Investment Q&A

Q: Hi 5i,

My portfolio has: AD, POW, REI,SRU, PPL, ATD, MG, BCE, EMA and GUD.
In your opinion do I have exposure to all sectors with quality stocks? Which ones would you suggest to add or get rid of?

Thank you!

Q: it seems to me that your answer on exchange income applies exactly to crh.
my question is why are you still holding crh in the growth portfolio, and why are you somewhat positive on crh as compared to exchange income, home capital etc.,etc.
i think it is over for crh.dave

Q: Any thoughts on why GWR is selling off? Thanks.

Q: Over the last month or two these companies have consistently dragged down my winning days. Your recommendations please.
Thanks so much.
Alex

Q: With the upcoming NAFTA re-negotiations, Telecom is area that the US has indicated that it would to discuss. Do you think that this could put downward pressure on Telus, BCE and Rogers. IF yes which one would you think would hold up better ?

Ken

Q: I am down 18% on AYA & 25% on CBL.
Can I get your opinion on these 2 companies and if I should hold or sell.

Thank You
Craig

Q: I have multiple questions in this post, feel free to take as many credits it requires.

I am right now rethinking my portfolio and your advices-suggestions would be greatly appreciated. I am investing for the long-term 10+ years

In the past 2 years, the size of my portfolio has tripled, mostly due to savings. Both my RRSP and TFSA are full, and I am now putting my new savings in an unregistered account. My full position (5%) size is currently between 8 to 9K$. When I began investing, in my TFSA my positions were more of 2-4K$. Here's a list of what stocks are in which account :

TFSA : ATD.B, GSY, MG, NA, OTEX, PHO, POT, SNC, T, and TD
RRSP : AQN, FTS, GUD, SIS, KXS, SLF
Un-registered : BAM, CCL.B +50K cash

I was thinking of selling SNC to buy back WSP in un-registered, and also moving TD to un-registered. So I could add to PHO, OTEX and GSY (my smallest positions). Is there other stocks in my TFSA that would better fit in another account? Do you have suggestions?

Also, I know I have some more growthy names in my RRSP that would might be better in a TFSA, but that's where I had room at the time of buying. Do you you think it's worth moving stocks from this account or it's OK leaving it as it is? I am at least 30 years away from retirement and don't plan to use money in my RRSP soon.

I would like to add gradually 4-5 positions to my un-registered account with my cash position. Do you have suggestions for quality long-term stocks (as I want to avoid as much as possible to sell in my un-registered) that could improve my portfolio?

Thank you!

Q: 5i team :
I have some cash available (10% of portfolio) with the intention to have it ready if the market (TSX or S&P 500) go on a sharp downturn. Assuming that this does not happen what would be your recommendation for the safest of all stocks (or 2 or 3 of them) in case of a downturn in the markets. (I am asking for a yield of 2.5%) Most of the safe stocks tend to have high P/E ratios , which makes me think they will drop anyways. Thanks

Q: Hi 5i team,

I purchased DDC years ago at $20 and have been in a lost position for a long time. Now the stock price is near $18. Should I sell at $18 or hold on it longer in hope of a better offer? Thanks.

Q: Good morning Peter,

Thank you for your thoughtful-as-usual, prompt answer to my recent question.

You feel that over the long term, a 50/50 portfolio (50% US Market Index ETF/50% US Money Market Fund) would return about half or less than one that is fully invested in the US Market Index ETF.

Writing in San Francisco's MarketWatch on Sept. 2, 2010, Jonathan Burton showed that such a portfolio "...has made almost as much money as the more aggressive, stock-heavy strategy over the past 25 years and topped it over the past decade."

Why would investors not reasonably expect a similar future performances?

Thank you.

Milan

Q: Yesterday the stock price of CIGI was down over 7% and WSP was down well over 3%. Do you know of any news that would have caused this?

Q: Hi Gang
Our parents are in there 80 /90s good health They need 5500pm Have 300-400 m to invest for income. Their income is 3600 now 200 m in other investment. Property worth 400m. Own everything free and clear. Also do credits carry to next year

Thanks Mike B.

Q: I have 37% (200K+) of my portfolio in CN Rail. It is in a taxable unregistered account. I would like to diversify a bit but afraid of the tax repercussions with selling (Up 100%+ capital gain). Also can't find many stocks that have been able to beat CNR over the long term. CN is basically a monopoly and a diversified hauler of goods. Note my registered accounts are fully invested. I try to sell 10,000 of cn stock a year to invest in other stocks but at the same time buying 15,000 of cn.

1. Should i be concerned with such a high % portfolio in one company? What is recommended
2. Should i be so concerned with capital gains tax?
3.What companies should i be looking at with the selling of CN that has been consistent with future growth?
4. Should i continue with 10% of income spent on cn stock. first 6% gives employee an extra 35% of stock.

Q: You mention sectors, and list them on your portfolios. Is there a financial website that uses those same sectors? I'd like to go through my stocks, and note the sector of each. Thanks.

Q: The July 15th edition of the Financial Post carries an article with the headline "Worst drought in decades devastates Europe's Crops" with the article focusing on a wheat-farmer in the Tuscany region (province?) of Italy. After doing a quick check online it seems that drought is somewhat dispersed throughout regions in Europe.

Would this European drought be significant enough to impact global grain supply and prices?

Would this be time to consider purchasing POT?

Thanks!

Q: Your last comments on this stock was back in December 2016, at that time you were negative on it's prospects. It has advanced nicely since . Has your opinion changed and does it now look like the momentum could continue ?

Q: Hi great team of yours, how important is the downgrade of a stock by analyst coming out suddenly . Usually follow by a drop of price. Should a long term investor worry about it ?

Q: Which of these would you feel has a better outlook for growth going forwards. Do you think this sector is over priced considering the big promises made about infrastructure spending?

Thanks

Q: Thanks for the link to portfolio updates from January 1, 2015.
https://www.5iresearch.ca/questions/60377
However, this is for companies removed from portfolios due to under performance.

Can you provide the same portfolio updates for companies added to your portfolios from January 1, 2015 along with reasons.

Q: I have A&W, CGX, and BPF.un in my consumer discretionary. I've been thinking of switching out A & W for TOY or DOL for diversification. Does this seem like a reasonable approach for a conservative retiree? Which would be the more stable choice for one in my position, or do you have another suggestion? Thank you so much for your continued help and advice. (CGX has done very well for me)