Investment Q&A

Q: Hi team. I'm ok with some risk and am 100% equities with an average 13% return per year over 10 years thanks to your team!!

Now my question. We sold an investment property with the plan to use the money to fund a new investment property which will be built in 3 years...so this is my time frame. The money will be split between a TFSA & a taxable account, with the taxable account having about 75%.

What do you think if these for the TFSA - CSU, BN, SHOP and DOL?

These for the taxable - WSP, ENB, TFII, DSG, BNS, SU, ATD, BEPC, H, and a little more DOL?

Would you reorganize these between the 2 accounts? Alternatively, would you choose something else due to the timeframe?

Thanks a lot!

Q: With a debt-to-equity ratio to 99.4% does CNR have too much debt to continue operate successfully?

Q: This stock had some positive price action the last couple days, was there any news or upgrades or just volatility?

Q: I am looking to add BKNG to my Consumer Cyclicals. Currently I have a ATZ, LULU, MG, LNF, DOO, and CROX.

Long term growth investor.

Would you suggest trimming across the board or are there any names you would swap if one wanted to high grade their portfolio.

Q: Which of the above should be most positively affected by a dropping Canadian bank rate. Pls rate in most to least..

Q: Here's a thesis that I would like you to evaluate:

BDI provides housing to energy sector workers.

BDI has been doing this for years, housing people.

We are currently in a residential housing crisis.

Do you think that BDI could profitably partner with federal, provincial and municipal governments to help solve our current residential housing crisis by tweaking its market focus?

What is holding the company back from addressing this obvious market failure (to provide housing)?

Thank you.

Q: I am looking to get into safer investments and wondering which railway - Canadian or US - to buy. This would be held in a TFSA so growth would be preferred but total return is good too.

Q: Please comment on the latest Q and the co. Bought a small position in 1980's.Down 8.37% last week. Add,Hold or Sell. Are U covering the co.in due course,recollected that it was under consideration some time ago Txs for u usual great services and views

Q: Hi,
In the 5i BE model portfolio ATD is listed as being in the sector "C. Non-Cyc", however in the 5i company profile page ATD is listed as being in the sector "Consumer Discretionary". Which sector is ATD considered a part of?

Also, can you give me some ideas in the consumer staples category (Canada)?

Q: I'm wondering which of these stocks would be best to move from a RRIF into a CDN TFSA? Thanks.

Q: Gildan Activewear Inc. Class A Sub. Vot. (GIL:US)

Do you think this is a buy now with the management change?

Buy the US stock or the the CDN stock?

Thank you.

Q: On May 27th you answered this question to Esther with these stocks BKNG, ULTA, AXON, ABNB, UBER, ADBE, FI, ODFL, HEI, AZO, ORLY, ARES.

.
My question is in general when you list a number of stocks in your answers do you list them from most desirable to least?

If not, can you do so, just to maintain some consistency?

Thanks


Sheldon

Q: Re your portfolio analytics tool - I am pretty sure you may not agree with my portfolio….all Canadian dividend payers - financials, pipelines, utilities, telcos etc…you will think I have too much in financials. I live off the dividends without need to touch the capital (other than for some tax planning). I know most investment managers would advise that I should diversify a lot more, but I am comfortable with the composition. With this portfolio in mind and my comfort level, what benefit will your portfolio analytic tool offer me if you accept that I don’t want to hear that I should diversify? I’m trying to figure out if I should upgrade and what benefit I may enjoy. Thanks. Feel free to make this question either private or public.

Q: Hi, I was looking for a US Growth ETF sold on the Cdn exchange that is the equivalent of VUG that I can buy with Cdn dollars.

Thx

Q: Your recent responses to questions, include a caveat " if you have a decent time frame ". Is this 3years, 5years or 10years? Thank you

Q: Good morning
My question is regarding RESPs.. I’m currently holding CSU, LMN and VFV in my RESP. All equal weightings. Would you top up or add ? If adding, please list your top 5 in order. Thanks

Q: I have 1/2 to 2/3 positions in these four names. They pulled back recently and I am considering adding to make them full positions. Would you proceed today or wait for better prices? Any price targets to recommend.

Q: Hello 5i,

We are retired and in our mid 60's. We and have started pulling out 5% of our RRSP portfolio each year to pay bills and take vacations. One of our laddered GIC's came due on Monday. We can choose a 5-year at 4.59% but this is in an RRSP which we will pay 20% tax on upon taking funds out. Our equity to fixed income is 65 equity/35 fixed at this time.

Do you have any suggestions other than taking a 5-year GIC at 4.59%? We would be ~70/30 if we select equities.

Thank you
D&J

Q: Hello 5i Team

From review of various questions I surmise that that 5i mainly uses Bloomberg Terminal and/or Refinitive EIKON for research. However I realize these data packages due to monthly prices are beyond an individual investor.

Therefore I am trying to compare the various subscription versions of TIKR Terminal versus the subscription versions of KOYFIN which seem to be more reasonable. I have signed up for the "free" access versions of each to explore their features and I am quite satisfied with what I see. The choice is now which product to use and what subscription version to sign up for.

Does 5i use either TIKR Terminal or KOYFIN service and if so which subscription level do you use?

This may be best addressed as a blog article exploring both packages.

Thanks

Q: Hello, this is about your answer to a member about the valuation of CP versus CNR today. In your answer you stated that “CP is now cheaper than CNR on valuation (21X vs 24X).” Do you refer to the P/E ratio here? It appears there might be some discrepancy between the numbers you provided and what I found on TMX Money (P/E ratio 25.99 for CP vs 20.37 for CNR). Then, is CNR cheaper than CP? I am just trying to understand correctly. Thank you very much