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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: What is the gap between selling and buying back a Canadian company with a loss please?
Read Answer Asked by Richard on November 08, 2019
Q: Would the tax treatment ( no holding tax) be the same on the LIRA account as with RRSP account holding US-ETFs or dividend-paying stocks?
Thanks
Cec
Read Answer Asked by Cecil on November 06, 2019
Q: Hello 5i,
I moved an asset from a sheltered account to a non sheltered account. I sold the same asset at a loss 10 days later. Is this a superficial loss?

Tia.
Read Answer Asked by Kat on November 04, 2019
Q: Would you be kind enough to decipher BYD.UN's information circular on the following key points? It's way too complicated for us simple retail investors.

What are the tax consequences on conversion, if any (assuming it is not a tax free rollover)? What are the conversion rates of units to shares? When will this be effected, if unit holder approval is obtained? Thanks.
Read Answer Asked by Victor on November 04, 2019
Q: Hello, in a non-registered account, how is capital gain on US stocks taxed? Is it taxed the same way as capital gain on a Canadian stock (50% of the gain)? Thanks, Gervais
Read Answer Asked by Gervais on October 29, 2019
Q: Hello 5i,
I am 73 years old, a value investor. Except for Chartwell (bounces around), NFI and Pasons, all the rest are doing well ( not so ZPR, CLF and CBO). I am up $10,000 on many of my 50 equities but these individually are not over 2% of holdings. I do not need the money and see no reason to sell my winners. Thus since there are no losers, as such, to sell and I think I should keep my winners. With all this talk of tax loss selling: do I, at this point, have a dire need for tax loss selling? I do not think so, but then again, that is just me.
Thank you
Stanley
Read Answer Asked by STANLEY on October 24, 2019
Q: If I wish to crystallize a gain, can I sell it and repurchase it five minutes later? There is no time restraint for this if I understand correctly. Thanks.
Read Answer Asked by John on October 24, 2019
Q: Hello Peter
I have 2 questions on Tax Loss Strategy:
1. Would they be good tax loss candidates as I am down 22% on SQ and down 25% on NFLX , then buy back after 30 days, or would you leave them where they are.

2. When selling stock to crystallize a loss how much can one allowed to moving stock
up before the back buying price offsets benefits of tax loss.
example: Bought NFLX at $358.98 sold at $269.40 which is 25% loss.
What max price could I back again after 30 days before it offsets my benefits of tax
tax loss.

Thanks Andrew
Read Answer Asked by Andrzej on October 23, 2019
Q: Hi group presently I have a $51,000 capital gain against BYD.un also I have a combined $14,,000 loss in WEF and TSGI. These stocks are all in a cash margin account. My dilemma is WEF quarterly results will be reported first week in Nov should I wait before tax loss selling this sock or do it now? additionally with the stars group being sold what I should I do to lock in the tax loss? Thanks
Read Answer Asked by Terence on October 22, 2019
Q: Hi !
If I hold a canadian stock paying a US dividend in a non-registered account what is the tax treatment regarding US withholding tax and Cdn income tax benefit ?
For exemple, should I hold Algonquin Power (AQN-t) in my non-registered account or in my RRIF or TFSA ?
Thank you for helping in my confusion,
Jacques, IDS
Read Answer Asked by Jacques on October 21, 2019
Q: Are taxes to be paid on all dividends received in a TFSA or only on US $ dividends.

Thanks
Read Answer Asked by Robert on October 17, 2019
Q: Hello 5i team,
A question on tax loss strategy. Is it better to sell stocks now, early October or wait until end of December to do tax loss selling ? Any Pros and cons ?
Read Answer Asked by Bernie on October 11, 2019
Q: Can you transfer shares in kind to a TFSA, and if so does that action trigger a capital gain at the time of transfer?
Read Answer Asked by Robert on October 09, 2019
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