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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Would superficial tax loss apply to this scenario?:
Selling stock at a loss, buying a call option on the same stock and selling the option at a profit within 30 days.

Obviously, if one cashes in the call option within 30 days of selling the stock at a loss, it would be considered a superficial loss, right?

Thanks for the answer and have a nice holidays
Read Answer Asked by Jean on December 09, 2025
Q: JEPI can be bought in either USD or CAD. If I buy it in CAD is the dividend paid in Canadian dollars and therefore no 15% holdback if held in a non registered account?

Would the same apply to JEPQ?

Thanks
Read Answer Asked by Donald on December 09, 2025
Q: Are dividends paid by Canadian limited partnerships to Canadian shareholders eligible for the Canadian dividend tax credit?
Read Answer Asked by James F on December 09, 2025
Q: I believe it's tax loss season. I understand that people will dump their losing stocks to utilize the losses against gains. I wonder are most of these stocks sold no longer worth holding or are they likely losers for a good reason and their future is bleak?

Please name a handful or two of names you believe are tax loss stocks this year.

Thanks
Read Answer Asked by Brenda on December 03, 2025
Q: Hello. If I sell a US stock in a non-registered account for a loss, and I transfer the cash to my TFSA and re-purchase the same stock, can I still claim the capital loss?
Read Answer Asked by Donald on December 01, 2025
Q: If I sell FBTC & IBIT for tax loss reason , would I allowed to buy FBTC.U & BTCC within 30 days ? Thanks a lot.
Read Answer Asked by Lai Kuen on November 27, 2025
Q: In FU to my previous question about the need to pay capital gains my new CVE shares from the takeover of MEG, you stated it can be a tax-free transaction "if the rollover is declared". As I did an AI search for clarity, it states that the Section 85 rollover cannot be declared unilaterally by one party; both the individual taxpayer and the acquiring Canadian company must jointly elect for the Section 85 rollover. Can I assume that CVE would have declared their part in the "joint election" with CRA? So when I file my taxes and use the form, it should be okay? Thanks
Read Answer Asked by Donald on November 24, 2025
Q: Firstly, I very much appreciate your tax loss, selling list and the explanations that came with it.

I am down about 22% on both BCE and GSY. Would either or both be appropriate for a tax loss/re-buy strategy?

On PSI, X, and TSU I am down about 6 1/2%. Is it worth considering these for the same strategy, or am I just being silly?


Thank you very much for your help.

Gary
Read Answer Asked by GARY on November 21, 2025
Q: Hello. In the MEG takeover by CVE, I opted for all shares, but received 96% shares and 4% cash because it was over subscribed. In my TD statement, the "book cost" of my new CVE shares reflects the price of the recent transaction, not my original cost of the MEG shares. Will I need to pay capital gains on the shares? As I researched the issue, some sites say the transaction is a "deemed disposition", and I will need to pay capital gains on the shares and cash, and other sites say I can use the "Section 85 rollover" provision to delay capital gains on the shares. Your insight is appreciated.
Read Answer Asked by Donald on November 20, 2025
Q: what is the present status of the capital gains inclusion rate for personal and corporate investment accounts?
Read Answer Asked by Ernest on November 19, 2025
Q: Have you published your annual ideas of potential rebounds resulting from tax loss selling?
Read Answer Asked by Maurice on November 12, 2025
Q: not sure if you have answered this one but putting bep.un or bip.un in a tfsa does it make sense for withholding tax purposes etc. or is it the same as putting all canadian equities in.
Read Answer Asked by hans on November 04, 2025
Q: Hello,
I do not understand the 60/61 days restriction for superficial loss on a stock sale.
I understand the ‘Do not rebuy’ before 30/31 days AFTER the sale. But what does the 30 days period PRIOR to a sale have to do with it? If I added to a losing position 2 weeks ago, and increased my loss, (thanks LMN!), can I sale now and rebuy in 31 days? Cash account only, no ‘affiliated’ person. Many thanks
Read Answer Asked by Denise on November 04, 2025
Q: Hi Team,
Meta took a 15B one time non cash tax hit as a result of trumps “big beautiful bill”. What does this really mean non cash? Why aren’t other companies reporting the same type of hit? Aren’t all companies under the same tax rules? This news seems to be scewing strong operational results and causing a big share price drop. Looks like a buying opportunity to me. Do you agree?

Shane
Read Answer Asked by Shane on October 31, 2025
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