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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Greetings,
From a response from your office, I interpreted these five were suggested as still being good opportunities at present day prices. Did you mean full position or tranches etc?

Like many, I'm terrified of the impending pullback, especially with Tech names and what if prices fall by more than eg: 15%?

Secondly, what is your opinion on what might happen to the market, in the short term, if Trump keels over and dies?

With thanks, A
Read Answer Asked by Arzoo on January 08, 2026
Q: Given that I have no idea what the US (Trump) will do next, I am reluctant to invest new funds in equities. So I have the sense that I should increase my bond and gold exposure for the near future. I would appreciate your comments on this strategy.
Thank you.
Read Answer Asked by Dennis on January 06, 2026
Q: Hi Peter and Team,

My question isn’t about recent geopolitical events, since I need to re-balance our portfolio in accordance with the recommendations given in 5i’s Portfolio Analytics. Of the eleven TSX sectors, please give me your assessment of which sectors can be overweight and which sectors can be underweight going forward in 2026. I realize that this requires a ‘crystal ball’, but your experience over many market cycles is certainly superior to my own!

Thanks as always for your expertise. Happy New Year to all at 5i, as well as my fellow members of the 5i community.
Read Answer Asked by Jerry on January 06, 2026
Q: Hi Group please give me your top 6 sectors for 2026 (in order of preference please. Also can you give me you top 2 picks for each sector also in order of preference Lastly too late to buy gold and silver and copper what is your top picks in Gold and silver as well please assuming you recommend buy at this late date...thanks
Read Answer Asked by Terence on January 05, 2026
Q: I realize that CAD/USD exchange rate is historically very hard to predict, but most pundits are calling for US dollar weakness in 2026. About 60% of my portfolio is in US dollar denominated assets. Should I reduce that exposure?
Read Answer Asked by ROB on January 05, 2026
Q: You mentioned in an answer to one of your questions that money has been moving from technology to other sectors. Which sectors are receiving the most new investment?
Could you give me some examples of companies within those sectors that are strong companies fundamentally and have excellent upside potential. I
Read Answer Asked by Les on December 19, 2025
Q: Reported U.S. core inflation is 2.7% for November and the trend appears to be downward. I think you have expressed the view that tariffs are inflationary. Given these numbers, would you be revising your opinion on this matter?
Read Answer Asked by Greg on December 18, 2025
Q: I was curious about the Private real estate investments. I have seen companies like EQUITON who advertise returns of 16 -20% annual on their development offering. Do they have good track record? Is that rate of return possible? Are they too risky for retail investor?
Read Answer Asked by ZIM on December 18, 2025
Q: Hi, can you enlighten me regarding the Japanese carry trade situation? I am reading, but not fully understanding the effect of the Japanese government possibly raising interest rates - maybe soon. Is it possible this is a concern for traders globally if they or their large funds are heavily hedged using the Yen vs USD? I'm concerned this may be why there seems to be a rotation out of tech, even though the idea of continued AI spending seems likely into the next year. You always seem to be able to put these things into perspectve - thank you.
D
Read Answer Asked by Dawn on December 18, 2025
Q: I am changing providers for my RRIF. My understanding is that the process takes roughly a month, during which time thre account is frozen. I am presently about 65/35 equity to fixed income. Would it be wise to make my portfolio more conservative during this period. Conserving capital would be my main concern
Read Answer Asked by Tom on December 17, 2025
Q: Follow up on a recent question on FCCM and WXM. FCCM has the lower MER. Other differences I see in a simple comparison from my online broker: FCCM is large cap while WXM is mid cap. 5 year returns for WXM is higher, but 3 year, 1 year, and less favor FCCM. Dividend from FCCM is 0.64% paid annually and WXM is 1.26% paid quarterly.

I own WXM in my TFSA (up 55%) along with a selection of stocks from your portfolios. I also own VMO in another account.

How do you view these investment style ETFs (growth, dividend, value, momentum) vs geographic ETFs vs sector ETFs vs others for DIY investors trying to diversify within an account?
Read Answer Asked by Matthew on December 16, 2025
Q: Dear Peter et al:

I enjoyed your article , "This December, free up some time by ignoring these investing issues". A timely article. Well written. As a long term subscriber, I know that you live by these "principles" even when we pepper you with questions on target prices! :)

You didn't mention about what would make you "sell"! In other words, what are your exit strategies other than trimming your position sizes in those multi baggers!

I ask this b/c of my experience with Knight therapeutics, Payfare and a few others. Do you look at "opportunity costs" in your portfolio construction?

I value your words of wisdom, always!
Read Answer Asked by Savalai on December 16, 2025
Q: I would consider myself a long term investor tilted toward growth. For such an investor, what is your overall opinion of selling covered calls on long positions. I have dabbled in the past, but in the end I find that I do not enjoy the potential risk of giving away opportunities for growth just for the sake of earning some cash. It seems to me to be a short term gain, but a potential long term loss. Your thoughts on my perspective?
Thank you for your excellent service.
Cal
Read Answer Asked by Calvin on December 16, 2025
Q: Hi team,
Is CLS plummeting on Avgo results? Also why the negative reaction on Avgo with the earnings beat? I am not liking this market particularly tech. Any reason to sell off growth names right now it seems to happen with very little new catalysts in sight. Is it time to diversify away from tech with the portfolio already down approx 12% from highs. Or just ride out these growth names as usual? Thx

Shane
Read Answer Asked by Shane on December 12, 2025
Q: Following from Matt’s questions….

What is the forecasted revenue source for AI companies?

How do you see the service offerings between consumer and business?
Read Answer Asked by Danny on December 10, 2025
Q: As I muddle my way through determining which holdings to purchase or add to and which to reduce or sell outright, I can't seem to ignore the backdrop of tariffs and an unpredictable Trump. If CUSMA goes down the toilet and duties are applied to almost all goods I can't see how there wouldn't be cataclysmic damage to our country. I am increasingly worried that as an investor I am not discounting the likelihood of this accurately. I am wondering if you could comment on this and discuss what your thoughts are. I would like to be able to better formulate my own opinion as to the risk I am taking with equities and your input would be valuable.
Read Answer Asked by Robert on December 10, 2025
Q: We're approaching January, many of which have a lot of turbulence as fund managers sell winning stocks/sectors from this year to buy into what they think will be the winning stocks/sectors for 2026. Do you have any insight on what we should expect from them this time around? Canadian banking has been insanely good this year. Will they bet on that continuing or sell off to buy tech? Or will they go for gold or the long neglected healthcare or real estate sectors?

I presume there will also be a lot of retail selling of winners this year from people who put it off so the taxes would be delayed. Though I'm not sure how much retail moves the needle compared to funds.
Read Answer Asked by John on December 10, 2025
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