Investment Q&A

Q: Peter,

You brought up a mention of female vs male investors in the recent edition of the Moneysaver. I assume you are speaking of the DIY group. What percentage of this group do you think are males vs females and the reasons for.

Thank you

Paul

Q: Hello,

After GOOG does their split - do you think the demand/trading volume for the CDR will dry up?

And in a worst case scenario that likely will never happen - if the CDR winds up and liquidates....would the holders get cash returned or would they receive proportional equivalent of US listed GOOG?

thank you and have a great weekend.

Q: Hello, just a question of process. Do you post answered questions from the previous day by a certain time the following day? Are all the answered questions posted all at once? Thank you.

Q: Marked Private to allow 5i to vet for suitability. Please post publicly if you feel this post has any merit, otherwise just discard and accept my apologies.

Hello 5i and fellow members,
This is not a question, but just a comment about the current market turmoil. In reading the questions and answers over the past month or so, it is obvious that many members - and market participants writ large - are very much spooked these days.
Then, referencing a news item that speaks to the broad (very broad) mental health of Canadians and observing that anxiety, depression, worry, and fear have increased across the entire population as a result of 2+ years of Covid with no end in sight, geopolitical turmoil and uncertainty, and all of the other factors that cause the average citizen stress these days - the point is that even if one is not aware of it, one's mental health, outlook, perspective, etc. may not be as healthy, clear, and resilient as it was, say, three years ago. This means that there may be a fundamental, underlying, reason for one's reaction to events today that may not have been present in other circumstances even where the market itself was performing horribly.
I know my anxiety has increased but I am trying to school myself to put it into a broader context and not engage in hasty reactions to a horrible and uncertain market based on fear that may originate from two years plus of pandemic. The bad news seems to just keep piling on, but I am optimistic that in 3 years things will look radically different - and better! My response has been to do nothing major to our portfolio other than normal re-balancing where required.
I wish everyone out there all the best and hope this might help one in contextualizing their own reaction to events.
Cheers,
Mike

Q: Hello again - after reading an earlier question asked by someone spooked by the market in it current catatonic state, I recalled graphs I reviewed this morning showing institutional buying cross referenced with share prices. For many of my tech holdings ( eg. DOCN, GLBE, ESTC, PD, etc ) the graphs show steady purchasing levels by institutions even as share prices are plunging. My take on institutional investors is they are manage other people's money by and large. They are not prone to the panic, or emotional reaction, that retail investors like myself experience when we hit these air pockets. Helpful charts, at least for me and while I'm burning up one of my question credits I'd like to add how I have greatly benefited by the Portfolio Analysis tool since its inception. Using several of your suggestions, I have built a diversified portfolio that is providing a lot of insulation from the current market gale. Thanks AL

Q: I feel a bit lost and don't know what to do. Many of the stocks I own are down, some by a lot. Oh yes, it has been painful. Thinking of the long term, I did very little when the carnage started, and waited for things to settle. Perhaps they have or are getting close and I am getting ready to figure out what to do. But it is difficult to come to grips with some of the large losses, especially in holdings that I previously thought were pretty solid. For example, MG and PBH (and a number of others) . I see there are questions about these 2, so I am not looking necessarily for info about them; but more, do I sell stocks that I thought were, and still think are, good long term holdings, to move to other stocks that are said to have, currently, more potential? I see your comments about not sector jumping. But how do I adjust, if I get past my pain?

Though some are from registered accounts, there are losses in taxable accounts; how much consideration is to be given to that issue?
Many thanks for your excellent service.

Q: Abundance Canada can facilitate a donation of stocks for a 1% fee. They also use TD Direct Trading so it usually takes less than a week.

Q: I have had some large cap gains. Tried to share my good fortune with Charities, most recently Red Cross, Ukraine Relief. My problem is that the form that is issued by Canada.Helps was filled out, however was denied by my Canada Trust Branch. I self direct through TD Waterhouse.

After some research apparently The Letter Of Direction for Transfer of Publicly Traded Securities issued by CanadaHelps.org does not, this year, contain relevant information. Last year it went through no problem. The form does not have the Charity Number, Pledge I.D. or Valid until Date. I tried to discuss this with CanadaHelps but they brushed me off and did not help.

Can anyone at 5I, or other members please help with info on this so that I can donate? Is there another Organization that I can use?
Thank you. Gord

Q: We had requested a transfer form one TDW Ac to another on Feb26. On enquiry on March 8 we were advised that the funds were not transfered as TD trust did not put correct stamp on the transfer form sent to TDW.

They stated that they do not have the resources to contact the client and that it is the client's responsibility to follow up on all transactions.

We had similar delays on two other occasions when the transfer took nearly two months.

This is being forwarded as important information to your subscribers so that they do not face similar delays.

Publish as per your discretion.

Thanks

Thomas

Q: Your Financial Post article outlining why women are better investors than men was interesting, but did not cite specific research sources, only vague references. A list of the specific research upon which your article was based would be helpful. Thank you.

Q: What price would be a great entry point for Goog? BMO InvestorLine has $2401.43 for Stop price/ long position. Could you please kindly explain about this? Many thanks

Q: Hi Peter
I have read your report that you have sent over to your customers stating that with this market correction it is time to build, i am with you all the way i am fairly new to this game been in it for only 2 years and still learning alot following your advise. I am at the age of 63 years old , if still healthy my time frame will be 5 years. Stating what you said about the market correction that we are in now, which companies would you feel is something that you can see moving in the right direction or which sector would you recommend? Thks again for everything

Q: Hi!
My question is around what to do with high growth, unprofitable technology companies that were once huge winners. If one has a small portion allocated to these companies, does it make sense to hold and one day things could turn and these stocks can gain again. There is so much talk to switch to value/cyclical/materials and that trade can last for a very long time. My guess is you favour diversification which I have, but of course wonder if these unprofitable tech names can go down another 50 percent and will they ever recover?? Which of the high growth unprofitable tech names would you be adding to or would you only add to profitable tech like Meta, Amazon, Google, etc...
Thank you!

Q: Canada just reported 6.7% GDP growth, how much of this is inflation.

Q: Please clarify..., when I call up GOOG @ $23 and NVDA $24 Canadian. Are the Canadian listed companies here investible and appreciate your clarification? Thanks!

Q: Interest to know insider trading history before purchasing a Canadian stock. Where can I find it? Is there any free official web site that list insider trading history?

Q: To everyone at 5i! I would like to take a minute to sincerely thank you for everything you have done to help me along with my investment career. I have been with you now since Jan.10, 2015 and am about ready to renew my membership next week. Your service has been invaluable to me and I have learned so much! With your help and advice my portfolio has grown substantially . During this volatile market time, your guidance has kept me grounded and has kept me focused on my investment objectives. Thank you again!!! Kind Regards, Tamara

Q: Just a thankyou note. Your team is amazing. I asked a question today, and it was answered today. Thankyou again

Q: XIT is a capped technology ETF. How often is the ETF holdings rebalanced ? With the recent downfall of SHOP, Yahoo Finance still shows SHOP at 27.7% of XIT but Morningstar at 14.1%. Who is right ? Good day.

Q: I have friends that have sold mutual funds and wondered why the final proceeds seem so much less than they expected based on recent monthly statement values (i.e. they've sold a day after the their last statement in an up market). Why do mutual funds valuations seem a bit contrived? Are there hidden fees deducted from the sale proceeds in general? If so, what % are they typically?