Q: In the question today by Thomas, what fund is being referenced?
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
Q: I have owned this fund for a very long time and averaged over 8% return through the time I have owned the fund. The fund has a monthly distribution which is reinvested and additional units distributed annually which are also reinvested, a healthy gain in NAV over the years.I'm now 1% over a full position in the portfolio should I continue to let it run, I have not added a dollar to this fund in 10 years or would you trim back to a 5% postion
Q: I now have control over a LIRA that contains BNS377, a bond fund with a MER of 1.47. Would you recommend holding BNS377 or switch out to a bond ETF like VAB? This is a large holding that needs to stay in safe,conservative fixed income, so perhaps VAB and ......? Thank You Ron
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iShares S&P/TSX Canadian Dividend Aristocrats Index ETF (CDZ $39.95)
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Mawer Canadian Equity Fund Series A (MAW106 $111.35)
Q: Greetings 5i,
Between MAW106 and FID231 which do you prefer? Do you prefer them over CDZ? I hold CDZ.
Cheers!
Between MAW106 and FID231 which do you prefer? Do you prefer them over CDZ? I hold CDZ.
Cheers!
Q: Having recently become eligible for the company RRSP matching program, I have a small investment in the Mackenzie Ivy Global Balanced fund.
I am limited in this program to the Mackenzie Funds, so it seems I am stuck with the high MER as a trade off for the company matching.
I have limited experience picking mutual funds and the advisor's picks would have seen me with 55% fixed income at age 35 which I feel is far too conservative given the high MER for this companies funds. As the current value in these funds is insignificant compared with my own funds, I just directed most of the funds to the balanced fund, and skipped the advisors other suggestion with the high bond allocation for the time being.
Is there anything specific I should watch out for when reviewing/selecting funds when my annual meeting with the 'advisor' comes around. If I stay where I am for the long term this will represent the bulk of my RRSP contributions for the foreseeable future.
I am limited in this program to the Mackenzie Funds, so it seems I am stuck with the high MER as a trade off for the company matching.
I have limited experience picking mutual funds and the advisor's picks would have seen me with 55% fixed income at age 35 which I feel is far too conservative given the high MER for this companies funds. As the current value in these funds is insignificant compared with my own funds, I just directed most of the funds to the balanced fund, and skipped the advisors other suggestion with the high bond allocation for the time being.
Is there anything specific I should watch out for when reviewing/selecting funds when my annual meeting with the 'advisor' comes around. If I stay where I am for the long term this will represent the bulk of my RRSP contributions for the foreseeable future.
Q: I am holding Fidelity Can.Large Cap B (Fid.231)for 3 years.
It has 5 Stars. Your opinion on this Fund and the Management Team
is appreciated?
It has 5 Stars. Your opinion on this Fund and the Management Team
is appreciated?
Q: do you have any information on
Steinberg global value fund
Steinberg high yield fund
Steinberg global value fund
Steinberg high yield fund
Q: Dear 5i
What can you tell me about the following in terms of quality , MER and yield .
!-Mutual fund BMO Tact GBL EQ ETF SER F-NL
2-Mutual f. fixed income DYN Active core BD PRIV F-NA
3-Mutual F. fixed income BMO Tact GLB BD ETF SER F-NL.
Are these keepers or can i do better elsewhere ?
These 3 represent approximately 68% of my current portfolio with my financial planner . I`m 62 and plan on retiring in 2 years .The rest of the portfolio is in various growth stock .
Thanks
Bill C.
What can you tell me about the following in terms of quality , MER and yield .
!-Mutual fund BMO Tact GBL EQ ETF SER F-NL
2-Mutual f. fixed income DYN Active core BD PRIV F-NA
3-Mutual F. fixed income BMO Tact GLB BD ETF SER F-NL.
Are these keepers or can i do better elsewhere ?
These 3 represent approximately 68% of my current portfolio with my financial planner . I`m 62 and plan on retiring in 2 years .The rest of the portfolio is in various growth stock .
Thanks
Bill C.
Q: Under the heading miscellaneous there are questions about a particular stock but the stock's name does not appear. On April 7th the following question was asked “Q: Our financial advisor has exposure to other countries with this mutual fund (3%). This is in my RRSP. Your thoughts please.” Your answer refers to the stock but never mentions its name. Could you please explain why that is. Thanks.
Q: I purchased DGS-T [Dividend Growth Split Corp. by Brompton Group] because it is a large cap portfolio of Canadian 'blue chip' equities with high dividend yield [15.17% today]. Due to the high yield my intuition is telling me this is a higher risk investment. Can you give a Dummies analysis on this investment and the risk level ?
Q: I am retired. I have a small locked-in RIF (100k) and I will start to withdraw the maximum amount permitted this year. So far, the money was invested in 3 Gics of an equal amount. That approach suited me when the interest rates were higher . But, since the interest rates remain low it does not work anymore.
I need a higher return and i want to protect the capital and keep things simple.
I am willing to put 50% in fix income and 50% in equity with dividends.
1) what will be the most efficient way to invest that money?
2) For the fix income ,should I use monthly income fund like Pimco or Sentry NCE 1032?
3) Which Etf or fund can I use for the equity portion and in which proportion?
