Investment Q&A

Q: Are these dividends eligible for the dividend tax credit even though the fund is largely composed of US preferreds.

Thank you

Q: FITB has a preferred issue, FITBI that looks interesting to me. Is it a good fixed income alternative or is there a superior Canadian option?

Q: What do you think of debentures and do you think this is a good way to possibly hold as a proxy for ones bond side of your portfolio? How are they different from preferred stock? Do you think PBH are a good choice of company to hold them with? I have cash coming out of GIC's and am looking for a better rate now that GIC interest has gone down. Is the Div of 5.5% safe and is it considered interest or div for Canadian taxes? Is it good to get in or wait with a new issue regarding the price- do they tend to fluctuate with the market? Thanks so much.

Q: Hi- PBH has just issued a debenture paying 5.5%- would this be a decent fixed income investment for a medium risk ? How will the stock impact this?

Q: Hi 5i
As a clarification of my most recent question about FTN " are the preferred shares fixed" what I meant is; is the preferred shares dividend at risk of being cut ?

Thx

Q: Is this a long term hold

Q: US .42 quarterly dividend = ~ Cdn 10% yield right?

resets in 2028 I think

How can you go wrong with a 10% yield?

Is the dividend tax credit applicable in a cash account

Are there any tax implications in a tfsa

What are the cons of this investment?

Thank you so much

Q: With regards to the rate reset spread being, as I read it , 5 yr+ 3.15 % …would that 5yr be a US Treasury or Bank of Cda bond / rate …there is a meaningful difference between the two now…I realize they pay in US$…many thanks

Q: Could you share the significance of their recently secured $500MM in debt and how this may impact the stock price.
Appreciate all your hard work. Ted.

Q: Hi 5i
Since Loblaws redeemed there preferred shares I've been thinking of replacing them with TRI.PR.B and a Weston preferred share. What do you think of this and which Weston preferred would you buy and why? I now have a good amount of preferred shares in my portfolio in many large good US and Canadian companies. My only concern with these is there liquidity. What would be a reasonable amount of ones portfolio to put into these.

Q: What are your thoughts on STRK?

Q: Do you consider SPLT a safe investment? Seems a no-brainer compared to an interest savings account at 2.55%.
Can that chart continue on that trajectory?

Thanks, Mark

Q: Do you know where I can get a list of all convertible debentures traded on TSX?

Q: What are your thoughts on this etf.
Yield is high as are the mgt fees. I think the beta would be low and the investments relatively safe

Q: Looking for a preferred share from Edison that pays a good dividend and may even over time give a capital gain. What do you recommend do they have a 5yr reset or perpetual that looks decent here.
Regards,
Mark

Q: Thoughts during the current market cycle?

Q: I have owned CVD for a while and while it has shown decent results, I am in the unfortunate position of being unsure why I bought it! If I understand the product, a series of bonds (duration unknown to me) would rise faster than a similar bond fund without the conversion features if equity markets rose. I, therefore, assume that in declining equity markets, the fund would decrease less than the underlying equities because the bond provides a "floor" to some extent.

When the conversion price is reached does the fund buy the equity and keep it or does it sell it on the market and use the proceeds to buy more bonds?

If my understanding is correct would you not be better off buying pure equities if you expect the markets to rise and a pure bond bond if you think markets are going to decline? So I am left with the question: "What is the value proposition of a convertible bond fund?"

Appreciate your insight.

Paul F.

Q: In anticipation of continuing 'interesting' times, I am considering moving some WN.PR.A over to my TFSA. Since I am in my late eighties I consider this more of a fixed incme investment and less a consumer staple. Given the number of years the issue has exited, I am uncertain as to current redemption. I would appreciate relevant tho'ts. Thanks for all ideas that the team has provided over he past decade+. Bill

Q: Hi, would this be a good time to be buying convertable bonds or the ETF equivalents.
thanks. James.

Q: Not only are preferred share ETFs seeming to hold their stability well of late but they're outperforming just about any other ETF I own, be they Canadian dividends, US tech, or international. Obviously, there's a market reason for this. Would you know it and whether it's likely to continue?