Investment Q&A

Q: Can I have your opinion on this fund. Is there another fund or etf that would be preferred in this category? Thank-you.

Q: Could I have your views on these 3 funds from TD. Seems to be pretty good performers on a ytd to 15 year returns. Fees seem to be quite reasonable for those 3 funds.

Q: Can you account for the underperformance of this mutual fund which hit a high for the year on May 4 of $19.35 and now rests at $18.59?
The mandate is try to match the DJ index by holding the components but the index is some 10% higher now than May which makes the poor performance since then even more glaring. Can you suggest a fund or ETF that would truly mirror the DJ Index? Thanks, J.

Q: Hello

I m looking for a etf or mutual fund of quality blue chip who can growth in bull market and minimize the the risk during a bear market for a long run minimum of 5 years.

Which product between VIG, ZGQ, MAwer global equity, edgepoint global, black creek global,do you suggest me?
If you have other suggestions let me know.

Thank you for your help

Have a nice week end

Q: my rrsp guy had me shift a bunch of $ into agf precious metals. It has lost a significant amount of money when gold dropped. Since gold has been rallying it hasn't joined the party. Do you know why this is the case? Was this an ill advised move from the get go?

Q: Your comments please on these two Trimark mutual funds: Global Endeavour (aim 1593) and Trimark Fund (aim 1513) regarding recent poor performance, currency issues, and their prospects going forward. Could you recommend alternative funds or ETFs in their place. I've held them for a long time and their MERs are high.I prefer using Canadian dollars.

Q: Hi Team

I'm interested in adding to the fixed income component of my portfolio. I prefer active management for my fixed income, what would be three solid funds where the managers have flexibility to hold a broad range of fixed income (corporate, government, prefs, etc.)? PMO005 looks solid for a portion of the fixed income component, are there any other funds you would suggest? Thanks for your great service!

Q: Hello 5i:
I can't get a 10 year history on this fund (am presently an owner), and would like to add to it. Can you advise, using opinion if that's all that's available, how this fund would have fared in the period between 2005 and 2010? I've tried using funds in the category, but it seems to regularly beat the category, so this may not be a valid comparison. If its a true high-yield fund, the performance in ANY volatile period should be disma. Can you comment please?
thanks
Paul L

Q: Re my previous question of Mawer funds in a TFSA, your answer seems at variance with the advice from Mawer.
Mawer advises that:" Mawer mutual funds are structured as a Canadian Mutual Fund Trust.Foreign holdings inside the fund are not classed as foreign holdings for withholding tax purposes"

Q: During the Spring I liquidated my CDN Equity portfolio. I wanted to move away from managing indidual positions and move to a more passive approach. Then I read Ryan's excellent article, Why it's almost impossible to be a passive investor in Canada. I looked at HEW; but it is very small with only about $12m invested. Are there other ETFs that do an equal weight S&P 60? I also am considering VCN and CDZ. I also looked at Two mutual funds, Mawer Canadian Equity and Lester CDN Equity Fund. There are High Conviction funds available; but with very high MER's.
Would you please recommend a portfolio structure that would meet my needs, I am a conservative senior. Please have the suggestions add to 100%.
Thanks Guys for keeping us thinking outside the box.

Q: What do you think of the Phillips Hager & North High Yield Bond fund? I understand the lead manager is Hanif Mamdani. The fund seems to have half its assets in Canadian and half in American high-yield bonds. The MER is 0.87% which doesn't seem too bad for this kind of fund. The chart they post on the web looks outstanding (http://funds.rbcgam.com/pdf/fund-pages/monthly/rbf1280_e.pdf). How risky is this fund going forward?

Q: I would like to place some Mawer fund that is mostly in foreign stocks into my TFSA. Are there any withholding tax implications?
Thanks for your answer. HD

Q: good day...I am looking for a mutual fund that has no load and a small mer that my son and his wife can use in their rrsp for the next year or two ...I only want an mutual fund because of the trading costs incurred by buying individual stocks until they have a larger balance in this account...if you could recommend a good fund here I would greatly appreciate it...gene

Q: Do you have any thoughts on the Mackenzie Canadian Growth A Fund and Dynamic European Value Fund?

Q: Hallo 5I, Can you suggest similar ETFs in place of the above mutual funds. Also, the actual cost of a Mut.Fnd in view of the MER and Magt. Exp.Do
Many thanks, J.A.P. Burlington

Q: On June 28th, under misc, Donald asked your thoughts on a fixed income fund. I thought of your answer as a possible investment fund for me, but you did not name the fund. Could you please tell me the fund’s name. Thanks.

Q: Would you recommend this fund as part of the fixed income portion of a portfolio?

Thank you.

Q: As part of the US component of my equity portfolio, I own the above three funds/ETFs. I would like to reduce the count by one. Which two holdings should I keep and which one should I sell?

Q: Hi Great Service With ETF's gaining popularity and taking over from mutual fund investments ,how will they react with a 30 to 35% correction to the market? These investments have not been tested in a mass sell off. Question is about ETF's on the US and Canadian Markets

Q: Hi Guys! I like and respect Eric Nuttall very much which is why i bought his SPR 006 Fund about 6 months ago. I'm down abut 30%. I've seen him on BNN many times bragging about his fund appreciating by about 60+ % last year. BUT when I look at his Fund Fact sheet, it show NEGATIVE Returns for all Previous Years. What am I missing?

Thanks as always!
Fund Performance as at May 31, 2017
MTD* YTD* 1 YR 3 YR 5 YR 10 YR Inception
-5.5 -37.8 -20.9 -16.6 -2.4 -5.8