The balanced portfolio was launched in March. In your report, does the annual return refers to the calender year or the 12-month period ending on March of each year?
Thank you
I need a higher return and i want to protect the capital and keep things simple.
I am willing to put 50% in fix income and 50% in equity with dividends.
1) what will be the most efficient way to invest that money?
2) For the fix income ,should I use monthly income fund like Pimco or Sentry NCE 1032?
3) Which Etf or fund can I use for the equity portion and in which proportion?
The balanced portfolio was launched in March. In your report, does the annual return refers to the calender year or the 12-month period ending on March of each year?
Thank you
Q: Hi,
I currently own 8 of Mawers Funds (MAW-102,104,105,108,120,130 & 150) to provide broad diversification to the individual stocks I own. I just noticed that they have a new Emerging Markets Fund MAW160. As this is a relatively new fund I know that information is limited on it but can you comment if you think this would be a suitable fund that would add further diversification to the funds I currently own and if I were to purchase it which account would it best suit i.e.- non-registered-TFSA-RRSP?
Thank you.
I currently own 8 of Mawers Funds (MAW-102,104,105,108,120,130 & 150) to provide broad diversification to the individual stocks I own. I just noticed that they have a new Emerging Markets Fund MAW160. As this is a relatively new fund I know that information is limited on it but can you comment if you think this would be a suitable fund that would add further diversification to the funds I currently own and if I were to purchase it which account would it best suit i.e.- non-registered-TFSA-RRSP?
Thank you.
Q: Our financial advisor has exposure to other countries with this mutual fund (3%). This is in my RRSP. Your thoughts please.
Q: Can you please confirm what the equivalent Pimco fund would be in the US? I was thinking PIMCO Income Fund Class D (PONDX)?
Thanks for your help.
Martin
Thanks for your help.
Martin
Q: Lester Asset Management is a small wealth management Company. They have made numerous appearances on BNN. For someone who wants a "No Fuss" Canadian portfolio of One or two ETFs like VCN & XHT and a small/medium fund like Lester Canadian Equity Fund, how would you rate the Fund & the company? Would you recommend another fund in the small/Medium class instead?
Thanks Team
Thanks Team
Q: Hello Peter, Ryan and 5i team. I am a long time holder of Mawer New Canada Fund. I purchased a substantial (for me) position in the fund for my RRSP many years ago before it closed to new investors. While I understand you are not fans of mutual funds in part due to the fees they charge - the fee on MAW107 is 1.4%) - this fund has consistently performed extremely well. This single fund currently makes up 14% of my self-managed RRSP portfolio, a 50/50 mix split between no-load low MER funds and individual North American small and large cap stocks. Is the 14% that this single fund occupies in my RRSP excessive in your opinions, or should I stay the course?
Q: Good afternoon 5i,
I am comfortable with the individual stocks in my RRSP...thanks to you.
When I cannot complete a full DRIP share, cash accumulates. I like the idea of sliding that in to a mutual fund . I am considering the Royal SERIES D. Canadian Dividend or O'Shaughnessy U.S. Value or Life Science & Technology. What do you think of this strategy? Are the MER's of 1.23% or 1.39% too high? Any other recommendations? Long term holder. Thanks for the advice. Paul
I am comfortable with the individual stocks in my RRSP...thanks to you.
When I cannot complete a full DRIP share, cash accumulates. I like the idea of sliding that in to a mutual fund . I am considering the Royal SERIES D. Canadian Dividend or O'Shaughnessy U.S. Value or Life Science & Technology. What do you think of this strategy? Are the MER's of 1.23% or 1.39% too high? Any other recommendations? Long term holder. Thanks for the advice. Paul
Q: Hi 5i Team,
Could I have your opinion on my last remaining mutual fund, Sentry all cap income fund (NCE1032). I hold positions in most of the companies in both your model and income portfolios and was thinking of maybe selling this last mutual fund. With the proceeds I was thinking of adding VGG but would miss the larger distribution offered by Sentry all cap fund. I am retired and rely on my dividend stream to supplement my company pension. Your advice would be appreciated. If not VGG maybe you could recommend something else(I also have a large position in CDZ). Thanks. Mario.
Could I have your opinion on my last remaining mutual fund, Sentry all cap income fund (NCE1032). I hold positions in most of the companies in both your model and income portfolios and was thinking of maybe selling this last mutual fund. With the proceeds I was thinking of adding VGG but would miss the larger distribution offered by Sentry all cap fund. I am retired and rely on my dividend stream to supplement my company pension. Your advice would be appreciated. If not VGG maybe you could recommend something else(I also have a large position in CDZ). Thanks. Mario.
Q: BLUE RIBBON INCOME RBN.UN has been touted as a well run income fund however its performance has indicated otherwise due to its heavy weighting in energy...I own 25% of the same stocks that this fund has in it..What would good a good replacement for this one? thank you..
Q: We have considered adding the PIMCO Monthly Income Fund - F to diversify our fixed income outside of ETFs. What are your thoughts on the fund? If you like the fund, how would you integrate it into a Moderate Aggressive portfolio currently using ETFs (CPD, XHY, ZAG, and CBO) for fixed income exposure? Any insights are appreciated.