Investment Q&A

Q: Hi, your opinion for RBF- 620 series F of RBC
thanks.

Jean Guy

Q: Regarding Harry’s question from Feb 8, Fidelity has an ETF version of this Fund - FCGC

Q: I like using the top ten holding of mutual funds as a guide to find other investment ideas. Can you share a list of the to performing mutual funds over the last 5 and 10 year periods in Canada and the US that focus on the small and mid cap space?

Q: Would you be able to provide me with suggested EFT equivalent (or similar) to these Mutual Funds?
Thanks

Q: Hi 5i,

Could you recommend a replacement for this mutual fund; ideally something that gives some exposure to outside NAM markets with some income distribution. If this mutual fund is the best alternative, please feel free to let me know. I held this for few several years; and only up 8% total with no income generation.

Q: 5i opinion on MAW220 please. 8-10yr hold. It is in an employer-sponsored RSP thus not easily exchangeable for an ETF.
Thank you

Q: I have held Mawer 102 for many years and would appreciate your thoughts on this fund and if you would suggest something International that may do better this the fund. Thank you as always. Barbara

Q: Hi 5I
Thanks for your great insight to all things investing!
I am trying to help a friend who is very new to investing. He was convinced to invest with an advisor/sales person from Primerica. I am leery and haven't read great things about them online. That could be sour grapes or really anything else for that matter.
My question is; after paying a 2% commision to invest in some AGF funds they show a .4% MER to invest in a fund that only holds a collection of other AGF funds. Each of these funds has another MER of it's own does the original MER include this or is it just compounded fee on top of fee?
If you have any other insight on this "advisor" company or, more broadly, ones operating on similar platforms please shed some light?
Thanks again!
Richard

Q: I have a large (for me) holdings in these two Mawer funds.
I can either keep paying the management fees and the annual capital gain, or sell MAW150 at a loss, or sell both, get hit by a large capital gain (MAW107) and buy Canadian ETF's holding small and mid US stocks.
What'd you do?
Thanks Jerry

Q: I have in my RRSP $60,000 in this fund for many years original $37000 investment, should I leave my funds in TDB3088 Or there is better alternative.

Q: can you name a few mutual funds that are similar to VMO and let me know how they compare in terms of fees to VMO which charges a .39 MER and .08 TER for a total of .47%?
thanks

Q: Good morning,

I'm in search of a Low to Medium risk Monthly Income fund that will provide a an additional and reliable income stream for next 15 to 20 years with no legacy issue. The amount to be invested is $100,000 and I'm looking at taking out $600 per month for the next 15 to 20 years.

Q1. Of the two Monthly funds mentioned, which would you recommend and why?

Q2. Would you kindly recommend your best mutual fund idea for a monthly income fund?

Q3. Would the purchase of an annuity be a better option?

Thank you and I will await your sage recommendation for a Monthly Income Fund.

Q: 3 years ago I divided my pension 50/50 between MFS Global Equity and Schroder Emerging Markets in an effort to increase my international exposure. I had been 100% in the MFS Global Equity Fund and would have been much better off had I stayed there. I have a couple of options as I see it:

1) Move back to 100% MFS Global Equity Fund (portfolio drops to 20-25% international)
2) Stay the course (portfolio stays at 30% international)
3) #1 plus allocate some non-registered funds to an international ETF to get portfolio back to 30% international (suggestions?)

Q: Happy New Year 5i group,

My son setup his FHSA with TD bank, the advisor set up his account and bought "TDB866" mutual fund. Could you please provide comments on this fund's future prosperity? He hopes the money in the account can grow nicely to purchase a property in a few years. thanks.

Q: Peter,

Does the quoted MER of a mutual fund include all trailer fees plus management fees?

Thank you

Paul

Q: Hello. What do you think of this fund? What is the difference in the various series? If using a do it yourself investment platform (BMO Investorline) which series is most appropriate/best? Thanks!

Q: Been tracking projected incomes for the above in my TDAM account. In the past week the amounts have disappeared. Does it mean no dividend will be paid this year?

Q: Regarding Umedali's question om investing in India,this fund has outperformed both INDA and INDY!!Your opinion on it please!!!

Q: Hello, I hold RBF5733 & RBF5737 in my RRSP from a previous employment contribution plan. Would you consider VFV a suitable replacement for a lower MER and a bit of a dividend or is there a compelling reason to stick with the two RBF funds?
Thank you

Q: Peter; Can you compare returns of the above two and which would be your preference? Thanks.
Rod