skip to content
  1. Home
  2. >
  3. Investment Q&A
You can view 3 more answers this month. Sign up for a free trial for unlimited access.

Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Please advise your thoughts on holding US equities in a tfsa.
Read Answer Asked by Peter on November 17, 2020
Q: What is the contribution limit for 2021? Thank you
Read Answer Asked by Margot on November 12, 2020
Q: I hope I know the answer but I want to make sure. I'm already at this years limit for my TFSA. However, within my TFSA I'm getting dividends that I want to use to buy new shares. I want to confirm that that is OK. I also want to confirm that if I buy stocks with the dividends that I can buy a stock that is not already within my TFSA.
Read Answer Asked by Graham on November 04, 2020
Q: What stocks do you like for a growth oriented RRSP with 15 to grow? Maybe 5 CAD and 5 US.

Thank you,
Duncan
Read Answer Asked by DUNCAN on October 27, 2020
Q: this is preparing for 2021 in my TFSA...I recall early in 2020, you provided guidance about 5iR positions that would be good, my term, to hold in a TFSA......as I'm in my 70's, my TFSA is a mix of Balance (48%), Income (22%) plus "Yield" (5%), and Growth (25%) positions from the 3 5iR portfolios.....looking ahead to 2021, what are the 10 or so 5iR positions that you suggest I consider hold in my TFSA for appreciation and income?.........much thanks for the assistance......Tom

.ps...I know this early to be asking about 2021 but I'm "staying put", aka got plenty of time on my hands....hahaha
Read Answer Asked by Tom on October 27, 2020
Q: Presently the family investments are about 80% Cdn stocks and 20% US stocks....excluding defined benefit pensions.
I would like to increase the US stock portfolio to 30% US stocks, using primarily new cash.

What I'm mulling over, pondering is this - what factors should I consider about taking US stock positions in TFSAs?

One that I'm aware of is that there is no recovery of US taxes withheld on US stocks held in a TFSA.

On the other hand, it seems the overall appreciation of US stocks is better than Cdn stocks, especially in certain sectors.

As the investments in the TFSA are to be held for the long-term, I am inclined to do it....take US stocks positions in the TFSAs.

What say you about doing it?.

Much appreciate your thoughts..........Tom
Read Answer Asked by Tom on October 27, 2020
Q: I am trying to build a TFSA asset mix and have looked at the top companies in a number of ETFs. I already have investments in Oil & Gas. I would appreciate any suggestions for companies that I can add that would be stable and not high risk as I am 70. I have been mostly looking at dividends and growth companies of Canadian companies due to the tax implications of a TFSA. Thank you.
Read Answer Asked by Nancy on October 15, 2020
Q: Hi Peter/Ryan, In my TFSA I hold the following; ATD.B , BCE, CM, CSU, ENB, GSY, LGO, PHO, RY, SHOP, TRP and T. I have a bit of cash to allocate can you suggest 3 or 4 favorite holdings that might be a good addition to this group. Thanks for being there for us DIY investors you're a great help. Nick
Read Answer Asked by Nick on October 08, 2020
Q: Hi Peter,
I am down a little over 50% on Western Forest. It is in my TFSA account, so I will not get any benefit as a tax loss. I am willing to hold on to it if there's a reasonable chance that in a year or two the stock will start growing and a dividend will be re-instated. Would it be more prudent to sell the stock and take the loss and buy something else? And, do you have any suggestions for a replacement?
Jane
Read Answer Asked by Jane on October 07, 2020
Q: Hi, I have these 3 companies in my new TFSA acct. at about 1.5-2% each. ( I have quite a bit of room to add ).
I like each one and will be adding to each, but would also like to add two or three more for better sector diversity, any suggestions? I do like dividends but not necessary.
Thanks for your input.
Read Answer Asked by Brad on October 01, 2020
Q: Could you provide 5 names to consider for a TFSA account for a 'retired' 60+ with no company pension?

Thanks,
Read Answer Asked by Peter on September 16, 2020
Q: I would appreciate an update on your views about VMO. In the past, you have indicated support for the momentum factor strategy, but recommended that investors avoid ETFs with less than $100M in AUM. Given that VMO has an inception date of June 2016 and only $29M in AUM to date, do you still see this ETF as a good investment or is there another international momentum ETF which you prefer? Also, would this ETF be appropriate for a TFSA account?

Thank you for your insightful advice.
Read Answer Asked by Dale on September 15, 2020
Q: Are you familiar with a spousal TFSA account??
If so, how to set-up? Thanks Jerry
Read Answer Asked by Jerry on September 09, 2020
Q: Is withdrawal from a tfsa limited in amount? Thanks ruth
Read Answer Asked by Rose on September 02, 2020
Looking for more? Sign up for a FREE 14 day trial! No credit card required

We invite you to sign up for a 14 day free trial of 5i Research!
Experience all the benefits and tools we have to offer; stock research, model portfolios, Q&A with our experts, and so much more. Join a community of like-minded investors today!