skip to content
  1. Home
  2. >
  3. Investment Q&A
You can view 3 more answers this month. Sign up for a free trial for unlimited access.

Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Good morning...I am thinking of investing in mutual funds offshore in $US (ie no tax issues to be concerned with)...I have not invested in individual Global stocks(including US)rather focused on Canada. I am now deciding to invest a portion into some form of Global fund or country specifc (Japan)...Do you have any fund you could recommend and any countries you would recommed in addtion to Global...3 to 4 year time frame...growth in mind...also two or three global stocks you would own if you could with no tax issues to be concerend with..

Thanks

Matt
Read Answer Asked by Matthew on May 28, 2015
Q: Hello Peter:
I am starting to look after my Mum's investments. Her guy at Odlum Brown has some of her money in this mutual fund, Frank Bissett Canadian Equity. The MER on it is 2.62%, add that to the 2% OB is charging her to manage her account and to me that's beyond ridiculous. It's heavily weighted to financials(40%) and energy(25%). Can you give me an the name of a Canadian ETF that would be equivalent or perhaps better? Thanks for all your great advice.
Read Answer Asked by Andrew on May 28, 2015
Q: Can I get your opinion on this fund maw150 global small cap for a Tfsa.
Read Answer Asked by Paul on May 26, 2015
Q: I recently read an article about this fund just arriving in Canada, May 6 I believe. What interested was: It is an international fund and it is managed by Joel Tillinghast (SP?) who was mentioned in the article as an excellent manager of this fund. What are your thoughts?
Read Answer Asked by John on May 21, 2015
Q: Is there any way to avoid paying the 1% trailer fee. I have a self directed investment account with TD. I have owned the fund for a number of years and its value is presently at $300m.
Read Answer Asked by Gordon on May 15, 2015
Q: Insurance salesman is recommending CI corp. class funds for 85 year old widow for all non registered accounts. it would be $600k of a $2m estate for tax purposes? The sale commissions seem high at 5% mer would be 1.5% for this account. They also recommend their t class funds for income. Your thoughts?
Read Answer Asked by mike on May 14, 2015
Q: My wife has a locked in basic RRSP with about 20 thousand that is only allowed to hold mutual funds and I think ETFs(no stocks). Could you please recommend a few mutual funds or ETfs that are growth maybe similar to IWO since 95% of our total holdings are large cap blue chip and on the safe side. Thank You all for the great service.
Chris
Read Answer Asked by chris on May 05, 2015
Q: Bonjour, I would like to have your comments on Fidelity Corporate Class Funds such as American Disciplined Equity Class, American Equity, Fidelity Europe Class and Fidelity Dividend Fund. Are corporate class funds an efficient means to reduce income taxes?
Merci
Read Answer Asked by Ronald on April 21, 2015
Q: Hi
My question is regarding how fees are charged by bank "portfolio funds" or fund of funds. The MER is reported in the prospectus, but would this be in addition to charges already in the underlying holdings?
Thank you
Read Answer Asked by Les on April 10, 2015
Q: Appreciate your comments on this fund. What do you think it s 1 - 2 year prospects might be ? My $10K position would cost me $300 to exit.
Read Answer Asked by Brent on April 05, 2015
Q: Hello 5i Team,

I have held Sentry Select’s Fund NCE 1032 since 2008 and it is up considerably. On the other side I hold several energy stocks which are not doing well, among them Surge Energy. I have taken some losses in Surge but should have taken the entire loss months ago. I just put too much faith in Surge management. Lesson learned.

I understand that I can exit Sentry in 2015 without any redemption fee.

Would it be wise to sell Sentry and offset that capital gain with losses from Surge and other stocks? That would provide cash to invest in other stocks.

Thanks.....
Read Answer Asked by Ronald on March 24, 2015
Q: Re Gerald's comment today (RY - Royal Bank) and his discovery of D-Series funds available thru RBC. I'm sure you will find this to be true for all banks as adverse to their affiliated Discout/Self-Directed brokerage's.
IE at TDDI (TD Direct Investing) they also offer D-Series funds.
I would suggest though that Gerald check-out their eSeries Index Funds. Out of the 17 listed on their Website 12 have MER's below 1% and NO Commisions to buy/or sell.
Read Answer Asked by Scot on March 13, 2015
Q: Hello,
My friend bought an RESP for his child a few years ago and it seems to have done well. I've been trying to move him into the ETF world. What are your thoughts on CIBC Managed Aggressive Growth Portfolio please?
https://www.cibc.com/ca/mutual-funds/managed-portfolios/mngd-aggr-grth-prtflio.html

Thank you,
Brent
Read Answer Asked by Brent on March 05, 2015
Q: Hi Peter and 5i team,

What do you think of the CI Financial fund called "Select Income Managed CC A". I want to park a large sum (in excess of 250k)? Is that a safe investment? What is the downside risk considering the possibility that interest rates will eventually start to go up?

Many thanks!

Michel
Read Answer Asked by Michel L on March 04, 2015
Q: I hold 25% of my RRSP's in PH&N bond fund D. I am wondering if I should sell it and replacing it with CBO CLF or XCB. There are no loads to consider as I have held this fund for several years. My concern is rising interest rates over time plus the cost of managing funds.

Your view is appreciated. Bob
Read Answer Asked by robert on March 03, 2015
Q: i am 77 years old and have a lower 7 digit portfolio.

my occasional advisor wants me to change most of my investments ,particularly the RIFF to CI Guaranteed Retirement Cash Flow Series G5/20 or alike.I think that is too conservative and the commission is in the 3 % plus.
Your opinion please. Walter
Read Answer Asked by walter on March 03, 2015
Q: It seems to be that this fund is certainly worth a look for sector exposure versus individual stock picking. I can see that its expensive to own but the returns seem to support the cost. That said, do you see this fund a worthwhile investment for sector investors in healthcare? TDB976 is the fund code. Thank you.
Read Answer Asked by Michael on February 22, 2015
Q: Hi Peter;
I am starting my RRIF. The value of my RRSP is $164,000 which is currently in cash. My first withdrawal is on the 25 Dec 2016. I have to take out $4,000 per year which is based on my wife's age. This has been approved by BMO.
My plan is to keep $12,000 in cash to be used for the withdrawal of the initial three years.
I want to put the remaining $152,000 into Sentry Diversified Income Fund or Sentry Canadian Income Fund. I know the MER is high but they delivered over the longterm.
Out of the two funds which would you choose and can you recommend any other funds that would give me a steady income stream with some capital gains.
I am no longer comfortable with picking individual stocks and ETFs.
Thanks
Read Answer Asked by Ron on February 17, 2015
Q: Who are the top 5 mutual fund managers out there now in 5i teams eyes, also what does 5i think of the tangerine mutual funds?

thanks
Read Answer Asked by Paul on February 10, 2015
Q: I am needing to add more bond/secure type investments to my portfolio. I am 70 years old and only have about 20% of my portfolio in bonds. However there are two funds that I currently have in my portfolio that have done quite well in the past year or two, and their track record is a good one. They are Signature High Income and Mawer Tax Effective Balanced. Both carry approximately 50% of their portfolios in bonds so I am considering selling off some ETFs and stocks (PKI and BCE) in order to increase my bond % through these funds. I also have some XBB. Any thoughts on these funds or XBB?
Read Answer Asked by John on February 09, 2015
Looking for more? Sign up for a FREE 14 day trial! No credit card required

We invite you to sign up for a 14 day free trial of 5i Research!
Experience all the benefits and tools we have to offer; stock research, model portfolios, Q&A with our experts, and so much more. Join a community of like-minded investors today!