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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Good morning, could you highlight the types of investments and how best to acquire them, that are most ideal to be held in TFSA to minimize any foreign tax issues.
Read Answer Asked by Steven on March 04, 2021
Q: RE: Taxes and Form T5008...I have bought the same stock from the 3 on line brokers I use. Can I combine all 3 buys and sells into one T5008 line or do I have to show trade each separately? thanks
Read Answer Asked by george on March 04, 2021
Q: I have US stocks in my RRIF, Cash account, and TFSA that would total 150K. I am a Canadian, and I do not own any property in the US. Can I assume there are no US tax implications?
Read Answer Asked by Elaine or Gerry on March 02, 2021
Q: Are there any tax implications for an individual with 100K+ of US stocks in a TFSA. I understand the 15% dividend withholding if such held stocks do pay a dividend.
Read Answer Asked by John on March 02, 2021
Q: Does a LIRA have the same tax rules for US dividends as an RRSP? I understand RRSP is better than TFSA for US stocks.
Read Answer Asked by Matthew on March 01, 2021
Q: Hi guys. First, thank you for the great advice and it is a pleasure to belong to 5i Research. Based on percentage, how much US or foreign stock/ETFs can I have in my TFSA without having tax implications when I sell? Or, are there no tax implications because the investments are in a TFSA? Thanks.
Mike
Read Answer Asked by Mike on February 26, 2021
Q: I "discovered" today that ET dividend was reduced of 37% in my RRSP since it is a US LP (limited partnership).Is BIP " LP" In my RRSP taxed the same way ? I guess and hope not, since it is not a "US LP" .I sold ET to Buy KO+PG instead ,at least no more tax on dividends and more stability ! thanks all for points of vue .
Read Answer Asked by Jean-Yves on February 25, 2021
Q: does one have to use cents when doing a tax return or will .00 be ok? Thanks
Read Answer Asked by george on February 24, 2021
Q: I think you answered this kind of question before. If so, my apologies.
ENB (as an example) is a Canadian stock also trading on NYSE. If, in a taxable account, I journal the shares over to to the US$ side, will the dividend be taxed as interest income, or as US$ dividend (i.e. no dividend tax credit)?
Thank you
jerry mencl
Read Answer Asked by jery on February 19, 2021
Q: Hi,
Could you please explain how the dividend tax credit works in a registered account compared to a non registered and corporate account. Is dividend still considered income in all of the above accounts?
Read Answer Asked by Lorraine on February 19, 2021
Q: I would like to transfer in kind a stock position ( presently down 4%) from a joint non registered account to my wife TFSA. Does the 30 day rule apply in this exercise?
Thank you as always.
Read Answer Asked by Jacques on February 18, 2021
Q: I am uncertain regarding calculating acb when,say, a husband and wife own the same stock in different taxable accounts. Is it required to calculate acb from both husband and wife's account, or from each account individually? Sorry to trouble you with such an elementary question. But, I did a Google search and didn't find anything.
Read Answer Asked by joseph on February 17, 2021
Q: A while back, I bought some shares of Shopify that were trading in the US stock market. Last December, sold them for a nice profit. I'm presently preparing my income tax returns including form T1135 in which I must declare all foreign shares held in 2020, along with any capital gains/losses resulting from the sale of said shares. Given that Shopify domiciled in Canada but trades in both Canada and the US, should I declare the holding as well as the capital gains that resulted from its sale? Robert
Read Answer Asked by Robert on February 16, 2021
Q: This question is about transferring a Canadian stock traded on the TSX that pays dividends in US dollars, like TFII might be doing, to the US dollar side of the trading account and as such, holding the dividends in US dollars rather than the US dollar dividends being translated to Canadian dollars by the broker.

For example, is there a fee or charge to do this transfer? Is there a foreign exchange exchange charge? And when the Canadian stock is to be sold on the TSX, is there a foreign exchange gain or loss?

Any assistance like a link to better understand the ins and outs of this transfer maneuver and the cost implications, if any, would be helpful to me.........Thanks.....Tom 
Read Answer Asked by Tom on February 16, 2021
Q: Looking for some sage 5i advice,,. ! own warrants that have yielded a good return and want to continue to own BRAGG shares. Accordingly, from a capital gain (tax) perspective is it better to exercise the warrant to own the shares OR sell the warrants, trigger the capital gain then buy the shares? When is the capital gain recognised if I roll the warrants into shares? Finally, how do I redeem the warrants for shares on TD WebBroker?
Read Answer Asked by Ken on February 16, 2021
Q: Just to confirm please if dividends of Canadian companies listed on TMX and US - NYSE have a favourable tax treatment in Canada?
Do the dividends face US tax when flowing from US listing?
Thank you
Miroslaw
Read Answer Asked by Miroslaw on February 13, 2021
Q: Question regarding investing in a US dollar TFSA. Are returns taxable in any way? And if so are these deduction at source before generating into the tfsa? If there are consequences, what is best inside the US tfsa, dividends or capital gains. Deduct as needed
Read Answer Asked by Harry on February 12, 2021