Investment Q&A

Q: Hello, for a 5-year holding period and $400k, in terms of currency costs, is it better to buy CDRs and let the CIBC handle currency hedging as a % or buy US$ and actual US stocks from a discount broker (without accounting for currency fluctuation after 5 years)? Would a breakeven holding period have to be longer than 5 years? Thanks.

Q: Hi Team,
Looking backwards with 20/20 hindsight vision…buying oil stocks at bottom basement levels a couple years ago is looking like it was the opportunity of generation with some names nearing 10x bagger levels off bottom and still climbing. I missed this opportunity . My question is today …are there any specific names or sectors that you see as if we bought today , that we might be looking back in 5yrs with the same type of view thankful that we bought in today? Please list your best ideas. Thanks!
Shane

Q: Thank you for the interesting report concerning the increased insider buying in recent months.

Is there any data to suggest that a company which has insider buying will perform better than other companies ? If so, can you provide a link ?

Thank you !

Q: We have money in a “high interest” saving account at 1.5 percent. With inflation growing, what alternatives would you suggest (mutual funds, ETFs) for funds sets aside for emergencies? Or, perhaps is the 1.5 percent fine given the nature of these savings(

Q: In these uncertain times and likely to continue for another year or so, me, pondering - what are the key metrics or factors that I should be following/focusing on to assess the ongoing health of the stocks held in my portfolio???
Your take/suggestion would be much appreciated ........Tom

Q: Today Claudio asked if you think the various indices will be higher or lower. You answered yes. Can you clarify?
Thanks

Q: Pre COVID there were some interesting AGMs to attend, and sometimes a lavish spread depending on how much the Co. wanted to impress its investors. Now out of ~20 notices in my mailbox only GSY has a real life AGM, the rest being online.

Is online the new norm for these functions or is GSY the first to return to the old ways? Since it's happening at noon, the meeting at least has promise of finger food!

Q: Good afternoon.

The other day I asked a question about dividends paid in US$ by Canadian companies. It was noted that these dividends are usually best kept in a U.S. account .

If these dividends are to be used for income in Canada is it still best to keep them in a U.S. account?
If so what is the best method to minimize exchange costs?

Q: I am trying to ensure my portfolio is appropriately balanced to deal with both the inflation we're currently facing and the recession most feel is coming in 2023. Should I target a portfolio that is balanced across all sectors and hold on for the ride? Or should I try to strategically overweight/underweight certain sectors? And if the latter, do you have any advice with regard to sectors and timing? Thank you.

Q: Hi,
Would you be reluctant to maintain more than $100K invested in a Canadian financial institution because of the cap on CDIC insurance?

I recently transferred a bunch of dough to Tangerine as its HISA is paying 2%.

I'm not concerned but should I be?

Thanks,
Robert

Q: With respect to Canadian companies that pay their dividends in US$ ( for example AQN) do you think it is better to keep these shares in the US$ side of my RRSP or the CAN$ side of my RRSP.

I am just thinking in terms of exchange costs every time a dividend is paid.

When and if it came time to sell I could just swing the shares back to the Canadian side.

Thanks very much.

Q: Is there a site where you can check all the dividend dates and then buy a stock before the ex-dividend date? Do I get the dividend if I sell on the ex-dividend date or need to sell after the ex-dividend date?

Eg: Ex-Dividend Date May 03, 2022 (Do I need to hold on May 3rd, 2022, or I can sell and still get a dividend)

Thanks for the great service.

Q: Good morning,

Truly enjoy reading your reports and answers to queries asked by members!

In your response to Chris, on April 8th, you outline a starting strategy for a young 16 year old investor.

You state: "we might start out with a broad market ETF that pays a dividend"

Would you be comfortable listing a few broad market ETF that fit this criteria taking into account a 10 year lock up of the funds?

Perhaps suggesting a few for high, moderate and low risk tiers.

Have a great weekend!

Art

Q: Leaps vs buying the shares. I am looking at purchasing 2023 in the money call options for these 2 companies instead of the stock. Is this advisable?

Q: I entered a 5000 share buy order on a fairly actively traded TSX.V company (approx. 100K shares daily trading). My buy order was filled with 500 shares (exactly) per trade every 2 minutes, exactly according to the time stamp on the order. Can you comment on what appears to be a peculiar selling pattern.? Is it some sort of "computer" generated selling process and what might it be a sign of?

Q: oh Ross Healey....on Market Call.......yes Garth and another person, everyone has an opinion but Ross's is like outside the standard deviation and by a wide margin me, surprised BNNBloomberg invites the "heel" onto the show
I'll take 5IR anytime.......Tom

Q: Hi 5i,

In a recent newsletter by Richard Bernstein Associates they talk about a coming paradigm shift for investing in the next decade. They talk about the breakdown of globalization and the persistence of higher inflation and that asset class leadership will change.

They suggest the new paradigm will be to move away from long-duration assets (i.e. growth, technology, cryptocurrencies, residential real estate, and long term fixed-income) and that the longer term opportunities are in pro-inflation assets such as energy, materials, industrials, commodities, commodity related countries, gold and some real estate assets.

Question 1
I know no one can predict the future of the markets but I am interested in getting your thoughts on their paradigm shift idea?

Question 2
How would this paradigm shift be viewed through the lens of an ESG type of investor (i.e. someone that doesn't want to invest in fossil fuels, companies that wreak havoc on the environment, etc.?)

Thanks!

Q: Thinking about purchasing a little bit of these before the split. If I were to buy the CDR version in Canadian funds, on the NEO Exchange, would I still get some kind of split, or would they not be eligible? Also, is there any big disadvantage to buying the CDR version? Thanks so much…

Q: Which stocks do you currently have a A or A- rating on?

Q: Could you explain the selling At the market program announced and effect on stock price