Investment Q&A

Q: Morning 5i : Your thoughts on the continual downward spiral .At 36. I am down 18%.Average down hold or sell.Is whatever going to effect NTR as well? Tks.Larry

Q: It seems all the Canadian banks are doing well - huge profits, reversing loan-losses, cash piles and talk of boosting dividends.

Is a lot of this profit due to the increasing real-estate mortgages being issued that have an implicit government backstop? I view this as a form of moral hazard - the banks know the government has their back so continue to lend despite worsening lending metrics like income to home price etc.

Do you see any risk from all the non-house owners in the country putting pressure on the government to reign in bank profits, as it seems only the 'rich' home owners are benefitting? Or would the banks themselves curtail lending as home prices continue to appreciate?

I know that the Canadian residential real estate market if a primary driver of our economic gains nowadays but at some point, the policital winds may shift.

What signals related to Canadian housing would you look for to make you want to reduce your exposure to Canadian banks?

Q: Hi gang, which one would you buy first, to last. Thanks
Alnoor

Q: Hello, I have a well diversified portfolio with
• Asset: 73% equity, 16% FI (mostly cash), 2% Real estate, and 9% Preferred
• Geography: 37% in Canada, 38% in US, 10% in Global (not counting cash)
• Sector: 18% in utilities, 18% in Finance, 24% in high tech, 8% in consumer, 7% in multi sector ETFs, 7 % in health, and 5% or less in each Telecom, Material, energy, and Industrial
Portfolio Dividend yield is roughly 2.9%. I like to deploy part of the cash (6 to 8%) in Canadian safe dividend stocks to increase portfolio yield. Investment horizon is 10+ years. I already have Popular names like ENB, BCE, TRP, POW, BNS, EMA, T, TD, FTS, RY, SLF, RCI.b, and AQN.). Here is my question:
Should I add more to the shares I already hold, or do you have suggestions for companies with safe and growing dividend in the sectors I am under weight. I am about 5.16% in Telecom. Option is to add more to BCE, Telus, and/or Rogers? Is this a good strategy or should add more to growth stocks since I have 10+ years of time horizon.
Thanks for your support.

Q: hello 5i team, I am 68 years old. As I get older I like to simplify my portfolios. Above is my CDN holdings. I have a U.S. portfolio of about 15 blue chip companies.
from this list which ones would you keep and which ones to sell? and time frame to sell? now/ 6 months+?
I appreciate your guidance.
Carlo

Q: Forestry stocks are down 10-30 percent. Is it time to buy, hold or sell?

Q: Hi group NTR appears to be faltering lately buy sell hold /why thanks

Q: I have a full position in CNR in my cash account and a 1/2 position of TFII in my TFSA. My plan is to sell down my CNR and increase TFII as my annual contribution limits permit. Good plan?

Q: I read Peter's article on "Five summertime US stocks picks to set and forget" and great article by the way. I wonder if Peter would have 5 Canadian stocks picks that I could set and forget for the summertime. Tnx.

Q: I've just read your email regarding the upcoming changes to your website and fees. What's the difference between "5i membership" and "basic bundle"?

Q: Some argue that the Biden climate agenda will be positive for uranium prices, but today (June 14) CCO's market cap is taking a substantial dive on (to my knowledge) no news, nor even an analyst downgrade. Any idea what's going on?

Q: Hi 5i, What is the break fee, if CN gets the STB approvals? I see CP as being in a "No Lose situation, If they don't get KCS on refusal by STB they walk away with the break fee. Also If CN gets these assets it opens the door for a large US railroad to attack like a pack of hungry wolves to take over CPR. The politicians might have their heads explode if that happens. Does the Canadian government cabinet have to approve either of these deals?

Q: Recognising these 2 stocks are different, can you give your thoughts on both and if you had to choose one which would it be?

Thank you

Q: I have Kinaxis in the growth section of my portfolio and have had for years. It's done well, but has receded and stagnated, so I am considering replacing it with one of the above which have been on my watch list for a while. I also hold PHO and DND which will eventually have to be replaced. I'm not concerned about sector, except, no tech because I'm overweight, but am looking to replace with a decent quality Canadian stock with good capital appreciation expected over the next few years as the economy recovers. Please order all five, including KXS as buy and hold growth stocks. Thanks!

Q: What do you see as the top 5 defensive stock plays for both Canada and the US as it stands today?

Q: Could you suggest five Canadian and five American companies that would benefit from inflation. Could you also suggest five Canadian in five American companies that would benefit from higher interest-rate. Thanks

Q: What do you think is the best way to invest in Ethereum and why, and is there a particular relatively safe fund you could recommend?

Q: I know you typically don't like averaging down. I'm underwater on the following names. Would you be comfortable adding to them and if so which order would you prioritize new money be allocated. 10+ year timeframe.

BEP.UN (down 22%)
KXS (down 21%)
TTD (down 36%)
U (down 41%)
XBC (down 54)

I assume you would advise a few more quarters with XBC before adding?

Thank you,

Stefan

Q: Could you list your 2 favourite Canadian and 2 favourite US Communication names right now and give your reasons. Also, could you then rank these in preference?

Growth investor, 10+ year timeframe. TFSA.

Thank you!

Q: I was hoping you could go sector by sector and suggest some companies in both Canada and the USA which you think will attract investor interest partly because of their ESG-friendly tilt.

As one analyst explained, there are commodity producers whose costs will be reduced thanks to ESG-related government grants, thereby boosting profitability. Wondering what you make of that and if you can suggest any examples. Thanks.