Investment Q&A

Q: Where could a person find as near to "real time" as possible all of the holdings of mutual funds and ETF's - when looking at company documents on their websites they can be months behind current. I even tried SEDAR but could not find.

Q: I am looking for low to medium risk USD investments like RBC's US monthly Income Fund other than straight bonds and GICs. Any suggestions?

Q: Besides the interest rate what is the difference between these two funds? Does the F series have a fee or somethings?

Q: What actively managed US focused broad based equity mutual fund (s) would you recommend if I wanted to complement my US etf holdings ? Thank-you .

Q: With the London Stock exchange essentially being flat for the last 20 years is there a good global equity fund that could capitalize on he underpermorance.I am thinking Maw120 or RBF 1370. Thx

Q: Can you please comment about the Mawer funds Which are the top 3 or four? Which are better for a non-registered account, and is there one you recommend for a TFSA? I don't have a long time horizon, being 76, but am open to some risk (and reward), Is there another mutual fund company in Canada you can recommend that sells diversified holdings in Europe and the US? I'd like some holdings that aren't usually found in ETFs that are good value. Thanks for all your help.

Q: I bought this late 2018 when working with a Nesbitt Burns advisor. I have been very happy with the 2019 and 2020 results (gains of 44.68% and 92% respectively in those years). Fund focus and holdings seems to have changed this year and I am not impressed. Gain of 0.53% year to date. MER is high. Is it time to sell this one in 2 accounts and move on? One is held in RESP with a short horizon now. One is in a non registered account. Do you have replacement suggestions for growth, either equities or ETF.

Q: I have 2 American Equity mutual funds: BTG105 and MAW108 in an RRSP. I also own the ETF VFV. Performance wise BTG105 has lagged MAW108 and VFV in the last 6 months, 1 yr, 3 yr, 5yr, and 10 yr periods, so I will sell it. But should I replace it with MAW108 or VFV?

MAW108 appears to have outperformed VFV in the last 3 yr, 5yr and 10 yr periods, while VFV outperformed MAW108 in the last 1 yr.

Can you rank these 3, best to worst?

Would you replace BTG105 and MAW108 with VFV (and consolidate all 3 into 1), or keep both MAW108 and VFV for US equity exposure?

Thanks,
Paul

Q: Is it true that as of June, 2022 back end loading will be prohibited? If yes ,is this only for new customers from that date forward or will customers already invested under these rules be permitted to shift their assets to other companies without penalty? Is Ontario to be exempt from the prohibition? Appreciate your incite
Dave

Q: Hello 5i Team,

I have a question about Mawer Funds. My wife and I currently hold about 500,00 across 4 account (2 TFSA’s 1 RRSP and 1 Cash). We own Mawer 130 and 104 split equally. We have enjoyed the funds and the performance and just wonder what your thoughts are about the size of the company. Do you see AUM growing to point where it could hinder performance. Thanks

Q: Any reasons that 5i can see that would account for the large difference in 10 year and 5 year in the performance of these companies that operate in similar industry. Companies outside of Canada have dramtically outperformed

10 year # including Div AON 470 MMC478 MFC 105 GWO 135 SLF 235

AON and MMC are 2 long term holdings in MAW120 and I am thinking of selling SLF and adding to MAW120

Q: I currently own PIMCO Income Opportunity Fund. PIMCO is planning to reorganize and merge some of the funds. PDI would aquire PCI and PKO. The new management fee will be 0.11%.

I have been happy with the income from PKO. Should I continue to hold the new fund or seek an alternative.

Q: I will soon start to withdraw from my RRSP and I am looking for tax saving ideas. I don’t like the idea that if I was hit by a bus tomorrow (aside from negative outcome for me) that my RRSP would be taxed at 53.53% and my dependents would be left with less than my hard-earned savings. I need your advice and yes I will look both ways before crossing the street. I recently listened to an audio by Allan Schieman where he suggests flow-through shares as a tax saving option. It seems like an interesting idea with some risk. I searched and found a Maple Leaf Fund managed by Craig Porter in BC. I suspect there are many pitfalls here, and I seek your advice and input on two questions i.e, 1. are there any reasonable/recommended flow-through share investment vehicles to help save taxes and 2. How else can I reduce RRSP withdrawal taxes? Please deduct as many questions you see fit. Thanks for your valuable advice.

Q: Hi 5i:

Can the Price to Earnings ratio (P/E) be used to determine the valuation of these yield plays or should I be looking at the Net Asset Value (NAV) instead?

Using P/E they rank cheapest to most expensive as: DFN, FIE, ZWC and EIT.UN. Is that accurate and if not, how would you rank them, cheapest to most expensive?

Thanks in advance,
Greg.

Q: Could I have your opinion on the longevity pension fund. Is it safe? Would it be a good investment for a 65 year old person? Thank you.

Q: Hi, I've been happy with Mawer's balanced fund for several years, but after reading the good article on all-in-one ETFs in June's Canadian Moneysaver I'm wondering if I should be switching to one of these ETFs for the lower fees? Comments? Thanks - Jeff.

Q: Hello 5i team: I am considering a couple of "green funds" and would like your opinion.First fid7228, second mac.5782. First is new so no track record,or would you have another recommendation.
TIA Mike

Q: My daughter's benefit plan advisor has suggested this RBF526. Do you have an opinion, and does it offer any advantage over RBF1067.
Please answer publicly, last time I asked a question it defaulted to private, which wasn't my intention.
Thanks Peter.

Q: Hi Guys,

Can I please get your opinion on PTI.UN. Thanks

Dave

Q: Hi Everyone at 5i! Me again! Somewhere is the archives of my mind I seem to recall the the TD bank offers some decent ETFs or mutual funds to their customers. If this is the case, could you tell me what they are?? Cheers, Tamara