:
DHX.B (8.9%); EMA (19.9%); HXS (13.7%); GUD (8.5%); MDA (18.4%); SIS (6.7%); WSP (24%).

Should he add to an existing position, or should he start a new position (KXS is one we're considering)? Also, should some re-balancing occur? (Both EMA and WSP have done well).

Thanks as always.
Read Answer Asked by Jerry on January 13, 2016
Q: Hi...currently in my wife's TFSA she has the following equities:(percent of portfolio is beside symbol)
AYA 31%
GUD 14%
TA 6%
MFC 18%
QST 2%
PRW 1%
PPY 5%
DHX 15%
With this years $5500.00 contribution, what would you add to this portfolio? I am thinking at least 2-3 year time frame with growth. CXI? PHM? ALA? XTC? A bank stock? etc.

Thanks.
Read Answer Asked by Derek on January 11, 2016
Q: I understand that if I transfer a stock from a non registered account to a TFSA a/c I cannot claim tax loss on the transaction. Am I correct to assume that if there is a gain, then a capital gain is not applicable as well?
Read Answer Asked by Rajiv on January 06, 2016
Q: Hey guys, I will be adding to my TFSA soon and I was thinking about these companies, magna, knight, esl and dh. Both magna and dh have seen major pullbacks during the last few months. Please rank them 1 through 4.
Thanks,

Jim
Read Answer Asked by jim on January 04, 2016
Q: Hi, I have room to move two additional growth stocks I currently hold in my non-registered to my TFSA. I have very small positions (1K to 2K) in these ones, as they are high risk. The choices are:

CXI
TNC
OTC
KXS
PTG

Which two would you move?

Best,

Carla

Read Answer Asked by Carla on January 04, 2016
Q: Has the limit for TFSAs officially been reduced? If not I suppose we could transfer $10,000 over tomorrow, could we not? Could we be penalized? Thanks!
Read Answer Asked by Donald on December 31, 2015
Q: Hi Peter and Team!!! Hope everyone had a great Christmas Holiday. I have been religiously contributing to my kids TFSAS . They hold the following...ATD,BMO,BNS, ZWN, FTS, GWO, HHL, CBO, KPT, NFI. When the new year hits, I am ready to deploy the 5500$ allowed. I am looking at growth...Shopify maybe? What would you suggest? Have a Healthy and Happy New Year. Cheers, Tamara
Read Answer Asked by Tamara on December 28, 2015
Q: merry xmas everyone.. Am I allowed to deposit my $5500. today for year 2016 rather than wait till after Jan, 1st, Thanks Cliff
Read Answer Asked by cliff on December 25, 2015
Q: Hi,

In January, when the TFSA limit is increased, I will be moving some of my non-registered stocks into my TFSA. My plan is to leave high dividend stocks like BNS and FTS in my non-registered and move growth stocks with no dividend or small dividends to the TFSA.

So what do I do with SIS and SYZ? They both have great dividends but I think would also have lots of growth. Would they be better in my TFSA or non-registered?

Happy Holidays!

Carla
Read Answer Asked by Carla on December 24, 2015
Q: Morning ... well the 'cat is out of the bag' much to my dismay our 2016 TFSA contribution will be back to the $5500 limit ...an added * was that 2017 would have inflation written into our limit amount. Basically that is how we got $5500 from $5000 was because of inflation. My question is would I be correct in presuming that 2017 may go up $500 ? and also if I sell from Non registered now can I buy the same stock in TFSA on January 4th or do I have to wait 30 days. TY for all you do during these most troublesome times.
Read Answer Asked by Alan on December 09, 2015
Q: I see there have been a few comments about the new TFSA limits put forth by the Liberal Gov't. The 2016 limit has been reduced back to $5,500 however, they are keeping the 2015 limit of $10,000 in place. The big concern was they would pull back the $10,000 limit that the Conservative gov't put in place, yes going forward starting in 2016 it will be $5500 but they will not remove the $10,000 for 2015. This contribution room will always remain here, in other words if you didn't make a TFSA contribution in 2015 you can put $15,500 in 2016.
Read Answer Asked by Chris on December 09, 2015
Q: In response to Brenda, the Liberal government has made it clear that the TFSA limit for 2016 is going to be $5,500, so there really isn't a reason to put $10,000 in for 2016 even if the legislation isn't finalized by January 1, 2016.

At best, you will have the administrative headache of later having to remove the amount without penalty. At worst, you will have the administrative headache of later having to remove the amount plus a penalty for the over-contribution.
Read Answer Asked by Christopher on December 09, 2015
Q: I see in an article (Globe and Mail) that the Liberal govt announced (yesterday) the limit for 2016 is $5500. Since it is not yet legislation, and maybe unlikely to become legislation in the next 23 days, if one contributed $10,000 (the legal limit) could one be penalized for the excess? or forced to withdraw the excess? I realize you are not the decision maker, but am curious as to your opinion based on your experience.
Read Answer Asked by Brenda on December 08, 2015