Investment Q&A

Q: Let’s say I want to read questions that were asked on May 22nd. Is there a way to navigate directly to that date? Thank you

Q: Hi. What is the benefit of purchasing a U.S. corporate CDR? Breifly, what is the process for doing so?

Dave

Q: I have a stock that's gone to zero in my TFSA; I assume this is the one my brokerage is referring to when they say "You hold some securities that may be subject to CTO...etc etc.. you may apply to gift each security to TD Direct Investing".
The stock's already been delisted. What do they want with it and how does it help the account holder? In this case, it doesn't help me at all, does it?

Q: My teenage daughters have some extra cash from grandparents and odd jobs. I currently maximized their RESPs but would like to see them invest the money in some stocks to have them learn first hand about investing. I realize you aren’t tax experts but wondering if you could point me to how best to do this. I understand I have to be account holder so for them to get the stocks I would have to sell them when they’re 18 and I pay capital gains or is there a way to transfer it to them and they pay capital gains tax? Any help on this would be appreciated.

Q: Follow up on your SBC comment on HPS:
there is nothing in the SBC situation that should be of any surprise here. If options are granted then there are consequences.
My point is: management is fully aware already of SBC impact so why would they wait for quarterly results with disclosure?
Don’t they have a duty to disclose material information impact ahead of the results?

Q: My question is about "keeping cash", I read that prudent professionals like to keep between 10% and 20% on portfolio. Can you share your view on this? Thanks

Q: Robo-advisor's.

What is your opinion?

Would you recommend the best one?

Thank you.

Q: Jean asked about converting USD to CDN and you replied with Questrade steps. For TD I use the following: https://creditcarrots.com/norberts-gambit-td-direct-investing/ It is important to follow exactly i.e., when selling click the sell button on top right NOT the sell button beside the DLR shares. Or just call TD when ready to sell.

Q: I would like to bring back some money from my US direct account to my CDN direct account, what is the best method and how would I do it?

Q: Can you please provide a list of cdr's that are available, or where a source where i could locate them.
Thanks in advance
Rick

Q: Hello 5i, Could you explain when a stock on the TMX trades and states the day volume was - Volume:630.59K Consolidated Volume:1.13M. What do you go by to accurately know the volume of shares traded that day and the price range.

Q: iTrade, In my RRSP/TFSA/Margin accounts, If I transfer US securities on my CAD side to my USD side, are there any charges?, I'm thinking not, since they are just moving it (journaling).
Can you please clarify it for me.

Q: Hi,
I'm curious about a listing for Intel on the CBOE Canada (formerly NEO) exchange. Can you please tell me if it is the economic equivalent of INTC on the NASDAQ, and can it be bought in a Canadian dollar RRSP account? Are there currency implications an investor should be aware of?
Thank you very much. Michael

Q: Where would I look to find yearly historical AUM numbers for ETFs and Mutual funds traded in Canada? Thanks

Q: Hi 5i,

I have a question about currency as it relates to investments made to the TSX or US stock exchanges.

I am embarrassed to ask given this was likely a rookie move; posting publicly in case it helps others.

I have made investments via my TFSA, LIRA, RRSP and self directed investment account in some US equities (above).

What I perceive now to be a "problem" is that all purchases of US stocks (including those with dividends) were made out of my CA account of said RRSP, TFSA, LIRA etc. given I did not hold any USD$ in my investment accounts.

Yesterday there were a few questions around Norbert’s Gambit approach (which I am not familiar with) and I have since realized the error of my ways. Here are my questions - knowing you cannot personalize responses - but if it were YOU :

- 1) As a Canadian, should the purchase of any US equity always be purchased using US funds in said investment account? OR when available - should you purchase on the CA stock exchange?

- 2) What is the best way to transfer CAD from said investment account into the US corresponding account if one wants to be mindful of fees, exchange rates etc. (is that Norbert's approach?)

-3) What would you suggest I do for the US equities I currently own in CA accounts? Is there anything to do?

Please use any credits you see fit.
Thanks a Million.

Q: I am hearing about AI trading system that does automated trading for you. Do you know any brokerage using the automated trading system and is it legal in Canada.

Thanks for your great service.

Q: Everyone, I have been investing since 1981 and during that time very few people are interested in talking about investments. My two adult children are the same. Any ideas how I can get people talking about investing money? Clayton

Q: Hello. I used to rely on a Canadian stock total return calculator available on the Canadian stock channel. It allowed me to calculate the returns for Canadian stocks from the 1990s up to the present day. This tool was incredibly useful and helpful. However, recently, the site has become completely blank, and the calculator is no longer accessible. Do you know the reason behind this sudden change? Additionally, if you’re aware of any other platforms where I can find a similar stock return calculator, I’d greatly appreciate your insights! Thanks

Q: Everyone, what three characteristics makes a good investor? Clayton

Q: Good day. Today (June 20, 2024) nvidia stock dropped about 3.5%: however, the Nvidia CDR that we acquire in Canadian dollars dropped almost double this amount. Normally the ADR stock moves pretty much in line with the US stock. Is there any reason for this difference today? I believe I saw something similar a fews days ago with some other stock (or etf?). Thanks again.