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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I believe I have read that it is unwise to purchase mutual funds in december because they allocate certain amounts that accumulate over the year therefore you could be in for a capitol gain or other tax liability that you did note participate in. I have two funds left to liquidate as a result of moving all my accounts to a discount broker and reallocating resources to individual stocks and ETFs.
Is there any advantage to selling these two funds now to avoid this year end fund activity? I would be doing so early in the new year anyway.

Thank you so much for an educational and profitable year. All the best for the Season and 2014 to the 5i team and members.
Read Answer Asked by Brian on December 12, 2013
Q: Hi Peter & 5i: Just a comment regarding Andrew’s question (12/3/13) about switching between VUS and VUN and the possibility of not triggering a capital gain. I agree with you that his contemplated switch would crystallize a taxable gain, if executed, but I think he may have had something else in mind when mentioning what he had heard about. I think in some cases mutual fund companies are able to allow investor’s holdings to be switched between their various funds “in house,” without creating a taxable transaction for the investor. That may have been the idea. As you point out though, it doesn’t work with ETFs, even if the ETFs are both products of the same investment company.
Read Answer Asked by Lance on December 04, 2013
Q: Seems to me that if you can identify a fund with a good manager at inception, before they are swamped with cash, then you can do very well. Over the last while we have seen a Raymond Jeffries fund top the charts and more recently CI Canadian Growth. Are you able to identify and recommend similar funds when they occur?
Read Answer Asked by Peter on November 18, 2013
Q: Could you please recommend 3 or 4 solid mutual funds for my pension account Thanx Robbie
Read Answer Asked by Robert on November 12, 2013
Q: Hi Guys,
I have a comment concerning Bryon. I would eliminate all answers concerning Mutual funds and ETF's. How can you possibly know what is in an ETF of mutual fund to give a proper answer.

Just my 2 cents.

Regards
John
Read Answer Asked by John on November 11, 2013
Q: I am thinking of adding some mutual funds to my portfolio. Specifically I am looking at the Mawer funds with fairly low Mer and with no trailer fees. Maw 104, 106, 108, 120. These all have fairly good track records. Appreciate your thoughts.


G
Read Answer Asked by Ray on November 09, 2013
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